Essent Group Ltd. (LON:0U95)

Essent Group Statistics

Total Valuation

Essent Group has a market cap or net worth of GBP 4.07 billion. The enterprise value is 4.38 billion.

Market Cap	4.07B
Enterprise Value	4.38B

Important Dates

The next estimated earnings date is Friday, May 8, 2026.

Earnings Date	May 8, 2026
Ex-Dividend Date	Mar 13, 2026

Share Statistics

Current Share Class	94.54M
Shares Outstanding	n/a
Shares Change (YoY)	-6.13%
Shares Change (QoQ)	-1.88%
Owned by Insiders (%)	3.69%
Owned by Institutions (%)	100.24%
Float	91.01M

Valuation Ratios

The trailing PE ratio is 7.94 and the forward PE ratio is 8.21.

PE Ratio	7.94
Forward PE	8.21
PS Ratio	4.35
PB Ratio	0.95
P/TBV Ratio	0.97
P/FCF Ratio	6.46
P/OCF Ratio	6.40
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.77, with an EV/FCF ratio of 6.94.

EV / Earnings	8.54
EV / Sales	4.65
EV / EBITDA	6.77
EV / EBIT	6.86
EV / FCF	6.94

Financial Position

The company has a current ratio of 4.35, with a Debt / Equity ratio of 0.09.

Current Ratio	4.35
Quick Ratio	2.59
Debt / Equity	0.09
Debt / EBITDA	0.61
Debt / FCF	0.63
Interest Coverage	26.14

Financial Efficiency

Return on equity (ROE) is 12.15% and return on invested capital (ROIC) is 11.46%.

Return on Equity (ROE)	12.15%
Return on Assets (ROA)	7.34%
Return on Invested Capital (ROIC)	11.46%
Return on Capital Employed (ROCE)	12.00%
Weighted Average Cost of Capital (WACC)	8.71%
Revenue Per Employee	1.82M
Profits Per Employee	997,368
Employee Count	514
Asset Turnover	0.17
Inventory Turnover	n/a

Taxes

In the past 12 months, Essent Group has paid 98.00 million in taxes.

Income Tax	98.00M
Effective Tax Rate	16.05%

Stock Price Statistics

The stock price has increased by +4.51% in the last 52 weeks. The beta is 0.87, so Essent Group's price volatility has been lower than the market average.

Beta (5Y)	0.87
52-Week Price Change	+4.51%
50-Day Moving Average	61.35
200-Day Moving Average	60.48
Relative Strength Index (RSI)	34.79
Average Volume (20 Days)	206

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.24

Income Statement

In the last 12 months, Essent Group had revenue of GBP 936.87 million and earned 512.65 million in profits. Earnings per share was 5.13.

Revenue	936.87M
Gross Profit	750.68M
Operating Income	634.94M
Pretax Income	610.64M
Net Income	512.65M
EBITDA	638.82M
EBIT	634.94M
Earnings Per Share (EPS)	5.13

Balance Sheet

The company has 573.25 million in cash and 395.20 million in debt, with a net cash position of -303.78 million.

Cash & Cash Equivalents	573.25M
Total Debt	395.20M
Net Cash	-303.78M
Net Cash Per Share	n/a
Equity (Book Value)	4.28B
Book Value Per Share	44.81
Working Capital	791.81M

Cash Flow

In the last 12 months, operating cash flow was 636.05 million and capital expenditures -5.47 million, giving a free cash flow of 630.58 million.

Operating Cash Flow	636.05M
Capital Expenditures	-5.47M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	630.58M
FCF Per Share	n/a

Margins

Gross margin is 80.13%, with operating and profit margins of 67.77% and 54.72%.

Gross Margin	80.13%
Operating Margin	67.77%
Pretax Margin	65.18%
Profit Margin	54.72%
EBITDA Margin	68.19%
EBIT Margin	67.77%
FCF Margin	67.31%

Dividends & Yields

This stock pays an annual dividend of 0.96, which amounts to a dividend yield of 1.66%.

Dividend Per Share	0.96
Dividend Yield	1.66%
Dividend Growth (YoY)	7.13%
Years of Dividend Growth	7
Payout Ratio	17.69%
Buyback Yield	6.13%
Shareholder Yield	7.79%
Earnings Yield	12.59%
FCF Yield	15.48%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5