Svenska Handelsbanken AB Balance Sheet

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	408,154	515,405	448,715	461,114	276,984
Investment Securities	290,907	219,376	243,122	162,033	139,887
Trading Asset Securities	16,242	54,612	32,068	31,914	45,625
Mortgage-Backed Securities	-	31,653	34,378	17,464	20,516
Total Investments	307,149	305,641	309,568	211,411	206,028
Gross Loans	2,279,597	2,302,420	2,293,651	2,319,833	2,160,713
Allowance for Loan Losses	-1,186	-1,367	-2,002	-2,017	-2,444
Other Adjustments to Gross Loans	-	-957	-1,292	-900	-351
Net Loans	2,278,411	2,300,096	2,290,357	2,316,916	2,157,918
Property, Plant & Equipment	4,956	4,801	4,775	4,914	5,272
Goodwill	4,294	4,360	4,356	4,397	4,357
Other Intangible Assets	3,697	4,066	4,211	4,005	3,945
Accrued Interest Receivable	-	1,397	1,217	1,187	3,881
Other Receivables	14	100	203	160	469
Restricted Cash	-	14,590	27,456	14,754	14,600
Other Current Assets	46,098	80,887	185,313	203,533	424,782
Long-Term Deferred Tax Assets	631	157	358	1,590	845
Other Real Estate Owned & Foreclosed	-	2	2	-	-
Other Long-Term Assets	334,162	307,671	261,261	229,737	247,683
Total Assets	3,387,566	3,539,173	3,537,792	3,453,718	3,346,764
Accrued Expenses	2,029	2,055	1,903	2,445	2,198
Interest Bearing Deposits	1,293,784	1,061,454	1,016,640	1,178,955	1,237,751
Total Deposits	1,293,784	1,061,454	1,016,640	1,178,955	1,237,751
Short-Term Borrowings	544,766	637,288	641,486	653,381	528,474
Current Portion of Long-Term Debt	151,465	-	-	-	-
Current Portion of Leases	-	697	722	719	671
Current Income Taxes Payable	726	957	1,211	217	108
Other Current Liabilities	2,576	11,630	66,085	70,877	138,027
Long-Term Debt	857,751	1,299,314	1,331,333	1,114,527	1,003,255
Long-Term Leases	-	2,054	2,135	2,299	2,743
Long-Term Unearned Revenue	-	880	1,087	1,120	1,361
Long-Term Deferred Tax Liabilities	4,028	3,744	3,969	5,614	5,276
Other Long-Term Liabilities	331,086	309,072	266,135	229,540	245,169
Total Liabilities	3,188,211	3,329,145	3,332,706	3,259,694	3,165,033
Common Stock	3,069	3,069	3,069	3,069	3,069
Additional Paid-In Capital	8,758	8,758	8,758	8,758	8,758
Retained Earnings	173,572	179,536	177,012	163,510	154,034
Comprehensive Income & Other	13,953	18,659	16,239	18,684	15,845
Total Common Equity	199,352	210,022	205,078	194,021	181,706
Minority Interest	3	6	8	3	25
Shareholders' Equity	199,355	210,028	205,086	194,024	181,731
Total Liabilities & Equity	3,387,566	3,539,173	3,537,792	3,453,718	3,346,764
Total Debt	1,553,982	1,939,353	1,975,676	1,770,926	1,535,143
Net Cash (Debt)	-1,098,012	-1,340,085	-1,467,866	-1,264,981	-1,186,758
Net Cash Per Share	-554.54	-676.81	-741.35	-638.88	-599.37
Filing Date Shares Outstanding	1,980	1,980	1,980	1,980	1,980
Total Common Shares Outstanding	1,980	1,980	1,980	1,980	1,980
Book Value Per Share	100.68	106.07	103.57	97.99	91.77
Tangible Book Value	191,361	201,596	196,511	185,619	173,404
Tangible Book Value Per Share	96.65	101.81	99.25	93.75	87.58

Source: S&P Global Market Intelligence. Banks template. Financial Sources.