UBS Group AG (LON:0R3T)

UBS Group AG Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	35,994	31,743	11,782	8,533	10,109
Interest Income on Investments	7,061	3,770	1,403	1,431	-
Total Interest Income	43,055	35,513	13,185	9,964	10,109
Interest Paid on Deposits	35,947	28,216	6,564	3,259	4,247
Total Interest Expense	35,947	28,216	6,564	3,259	4,247
Net Interest Income	7,108	7,297	6,621	6,705	5,862
Net Interest Income Growth (YoY)	-2.59%	10.21%	-1.25%	14.38%	30.24%
Gain (Loss) on Sale of Assets	96	12	157	200	922
Gain (Loss) on Sale of Investments	135	7	843	50	40
Gain (Loss) on Sale of Equity Investments	144	-348	32	105	84
Other Non-Interest Income	41,097	33,683	26,553	28,405	26,172
Total Non-Interest Income	41,472	33,354	27,585	28,760	27,218
Non-Interest Income Growth (YoY)	24.34%	20.91%	-4.09%	5.67%	11.08%
Revenues Before Loan Losses	48,580	40,651	34,206	35,465	33,080
Provision for Loan Losses	551	1,037	29	-148	694
Revenue	48,029	39,614	34,177	35,613	32,386
Revenue Growth (YoY)	21.24%	15.91%	-4.03%	9.96%	11.96%
Salaries and Employee Benefits	24,673	22,678	17,660	18,387	17,224
Occupancy Expenses	3,315	2,307	2,061	2,118	2,126
Selling, General & Administrative	8,743	8,720	5,189	5,553	4,885
Other Non-Interest Expense	-1	2	-	-	-
Total Non-Interest Expense	36,730	33,707	24,910	26,058	24,235
EBT Excluding Unusual Items	11,299	5,907	9,267	9,555	8,151
Asset Writedown	-53	-593	-	-	-
Legal Settlements	-	-	111	-	-
Other Unusual Items	330	27,448	246	-71	4
Pretax Income	6,820	28,255	9,604	9,484	8,155
Income Tax Expense	1,675	873	1,942	1,998	1,583
Earnings From Continuing Operations	5,145	27,382	7,662	7,486	6,572
Minority Interest in Earnings	-60	-16	-32	-29	-15
Net Income	5,085	27,366	7,630	7,457	6,557
Net Income to Common	5,085	27,366	7,630	7,457	6,557
Net Income Growth	-81.42%	258.66%	2.32%	13.73%	52.35%
Basic Shares Outstanding	3,198	3,153	3,261	3,483	3,583
Diluted Shares Outstanding	3,351	3,296	3,397	3,627	3,707
Shares Change (YoY)	1.67%	-2.99%	-6.33%	-2.15%	-1.60%
EPS (Basic)	1.59	8.68	2.34	2.14	1.83
EPS (Diluted)	1.52	8.30	2.25	2.06	1.77
EPS Growth	-81.69%	268.89%	9.22%	16.48%	55.13%
Dividend Per Share	0.900	0.700	0.550	0.500	0.370
Dividend Growth	28.57%	27.27%	10.00%	35.13%	-49.31%
Effective Tax Rate	24.56%	3.09%	20.22%	21.07%	19.41%

Updated Mar 17, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.