Essent Group Ltd. (LON:0U95)

Essent Group Statistics

Total Valuation

Essent Group has a market cap or net worth of GBP 4.49 billion. The enterprise value is 4.79 billion.

Market Cap	4.49B
Enterprise Value	4.79B

Important Dates

The next estimated earnings date is Friday, November 7, 2025.

Earnings Date	Nov 7, 2025
Ex-Dividend Date	Aug 29, 2025

Share Statistics

Current Share Class	98.53M
Shares Outstanding	n/a
Shares Change (YoY)	-2.28%
Shares Change (QoQ)	-2.78%
Owned by Insiders (%)	3.50%
Owned by Institutions (%)	100.88%
Float	95.04M

Valuation Ratios

The trailing PE ratio is 8.61 and the forward PE ratio is 8.59.

PE Ratio	8.61
Forward PE	8.59
PS Ratio	4.85
PB Ratio	1.08
P/TBV Ratio	1.10
P/FCF Ratio	7.11
P/OCF Ratio	7.10
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.21, with an EV/FCF ratio of 7.59.

EV / Earnings	9.18
EV / Sales	5.05
EV / EBITDA	7.21
EV / EBIT	7.31
EV / FCF	7.59

Financial Position

The company has a current ratio of 2.72, with a Debt / Equity ratio of 0.09.

Current Ratio	2.72
Quick Ratio	1.56
Debt / Equity	0.09
Debt / EBITDA	0.56
Debt / FCF	0.57
Interest Coverage	24.42

Financial Efficiency

Return on equity (ROE) is 12.94% and return on invested capital (ROIC) is 9.15%.

Return on Equity (ROE)	12.94%
Return on Assets (ROA)	7.88%
Return on Invested Capital (ROIC)	9.15%
Return on Capital Employed (ROCE)	12.98%
Revenue Per Employee	1.78M
Profits Per Employee	1.00M
Employee Count	625
Asset Turnover	0.18
Inventory Turnover	n/a

Taxes

In the past 12 months, Essent Group has paid 91.86 million in taxes.

Income Tax	91.86M
Effective Tax Rate	14.97%

Stock Price Statistics

The stock price has decreased by -5.60% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-5.60%
50-Day Moving Average	61.50
200-Day Moving Average	58.05
Relative Strength Index (RSI)	43.51
Average Volume (20 Days)	89

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.04

Income Statement

In the last 12 months, Essent Group had revenue of GBP 925.74 million and earned 521.77 million in profits. Earnings per share was 5.00.

Revenue	925.74M
Gross Profit	760.24M
Operating Income	639.83M
Pretax Income	613.63M
Net Income	521.77M
EBITDA	643.95M
EBIT	639.83M
Earnings Per Share (EPS)	5.00

Balance Sheet

The company has 492.79 million in cash and 361.03 million in debt, giving a net cash position of -293.79 million.

Cash & Cash Equivalents	492.79M
Total Debt	361.03M
Net Cash	-293.79M
Net Cash Per Share	n/a
Equity (Book Value)	4.14B
Book Value Per Share	41.59
Working Capital	586.59M

Cash Flow

In the last 12 months, operating cash flow was 632.83 million and capital expenditures -1.60 million, giving a free cash flow of 631.23 million.

Operating Cash Flow	632.83M
Capital Expenditures	-1.60M
Free Cash Flow	631.23M
FCF Per Share	n/a

Margins

Gross margin is 82.12%, with operating and profit margins of 69.12% and 56.36%.

Gross Margin	82.12%
Operating Margin	69.12%
Pretax Margin	66.29%
Profit Margin	56.36%
EBITDA Margin	69.56%
EBIT Margin	69.12%
FCF Margin	68.19%

Dividends & Yields

This stock pays an annual dividend of 0.92, which amounts to a dividend yield of 1.55%.

Dividend Per Share	0.92
Dividend Yield	1.55%
Dividend Growth (YoY)	8.37%
Years of Dividend Growth	6
Payout Ratio	16.98%
Buyback Yield	2.28%
Shareholder Yield	3.83%
Earnings Yield	11.62%
FCF Yield	14.06%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4