Ålandsbanken Abp (LON:0O2N)

Ålandsbanken Abp Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	285.6	343.43	329.01	900.35	672.26
Investment Securities	817	417.34	737.19	383.64	352.39
Trading Asset Securities	21	27.26	26.64	13.03	24.62
Mortgage-Backed Securities	-	484.64	351.14	395.44	469.15
Total Investments	838	929.24	1,115	792.11	846.16
Gross Loans	3,593	3,889	4,346	4,829	4,404
Allowance for Loan Losses	-13	-20.17	-20.04	-14.65	-11.88
Net Loans	3,580	3,869	4,326	4,814	4,392
Property, Plant & Equipment	45	36.7	35.54	34.27	32.86
Goodwill	-	2.9	2.9	2.9	2.9
Other Intangible Assets	21	18.03	17.72	20.18	21.49
Investments in Real Estate	-	0.29	0.3	0.31	0.31
Accrued Interest Receivable	51	32.62	22.75	20.4	15.08
Other Receivables	1	95.53	34.97	37.96	39.52
Restricted Cash	30.1	-	-	-	-
Other Current Assets	-	5.57	5.48	3.6	4.22
Long-Term Deferred Tax Assets	7	4.76	6.48	4.78	5.42
Other Long-Term Assets	66	3.35	1.86	3.77	2.6
Total Assets	4,925	5,342	5,898	6,635	6,035
Accounts Payable	-	5.06	4.34	3.39	1.84
Accrued Expenses	52	28.59	25.73	24.6	21.04
Interest Bearing Deposits	3,521	931.9	4,182	4,070	3,605
Non-Interest Bearing Deposits	-	2,663	-	-	-
Total Deposits	3,521	3,595	4,182	4,070	3,605
Short-Term Borrowings	4	105.8	57.79	67.11	73.18
Current Portion of Long-Term Debt	78	877.4	-	-	545.59
Current Portion of Leases	-	4.3	3.5	3.09	3.68
Current Income Taxes Payable	2	3.42	2.71	4.27	5.13
Accrued Interest Payable	-	14.87	4.42	3.68	4.29
Other Current Liabilities	-	4.64	5.52	5.93	13.87
Long-Term Debt	843	281.5	1,224	2,040	1,384
Long-Term Leases	-	13.5	14.19	13.03	10.17
Long-Term Unearned Revenue	-	0.61	0.9	0.76	1.37
Pension & Post-Retirement Benefits	-	3.03	1.12	7.32	13.17
Long-Term Deferred Tax Liabilities	33	35.18	34.7	34.57	32.23
Other Long-Term Liabilities	56	33.52	20.24	24.78	28.23
Total Liabilities	4,589	5,006	5,581	6,303	5,743
Common Stock	42	42.03	42.03	42.03	42.03
Additional Paid-In Capital	33	32.74	32.74	32.74	32.74
Retained Earnings	222	210.44	195.86	196.87	183.72
Comprehensive Income & Other	39	50.1	46.4	60.27	33.87
Total Common Equity	336	335.31	317.02	331.91	292.36
Minority Interest	-	0.02	0.01	0.01	0.01
Shareholders' Equity	336	335.32	317.04	331.92	292.37
Total Liabilities & Equity	4,925	5,342	5,898	6,635	6,035
Total Debt	925	1,282	1,300	2,123	2,016
Net Cash (Debt)	-618.4	-882.78	-911.73	-1,178	-1,290
Net Cash Per Share	-40.08	-57.54	-58.68	-75.54	-82.79
Filing Date Shares Outstanding	15.37	15.31	15.25	15.6	15.59
Total Common Shares Outstanding	15.37	15.31	15.25	15.6	15.59
Book Value Per Share	21.87	21.90	20.78	21.27	18.76
Tangible Book Value	315	314.38	296.4	308.82	267.97
Tangible Book Value Per Share	20.50	20.54	19.43	19.79	17.19

Source: S&P Capital IQ. Banks template. Financial Sources.