AIB Group plc (LON:AIBG)

AIB Group Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	5,092	5,273	4,549	2,432	2,003	2,050
Interest Income on Investments	106	103	96	80	84	103
Total Interest Income	5,198	5,376	4,645	2,512	2,087	2,153
Interest Paid on Deposits	1,270	1,247	804	417	290	255
Net Interest Income	3,928	4,129	3,841	2,095	1,797	1,898
Net Interest Income Growth (YoY)	-5.64%	7.50%	83.34%	16.58%	-5.32%	-9.71%
Income From Trading Activities	50	50	210	100	15	-32
Gain (Loss) on Sale of Assets	6	-1	-45	-	-	-
Gain (Loss) on Sale of Investments	-12	5	8	95	96	103
Other Non-Interest Income	706	722	691	605	467	380
Total Non-Interest Income	748	778	855	818	579	475
Non-Interest Income Growth (YoY)	-6.38%	-9.01%	4.52%	41.28%	21.89%	-17.25%
Revenues Before Loan Losses	4,676	4,907	4,696	2,913	2,376	2,373
Provision for Loan Losses	79	55	172	7	-238	1,460
Revenue	4,597	4,852	4,524	2,906	2,614	913
Revenue Growth (YoY)	-4.63%	7.25%	55.68%	11.17%	186.31%	-65.68%
Occupancy Expenses	70	73	74	77	87	94
Amortization of Goodwill & Intangibles	220	222	220	218	197	184
Selling, General & Administrative	1,824	1,806	1,709	1,470	1,343	1,351
Total Non-Interest Expense	2,091	2,075	1,991	1,728	1,606	1,614
EBT Excluding Unusual Items	2,506	2,777	2,533	1,178	1,008	-701
Asset Writedown	-6	-6	-1	-46	-43	-7
Legal Settlements	-1	-2	-7	-3	-26	-3
Other Unusual Items	-12	-63	-121	-174	-188	-144
Pretax Income	2,478	2,702	2,394	880	629	-931
Income Tax Expense	308	351	336	115	-16	-190
Earnings From Continuing Operations	2,170	2,351	2,058	765	645	-741
Minority Interest in Earnings	2	3	3	2	2	-28
Net Income	2,172	2,354	2,061	767	647	-769
Preferred Dividends & Other Adjustments	88	80	65	65	65	46
Net Income to Common	2,084	2,274	1,996	702	582	-815
Net Income Growth	-6.18%	14.22%	168.71%	18.55%	-	-
Basic Shares Outstanding	2,315	2,459	2,636	2,688	2,714	2,714
Diluted Shares Outstanding	2,315	2,459	2,636	2,688	2,714	2,714
Shares Change (YoY)	-10.60%	-6.70%	-1.95%	-0.96%	-	-
EPS (Basic)	0.90	0.92	0.76	0.26	0.21	-0.30
EPS (Diluted)	0.90	0.92	0.76	0.26	0.21	-0.30
EPS Growth	3.69%	22.14%	190.04%	21.96%	-	-
Dividend Per Share	0.370	0.370	0.266	0.062	0.045	-
Dividend Growth	39.20%	39.20%	328.52%	37.78%	-	-
Effective Tax Rate	12.43%	12.99%	14.04%	13.07%	-	-

Updated Mar 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.