EFG Holding Company S.A.E (LON:EFGD)

EFG Holding Company S.A.E Income Statement

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	25,767	22,406	13,566	9,302	4,448	2,934
Total Interest Expense	18,625	15,310	8,867	5,698	1,831	1,078
Net Interest Income	7,142	7,095	4,699	3,604	2,617	1,856
Brokerage Commission	11,690	11,452	7,162	4,805	3,395	2,743
Gain on Sale of Investments (Rev)	2,763	3,672	2,017	76	-83.46	948.18
Other Revenue	552.49	-289.6	-759.4	458.06	221.04	135.86
Revenue Before Loan Losses	22,147	21,930	13,118	8,942	6,150	5,683
Provision for Loan Losses	-11.57	-	-	532.05	104.43	213.21
Revenue	22,159	21,930	13,118	8,410	6,045	5,470
Revenue Growth (YoY)	23.24%	67.17%	55.98%	39.13%	10.52%	1.59%
Salaries & Employee Benefits	73.94	73.94	130.94	139.36	149.65	-
Cost of Services Provided	15,467	15,997	9,540	6,795	3,862	3,480
Other Operating Expenses	406.38	666.07	202.73	157.16	97.42	33.39
Total Operating Expenses	16,708	17,370	10,355	7,594	4,340	3,764
Operating Income	5,451	4,560	2,764	816.02	1,705	1,705
Currency Exchange Gains	963.67	2,908	1,155	2,496	234.14	-15.28
Other Non-Operating Income (Expenses)	-68.52	-40.68	-38.06	-21.17	-5.67	-10.08
EBT Excluding Unusual Items	6,347	7,427	3,881	3,291	1,934	1,680
Impairment of Goodwill	-	-	-12	-10.24	-9.5	-5.92
Asset Writedown	-	-	-	-	-6.53	-3.38
Gain (Loss) on Sale of Investments	66.45	-	-	-27.23	1.66	-0.66
Other Unusual Items	-	-	-	-	97.56	-
Pretax Income	6,444	7,458	3,928	3,259	2,021	1,670
Income Tax Expense	1,662	2,370	1,094	1,104	350.2	329.05
Earnings From Continuing Ops.	4,781	5,087	2,834	2,155	1,670	1,341
Net Income to Company	4,781	5,087	2,834	2,155	1,670	1,341
Minority Interest in Earnings	-1,279	-988.16	-622.02	-352.01	-117.44	-35.32
Net Income	3,502	4,099	2,212	1,803	1,553	1,305
Net Income to Common	3,502	4,099	2,212	1,803	1,553	1,305
Net Income Growth	-0.67%	85.29%	22.71%	16.09%	18.97%	-5.27%
Shares Outstanding (Basic)	1,448	1,445	1,460	1,460	1,460	1,384
Shares Outstanding (Diluted)	1,448	1,445	1,460	1,460	1,460	1,384
Shares Change (YoY)	-0.64%	-0.99%	-	-	5.50%	-
EPS (Basic)	2.42	2.84	1.52	1.24	1.06	0.94
EPS (Diluted)	2.42	2.84	1.52	1.24	1.06	0.94
EPS Growth	-0.03%	87.14%	22.71%	16.09%	12.77%	-5.27%
Free Cash Flow	-19,110	-14,491	-9,192	11,377	-7,135	-4,737
Free Cash Flow Per Share	-13.20	-10.03	-6.30	7.79	-4.89	-3.42
Operating Margin	24.60%	20.79%	21.07%	9.70%	28.21%	31.17%
Profit Margin	15.81%	18.69%	16.86%	21.44%	25.69%	23.87%
Free Cash Flow Margin	-86.24%	-66.08%	-70.07%	135.27%	-118.03%	-86.61%
Effective Tax Rate	25.80%	31.79%	27.85%	33.87%	17.33%	19.71%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.