National Bank of Greece S.A. (LON:0RCR)

National Bank of Greece Statistics

Total Valuation

LON:0RCR has a market cap or net worth of GBP 10.78 billion.

Market Cap	10.78B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, November 6, 2025.

Earnings Date	Nov 6, 2025
Ex-Dividend Date	Nov 10, 2025

Share Statistics

Current Share Class	904.64M
Shares Outstanding	n/a
Shares Change (YoY)	-0.29%
Shares Change (QoQ)	+0.86%
Owned by Insiders (%)	0.06%
Owned by Institutions (%)	52.22%
Float	827.34M

Valuation Ratios

The trailing PE ratio is 11.68 and the forward PE ratio is 9.91.

PE Ratio	11.68
Forward PE	9.91
PS Ratio	4.73
PB Ratio	1.37
P/TBV Ratio	1.49
P/FCF Ratio	n/a
P/OCF Ratio	199.29
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-29.07
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.26%.

Return on Equity (ROE)	12.26%
Return on Assets (ROA)	1.41%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	290,361
Profits Per Employee	117,612
Employee Count	7,852
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, LON:0RCR has paid 291.54 million in taxes.

Income Tax	291.54M
Effective Tax Rate	23.94%

Stock Price Statistics

The stock price has increased by +78.33% in the last 52 weeks. The beta is 0.82, so LON:0RCR's price volatility has been lower than the market average.

Beta (5Y)	0.82
52-Week Price Change	+78.33%
50-Day Moving Average	12.31
200-Day Moving Average	8.08
Relative Strength Index (RSI)	12.64
Average Volume (20 Days)	16,877

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LON:0RCR had revenue of GBP 2.28 billion and earned 923.49 million in profits. Earnings per share was 1.01.

Revenue	2.28B
Gross Profit	2.26B
Operating Income	1.36B
Pretax Income	1.22B
Net Income	923.49M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.01

Balance Sheet

The company has 7.51 billion in cash and 5.08 billion in debt, giving a net cash position of 2.44 billion.

Cash & Cash Equivalents	7.51B
Total Debt	5.08B
Net Cash	2.44B
Net Cash Per Share	n/a
Equity (Book Value)	7.86B
Book Value Per Share	8.65
Working Capital	-43.98B

Cash Flow

In the last 12 months, operating cash flow was 54.12 million and capital expenditures -228.69 million, giving a free cash flow of -174.57 million.

Operating Cash Flow	54.12M
Capital Expenditures	-228.69M
Free Cash Flow	-174.57M
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	59.61%
Pretax Margin	53.41%
Profit Margin	40.51%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.57, which amounts to a dividend yield of 4.46%.

Dividend Per Share	0.57
Dividend Yield	4.46%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	38.28%
Buyback Yield	0.29%
Shareholder Yield	4.74%
Earnings Yield	8.56%
FCF Yield	-1.62%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 29, 2018. It was a reverse split with a ratio of 0.1.

Last Split Date	Aug 29, 2018
Split Type	Reverse
Split Ratio	0.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3