The Federal Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	287,041	281,061	235,655	178,118	143,815	143,141
Interest Paid on Deposits	178,264	176,313	144,947	99,752	79,594	84,350
Net Interest Income	110,091	104,748	90,708	78,365	64,222	58,791
Net Interest Income Growth (YoY)	7.66%	15.48%	15.75%	22.02%	9.24%	19.69%
Gain (Loss) on Sale of Assets	21.8	21.8	84.33	8.3	53.3	17.99
Gain (Loss) on Sale of Investments	4,008	4,008	2,949	428.13	3,073	6,246
Other Non-Interest Income	40,568	35,212	29,132	23,926	18,083	13,452
Total Non-Interest Income	44,598	39,242	32,165	24,362	21,209	19,717
Non-Interest Income Growth (YoY)	20.97%	22.00%	32.03%	14.87%	7.57%	4.77%
Revenues Before Loan Losses	154,689	143,990	122,873	102,728	85,431	78,508
Provision for Loan Losses	13,719	9,192	2,596	7,986	13,047	17,436
Revenue	140,969	134,798	120,277	94,741	72,384	61,072
Revenue Growth (YoY)	6.53%	12.07%	26.95%	30.89%	18.52%	8.93%
Salaries and Employee Benefits	37,239	35,367	31,841	24,391	25,111	21,717
Occupancy Expenses	8,931	8,931	7,252	7,277	5,903	5,040
Selling, General & Administrative	4,007	4,007	3,463	2,856	1,755	1,479
Other Non-Interest Expense	34,873	30,530	25,095	17,588	13,147	10,748
Total Non-Interest Expense	84,928	78,594	67,302	51,771	45,611	38,663
EBT Excluding Unusual Items	56,041	56,204	52,975	42,970	26,773	22,409
Pretax Income	56,041	56,204	52,975	42,970	26,773	22,409
Income Tax Expense	13,850	13,863	13,335	10,872	6,809	5,614
Earnings From Continuing Operations	42,191	42,340	39,640	32,098	19,964	16,796
Minority Interest in Earnings	-1,238	-751.69	-836.08	-451.04	-266.39	-152.36
Net Income	40,953	41,588	38,804	31,647	19,698	16,643
Net Income to Common	40,953	41,588	38,804	31,647	19,698	16,643
Net Income Growth	1.40%	7.17%	22.61%	60.66%	18.35%	5.33%
Basic Shares Outstanding	2,457	2,450	2,316	2,109	2,069	1,995
Diluted Shares Outstanding	2,482	2,476	2,345	2,131	2,086	2,002
Shares Change (YoY)	0.46%	5.59%	10.01%	2.19%	4.19%	-0.12%
EPS (Basic)	16.67	16.98	16.76	15.01	9.52	8.34
EPS (Diluted)	16.50	16.80	16.55	14.85	9.44	8.31
EPS Growth	0.95%	1.51%	11.45%	57.31%	13.60%	5.46%
Dividend Per Share	-	1.200	1.200	1.000	1.800	0.700
Dividend Growth	-	-	20.00%	-44.44%	157.14%	-
Effective Tax Rate	24.71%	24.67%	25.17%	25.30%	25.43%	25.05%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.