Essent Group Ltd. (LON:0U95)

Essent Group Statistics

Total Valuation

Essent Group has a market cap or net worth of GBP 4.79 billion. The enterprise value is 5.09 billion.

Market Cap	4.79B
Enterprise Value	5.09B

Important Dates

The next estimated earnings date is Friday, February 13, 2026.

Earnings Date	Feb 13, 2026
Ex-Dividend Date	Dec 1, 2025

Share Statistics

Current Share Class	96.67M
Shares Outstanding	n/a
Shares Change (YoY)	-4.06%
Shares Change (QoQ)	-2.51%
Owned by Insiders (%)	3.55%
Owned by Institutions (%)	99.65%
Float	93.19M

Valuation Ratios

The trailing PE ratio is 9.16 and the forward PE ratio is 9.30.

PE Ratio	9.16
Forward PE	9.30
PS Ratio	5.09
PB Ratio	1.12
P/TBV Ratio	1.14
P/FCF Ratio	7.60
P/OCF Ratio	7.54
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.77, with an EV/FCF ratio of 8.08.

EV / Earnings	9.74
EV / Sales	5.39
EV / EBITDA	7.77
EV / EBIT	7.87
EV / FCF	8.08

Financial Position

The company has a current ratio of 2.61, with a Debt / Equity ratio of 0.09.

Current Ratio	2.61
Quick Ratio	1.55
Debt / Equity	0.09
Debt / EBITDA	0.56
Debt / FCF	0.58
Interest Coverage	26.45

Financial Efficiency

Return on equity (ROE) is 12.35% and return on invested capital (ROIC) is 8.74%.

Return on Equity (ROE)	12.35%
Return on Assets (ROA)	7.47%
Return on Invested Capital (ROIC)	8.74%
Return on Capital Employed (ROCE)	12.63%
Revenue Per Employee	1.84M
Profits Per Employee	1.03M
Employee Count	625
Asset Turnover	0.17
Inventory Turnover	n/a

Taxes

In the past 12 months, Essent Group has paid 96.26 million in taxes.

Income Tax	96.26M
Effective Tax Rate	15.55%

Stock Price Statistics

The stock price has increased by +20.66% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+20.66%
50-Day Moving Average	62.11
200-Day Moving Average	59.05
Relative Strength Index (RSI)	69.77
Average Volume (20 Days)	93

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.15

Income Statement

In the last 12 months, Essent Group had revenue of GBP 940.01 million and earned 522.91 million in profits. Earnings per share was 5.11.

Revenue	940.01M
Gross Profit	762.51M
Operating Income	643.49M
Pretax Income	619.17M
Net Income	522.91M
EBITDA	647.52M
EBIT	643.49M
Earnings Per Share (EPS)	5.11

Balance Sheet

The company has 544.18 million in cash and 368.22 million in debt, giving a net cash position of -300.22 million.

Cash & Cash Equivalents	544.18M
Total Debt	368.22M
Net Cash	-300.22M
Net Cash Per Share	n/a
Equity (Book Value)	4.27B
Book Value Per Share	43.79
Working Capital	604.56M

Cash Flow

In the last 12 months, operating cash flow was 635.08 million and capital expenditures -5.17 million, giving a free cash flow of 629.91 million.

Operating Cash Flow	635.08M
Capital Expenditures	-5.17M
Free Cash Flow	629.91M
FCF Per Share	n/a

Margins

Gross margin is 81.12%, with operating and profit margins of 68.46% and 55.63%.

Gross Margin	81.12%
Operating Margin	68.46%
Pretax Margin	65.87%
Profit Margin	55.63%
EBITDA Margin	68.88%
EBIT Margin	68.46%
FCF Margin	67.01%

Dividends & Yields

This stock pays an annual dividend of 0.93, which amounts to a dividend yield of 1.41%.

Dividend Per Share	0.93
Dividend Yield	1.41%
Dividend Growth (YoY)	6.90%
Years of Dividend Growth	6
Payout Ratio	18.27%
Buyback Yield	4.06%
Shareholder Yield	5.47%
Earnings Yield	10.92%
FCF Yield	13.15%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4