COFACE SA (LON:0QVK)

COFACE Statistics

Total Valuation

COFACE has a market cap or net worth of GBP 1.94 billion. The enterprise value is 5.01 billion.

Market Cap	1.94B
Enterprise Value	5.01B

Important Dates

The next estimated earnings date is Thursday, February 19, 2026.

Earnings Date	Feb 19, 2026
Ex-Dividend Date	May 20, 2025

Share Statistics

Current Share Class	149.24M
Shares Outstanding	n/a
Shares Change (YoY)	+0.03%
Shares Change (QoQ)	+0.02%
Owned by Insiders (%)	0.29%
Owned by Institutions (%)	31.35%
Float	103.96M

Valuation Ratios

The trailing PE ratio is 9.66 and the forward PE ratio is 9.09.

PE Ratio	9.66
Forward PE	9.09
PS Ratio	1.15
PB Ratio	1.03
P/TBV Ratio	1.16
P/FCF Ratio	11.39
P/OCF Ratio	10.00
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.83, with an EV/FCF ratio of 29.45.

EV / Earnings	24.97
EV / Sales	2.96
EV / EBITDA	12.83
EV / EBIT	14.83
EV / FCF	29.45

Financial Position

The company has a current ratio of 1.03, with a Debt / Equity ratio of 1.80.

Current Ratio	1.03
Quick Ratio	0.95
Debt / Equity	1.80
Debt / EBITDA	8.70
Debt / FCF	19.96
Interest Coverage	9.31

Financial Efficiency

Return on equity (ROE) is 10.79% and return on invested capital (ROIC) is 4.09%.

Return on Equity (ROE)	10.79%
Return on Assets (ROA)	3.01%
Return on Invested Capital (ROIC)	4.09%
Return on Capital Employed (ROCE)	11.55%
Revenue Per Employee	331,498
Profits Per Employee	39,318
Employee Count	5,236
Asset Turnover	0.24
Inventory Turnover	n/a

Taxes

In the past 12 months, COFACE has paid 73.35 million in taxes.

Income Tax	73.35M
Effective Tax Rate	26.75%

Stock Price Statistics

The stock price has increased by +1.28% in the last 52 weeks. The beta is 0.50, so COFACE's price volatility has been lower than the market average.

Beta (5Y)	0.50
52-Week Price Change	+1.28%
50-Day Moving Average	15.28
200-Day Moving Average	16.18
Relative Strength Index (RSI)	42.28
Average Volume (20 Days)	74,097

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COFACE had revenue of GBP 1.69 billion and earned 200.44 million in profits. Earnings per share was 1.34.

Revenue	1.69B
Gross Profit	1.02B
Operating Income	337.29M
Pretax Income	274.24M
Net Income	200.44M
EBITDA	374.15M
EBIT	337.29M
Earnings Per Share (EPS)	1.34

Balance Sheet

The company has 814.00 million in cash and 3.39 billion in debt, giving a net cash position of -3.06 billion.

Cash & Cash Equivalents	814.00M
Total Debt	3.39B
Net Cash	-3.06B
Net Cash Per Share	n/a
Equity (Book Value)	1.88B
Book Value Per Share	12.59
Working Capital	119.16M

Cash Flow

In the last 12 months, operating cash flow was 193.68 million and capital expenditures -23.69 million, giving a free cash flow of 169.99 million.

Operating Cash Flow	193.68M
Capital Expenditures	-23.69M
Free Cash Flow	169.99M
FCF Per Share	n/a

Margins

Gross margin is 60.61%, with operating and profit margins of 19.96% and 11.86%.

Gross Margin	60.61%
Operating Margin	19.96%
Pretax Margin	16.23%
Profit Margin	11.86%
EBITDA Margin	22.14%
EBIT Margin	19.96%
FCF Margin	10.06%

Dividends & Yields

This stock pays an annual dividend of 1.18, which amounts to a dividend yield of 7.84%.

Dividend Per Share	1.18
Dividend Yield	7.84%
Dividend Growth (YoY)	6.53%
Years of Dividend Growth	n/a
Payout Ratio	91.04%
Buyback Yield	-0.03%
Shareholder Yield	7.81%
Earnings Yield	10.35%
FCF Yield	8.78%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3