Svenska Handelsbanken AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	129,379	171,125	159,805	67,407	35,832
Interest Income on Investments	11	16	3	17	2
Total Interest Income	129,390	171,141	159,808	67,424	35,834
Interest Paid on Deposits	86,837	124,284	112,227	30,793	5,511
Net Interest Income	42,553	46,857	47,581	36,631	30,323
Net Interest Income Growth (YoY)	-9.19%	-1.52%	29.89%	20.80%	4.09%
Gain (Loss) on Sale of Assets	8	13	20	1,083	422
Gain (Loss) on Sale of Investments	-524	-112	669	-4,710	-900
Gain (Loss) on Sale of Equity Investments	-9	27	51	-13	63
Other Non-Interest Income	14,777	15,574	13,949	17,406	14,383
Total Non-Interest Income	14,252	15,502	14,689	13,766	13,968
Non-Interest Income Growth (YoY)	-8.06%	5.54%	6.71%	-1.45%	24.26%
Revenues Before Loan Losses	56,805	62,359	62,270	50,397	44,291
Provision for Loan Losses	-313	-601	141	47	43
Revenue	57,118	62,960	62,129	50,350	44,248
Revenue Growth (YoY)	-9.28%	1.34%	23.39%	13.79%	11.39%
Salaries and Employee Benefits	14,541	14,949	13,278	12,614	12,367
Occupancy Expenses	2,020	2,003	1,703	1,614	1,751
Selling, General & Administrative	-	316.7	324.6	200	183.5
Other Non-Interest Expense	9,570	9,946	10,175	8,661	6,361
Total Non-Interest Expense	26,131	27,215	25,481	23,089	20,662
EBT Excluding Unusual Items	30,987	35,745	36,648	27,261	23,586
Asset Writedown	-	-1	-40	-32	-45
Other Unusual Items	-155	-255	-285	-401	-48
Pretax Income	30,751	35,017	36,323	26,828	23,475
Income Tax Expense	6,755	7,795	8,417	5,431	4,627
Earnings From Continuing Operations	23,996	27,222	27,906	21,397	18,848
Earnings From Discontinued Operations	-266	234	1,209	280	693
Minority Interest in Earnings	-3	-5	-8	-1	-14
Net Income	23,727	27,451	29,107	21,676	19,527
Net Income to Common	23,727	27,451	29,107	21,676	19,527
Net Income Growth	-13.57%	-5.69%	34.28%	11.00%	25.29%
Basic Shares Outstanding	1,980	1,980	1,980	1,980	1,980
Diluted Shares Outstanding	1,980	1,980	1,980	1,980	1,980
Shares Change (YoY)	0.00%	-	-	-	-
EPS (Basic)	11.98	13.86	14.70	10.95	9.86
EPS (Diluted)	11.98	13.86	14.70	10.95	9.86
EPS Growth	-13.59%	-5.69%	34.28%	11.03%	25.29%
Dividend Per Share	8.000	7.500	6.500	5.500	5.000
Dividend Growth	6.67%	15.38%	18.18%	10.00%	21.95%
Effective Tax Rate	21.97%	22.26%	23.17%	20.24%	19.71%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.