ageas SA/NV (LON:0Q99)

ageas Statistics

Total Valuation

ageas has a market cap or net worth of GBP 9.76 billion. The enterprise value is 13.83 billion.

Market Cap	9.76B
Enterprise Value	13.83B

Important Dates

The last earnings date was Wednesday, August 27, 2025.

Earnings Date	Aug 27, 2025
Ex-Dividend Date	Jun 4, 2025

Share Statistics

Current Share Class	190.73M
Shares Outstanding	n/a
Shares Change (YoY)	+0.23%
Shares Change (QoQ)	+1.26%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	189.41M

Valuation Ratios

The trailing PE ratio is 9.87 and the forward PE ratio is 8.49.

PE Ratio	9.87
Forward PE	8.49
PS Ratio	1.32
PB Ratio	1.25
P/TBV Ratio	1.78
P/FCF Ratio	7.22
P/OCF Ratio	6.23
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.04, with an EV/FCF ratio of 10.23.

EV / Earnings	14.00
EV / Sales	1.86
EV / EBITDA	9.04
EV / EBIT	11.14
EV / FCF	10.23

Financial Position

The company has a current ratio of 5.50, with a Debt / Equity ratio of 0.79.

Current Ratio	5.50
Quick Ratio	5.33
Debt / Equity	0.79
Debt / EBITDA	5.76
Debt / FCF	4.57
Interest Coverage	4.00

Financial Efficiency

Return on equity (ROE) is 15.07% and return on invested capital (ROIC) is 3.63%.

Return on Equity (ROE)	15.07%
Return on Assets (ROA)	0.59%
Return on Invested Capital (ROIC)	3.63%
Return on Capital Employed (ROCE)	0.97%
Revenue Per Employee	439,390
Profits Per Employee	58,840
Employee Count	16,797
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, ageas has paid 235.73 million in taxes.

Income Tax	235.73M
Effective Tax Rate	17.11%

Stock Price Statistics

The stock price has increased by +27.50% in the last 52 weeks. The beta is 0.75, so ageas's price volatility has been lower than the market average.

Beta (5Y)	0.75
52-Week Price Change	+27.50%
50-Day Moving Average	59.50
200-Day Moving Average	54.33
Relative Strength Index (RSI)	42.95
Average Volume (20 Days)	106,173

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ageas had revenue of GBP 7.38 billion and earned 988.34 million in profits. Earnings per share was 5.36.

Revenue	7.38B
Gross Profit	2.21B
Operating Income	788.62M
Pretax Income	1.38B
Net Income	988.34M
EBITDA	998.63M
EBIT	788.62M
Earnings Per Share (EPS)	5.36

Balance Sheet

The company has 22.71 billion in cash and 6.18 billion in debt, giving a net cash position of -3.13 billion.

Cash & Cash Equivalents	22.71B
Total Debt	6.18B
Net Cash	-3.13B
Net Cash Per Share	n/a
Equity (Book Value)	7.83B
Book Value Per Share	36.23
Working Capital	19.20B

Cash Flow

In the last 12 months, operating cash flow was 1.57 billion and capital expenditures -214.30 million, giving a free cash flow of 1.35 billion.

Operating Cash Flow	1.57B
Capital Expenditures	-214.30M
Free Cash Flow	1.35B
FCF Per Share	n/a

Margins

Gross margin is 30.00%, with operating and profit margins of 10.69% and 13.39%.

Gross Margin	30.00%
Operating Margin	10.69%
Pretax Margin	18.66%
Profit Margin	13.39%
EBITDA Margin	13.53%
EBIT Margin	10.69%
FCF Margin	18.32%

Dividends & Yields

This stock pays an annual dividend of 2.05, which amounts to a dividend yield of 3.47%.

Dividend Per Share	2.05
Dividend Yield	3.47%
Dividend Growth (YoY)	4.65%
Years of Dividend Growth	1
Payout Ratio	54.29%
Buyback Yield	-0.23%
Shareholder Yield	3.24%
Earnings Yield	10.13%
FCF Yield	13.85%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 7, 2012. It was a reverse split with a ratio of 0.1.

Last Split Date	Aug 7, 2012
Split Type	Reverse
Split Ratio	0.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	6