Pareto Bank ASA (LON:0RI3)

Pareto Bank ASA Statistics

Total Valuation

Pareto Bank ASA has a market cap or net worth of GBP 495.73 million.

Market Cap	495.73M
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, July 18, 2025.

Earnings Date	Jul 18, 2025
Ex-Dividend Date	Apr 4, 2025

Share Statistics

Current Share Class	76.85M
Shares Outstanding	n/a
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	46.26M

Valuation Ratios

The trailing PE ratio is 10.22 and the forward PE ratio is 9.86.

PE Ratio	10.22
Forward PE	9.86
PS Ratio	5.87
PB Ratio	1.26
P/TBV Ratio	1.27
P/FCF Ratio	2.56
P/OCF Ratio	2.56
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.01
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.43%.

Return on Equity (ROE)	13.43%
Return on Assets (ROA)	2.63%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.26M
Profits Per Employee	724,040
Employee Count	67
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Pareto Bank ASA has paid 15.92 million in taxes.

Income Tax	15.92M
Effective Tax Rate	23.65%

Stock Price Statistics

The stock price has increased by +41.37% in the last 52 weeks. The beta is 0.66, so Pareto Bank ASA's price volatility has been lower than the market average.

Beta (5Y)	0.66
52-Week Price Change	+41.37%
50-Day Moving Average	80.50
200-Day Moving Average	66.37
Relative Strength Index (RSI)	71.82
Average Volume (20 Days)	695

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Pareto Bank ASA had revenue of GBP 84.46 million and earned 48.51 million in profits.

Revenue	84.46M
Gross Profit	84.46M
Operating Income	67.30M
Pretax Income	67.30M
Net Income	48.51M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 13.47 million in cash and 582.22 million in debt, giving a net cash position of -568.75 million.

Cash & Cash Equivalents	13.47M
Total Debt	582.22M
Net Cash	-568.75M
Net Cash Per Share	n/a
Equity (Book Value)	394.61M
Book Value Per Share	n/a
Working Capital	-995.96M

Cash Flow

In the last 12 months, operating cash flow was 193.86 million and capital expenditures -143,941, giving a free cash flow of 193.72 million.

Operating Cash Flow	193.86M
Capital Expenditures	-143,941
Free Cash Flow	193.72M
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	79.68%
Pretax Margin	79.68%
Profit Margin	60.83%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	229.35%

Dividends & Yields

This stock pays an annual dividend of 0.30, which amounts to a dividend yield of 0.34%.

Dividend Per Share	0.30
Dividend Yield	0.34%
Dividend Growth (YoY)	3.90%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	0.34%
Earnings Yield	9.79%
FCF Yield	39.08%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4