Banca Sistema S.p.A. (LON:0R9H)

Banca Sistema Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	32.66	25.2	16.51	22.03	23.25	26.15
Depreciation & Amortization	3.6	3.35	3.38	3.16	2.74	1.98
Other Amortization	0.63	0.61	0.55	0.29	-	-
Provision for Credit Losses	3.28	0.91	4.75	8.36	10.65	10.95
Change in Trading Asset Securities	-264.68	-554.73	-16.22	-105.73	-18.9	126.82
Change in Other Net Operating Assets	75.93	319.64	100.12	24.67	68.83	-130.34
Other Operating Activities	89.24	68.51	21.61	8.7	8.02	12.13
Operating Cash Flow	-59.34	-136.5	130.68	-38.51	94.6	47.7
Operating Cash Flow Growth	-	-	-	-	98.33%	369.21%
Capital Expenditures	-5.03	-4.16	-0.23	-0.94	-9.45	-5.48
Cash Acquisitions	-10.58	-10.58	-	-1.12	-	-
Investment in Securities	-	-	-	-	-	-1
Purchase / Sale of Intangibles	-0.5	-0.86	-1.53	-2.35	-1.75	-28.89
Investing Cash Flow	-16.1	-15.59	-1.77	-4.41	-11.21	-35.37
Issuance of Common Stock	0.25	0.25	0.2	-	37.5	-
Repurchase of Common Stock	-	-	-	-0.56	-	-
Common Dividends Paid	-5.22	-5.22	-5.22	-5.77	-13.91	-
Financing Cash Flow	-4.97	-4.97	-5.01	-6.33	23.59	-
Net Cash Flow	-80.42	-157.06	123.91	-49.25	106.98	12.33
Free Cash Flow	-64.37	-140.65	130.45	-39.45	85.14	42.22
Free Cash Flow Growth	-	-	-	-	101.69%	457.37%
Free Cash Flow Margin	-48.14%	-117.12%	131.79%	-40.51%	87.48%	45.82%
Free Cash Flow Per Share	-	-1.75	1.63	-0.49	1.06	0.53

Source: S&P Global Market Intelligence. Banks template. Financial Sources.