Direct Line Insurance Group plc (LON:DLG)

LON:DLG Statistics

Total Valuation

LON:DLG has a market cap or net worth of GBP 3.99 billion. The enterprise value is 3.28 billion.

Market Cap	3.99B
Enterprise Value	3.28B

Important Dates

The last earnings date was Friday, August 1, 2025.

Earnings Date	Aug 1, 2025
Ex-Dividend Date	Apr 3, 2025

Share Statistics

LON:DLG has 1.31 billion shares outstanding. The number of shares has increased by 0.29% in one year.

Current Share Class	1.31B
Shares Outstanding	1.31B
Shares Change (YoY)	+0.29%
Shares Change (QoQ)	+0.26%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	6.14%
Float	1.31B

Valuation Ratios

The trailing PE ratio is 27.48 and the forward PE ratio is 16.94.

PE Ratio	27.48
Forward PE	16.94
PS Ratio	0.83
PB Ratio	1.61
P/TBV Ratio	2.34
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.37, with an EV/FCF ratio of -8.67.

EV / Earnings	22.45
EV / Sales	0.68
EV / EBITDA	6.37
EV / EBIT	8.74
EV / FCF	-8.67

Financial Position

The company has a current ratio of 3.68, with a Debt / Equity ratio of 0.18.

Current Ratio	3.68
Quick Ratio	1.42
Debt / Equity	0.18
Debt / EBITDA	0.86
Debt / FCF	-1.17
Interest Coverage	24.83

Financial Efficiency

Return on equity (ROE) is 6.65% and return on invested capital (ROIC) is 8.10%.

Return on Equity (ROE)	6.65%
Return on Assets (ROA)	2.72%
Return on Invested Capital (ROIC)	8.10%
Return on Capital Employed (ROCE)	4.72%
Revenue Per Employee	529,272
Profits Per Employee	16,127
Employee Count	9,053
Asset Turnover	0.56
Inventory Turnover	n/a

Taxes

In the past 12 months, LON:DLG has paid 55.80 million in taxes.

Income Tax	55.80M
Effective Tax Rate	25.55%

Stock Price Statistics

The stock price has increased by +54.98% in the last 52 weeks. The beta is 0.50, so LON:DLG's price volatility has been lower than the market average.

Beta (5Y)	0.50
52-Week Price Change	+54.98%
50-Day Moving Average	296.30
200-Day Moving Average	247.79
Relative Strength Index (RSI)	57.27
Average Volume (20 Days)	7,965,889

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LON:DLG had revenue of GBP 4.79 billion and earned 146.00 million in profits. Earnings per share was 0.11.

Revenue	4.79B
Gross Profit	350.90M
Operating Income	374.90M
Pretax Income	218.40M
Net Income	146.00M
EBITDA	499.10M
EBIT	374.90M
Earnings Per Share (EPS)	0.11

Balance Sheet

The company has 1.16 billion in cash and 441.90 million in debt, giving a net cash position of 714.10 million or 0.55 per share.

Cash & Cash Equivalents	1.16B
Total Debt	441.90M
Net Cash	714.10M
Net Cash Per Share	0.55
Equity (Book Value)	2.48B
Book Value Per Share	1.91
Working Capital	2.29B

Cash Flow

In the last 12 months, operating cash flow was -364.50 million and capital expenditures -13.30 million, giving a free cash flow of -377.80 million.

Operating Cash Flow	-364.50M
Capital Expenditures	-13.30M
Free Cash Flow	-377.80M
FCF Per Share	-0.29

Margins

Gross margin is 7.32%, with operating and profit margins of 7.82% and 3.39%.

Gross Margin	7.32%
Operating Margin	7.82%
Pretax Margin	4.56%
Profit Margin	3.39%
EBITDA Margin	10.42%
EBIT Margin	7.82%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.07, which amounts to a dividend yield of 2.30%.

Dividend Per Share	0.07
Dividend Yield	2.30%
Dividend Growth (YoY)	75.00%
Years of Dividend Growth	n/a
Payout Ratio	63.06%
Buyback Yield	-0.29%
Shareholder Yield	2.01%
Earnings Yield	3.66%
FCF Yield	-9.47%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 30, 2015. It was a reverse split with a ratio of 0.916667.

Last Split Date	Jun 30, 2015
Split Type	Reverse
Split Ratio	0.916667

Scores

Altman Z-Score	n/a
Piotroski F-Score	4