Aktia Pankki Oyj (LON:0QF8)

Aktia Pankki Oyj Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	-	424.98	360.71	119.51	93.25	83.07
Interest Income on Investments	-	0.34	0.14	1.44	0.35	0.4
Total Interest Income	-	425.33	360.85	120.96	93.61	83.47
Interest Paid on Deposits	-	272.94	220.28	20.33	-3	2.39
Net Interest Income	148.28	152.38	140.57	100.62	96.6	81.08
Net Interest Income Growth (YoY)	0.14%	8.40%	39.70%	4.16%	19.15%	3.90%
Gain (Loss) on Sale of Assets	0.15	0.15	0.12	0.02	0.35	0.08
Gain (Loss) on Sale of Investments	95.46	104.96	108.1	-189.38	4.51	4.79
Other Non-Interest Income	61.29	51.29	38.65	391.69	98.94	74.31
Total Non-Interest Income	156.91	156.41	146.87	202.33	103.79	79.18
Non-Interest Income Growth (YoY)	7.20%	6.49%	-27.41%	94.93%	31.09%	21.05%
Revenues Before Loan Losses	305.19	308.79	287.44	302.95	200.4	160.26
Provision for Loan Losses	10.83	10.63	6.97	10.22	4.49	4.05
Revenue	294.36	298.16	280.48	292.73	195.9	156.21
Revenue Growth (YoY)	3.04%	6.31%	-4.18%	49.42%	25.41%	12.39%
Salaries and Employee Benefits	78.56	77.56	80.26	76.53	81.11	66.75
Occupancy Expenses	21.74	23.74	23.49	23.29	21.5	18.28
Selling, General & Administrative	61.26	59.16	50.8	42.75	39.92	32.57
Other Non-Interest Expense	19.52	18.12	22.16	26.86	31.86	24.28
Total Non-Interest Expense	181.09	178.49	176.56	169.18	174.67	141.98
EBT Excluding Unusual Items	113.27	119.67	103.92	123.54	21.23	14.23
Asset Writedown	-25.13	-25.03	-1.3	-	3.12	-3.82
Other Unusual Items	-	-	-	-	60.27	44.68
Pretax Income	88.15	94.65	102.61	123.5	84.62	54.79
Income Tax Expense	17.65	18.75	21.27	25.17	17.27	12.17
Earnings From Continuing Operations	70.5	75.9	81.34	98.33	67.36	42.62
Net Income	70.5	75.9	81.34	98.33	67.36	42.62
Preferred Dividends & Other Adjustments	-	-	-	-	0.54	-
Net Income to Common	70.5	75.9	81.34	98.33	66.82	42.62
Net Income Growth	-22.05%	-6.69%	-17.28%	45.98%	58.04%	-31.06%
Basic Shares Outstanding	73	73	72	72	70	70
Diluted Shares Outstanding	73	73	72	72	70	70
Shares Change (YoY)	0.54%	0.54%	0.46%	2.21%	0.96%	1.09%
EPS (Basic)	0.97	1.04	1.12	1.37	0.95	0.61
EPS (Diluted)	0.96	1.04	1.12	1.37	0.95	0.61
EPS Growth	-23.06%	-7.14%	-17.97%	43.99%	55.46%	-31.88%
Dividend Per Share	0.820	0.820	0.700	0.430	0.560	0.430
Dividend Growth	17.14%	17.14%	62.79%	-23.21%	30.23%	-18.87%
Effective Tax Rate	20.02%	19.81%	20.73%	20.38%	20.40%	22.21%

Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.