Halyk Bank of Kazakhstan Joint Stock Company (LON: HSBK)

HSBK Income Statement

Financials in millions KZT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	1,992,594	1,627,018	1,220,643	858,243	717,688	701,350
Interest Income on Investments	42,764	42,764	27,005	21,622	15,546	8,954
Total Interest Income	2,035,358	1,669,782	1,247,648	879,865	733,234	710,304
Interest Paid on Deposits	1,026,680	859,285	578,182	366,792	333,741	312,326
Net Interest Income	1,008,678	810,497	669,466	513,073	399,493	397,978
Net Interest Income Growth (YoY)	27.06%	21.07%	30.48%	28.43%	0.38%	14.27%
Gain (Loss) on Sale of Assets	15,532	15,532	1,956	20,346	23,557	27,598
Gain (Loss) on Sale of Investments	68,539	68,539	-1,800	16,472	6,625	-10,596
Gain (Loss) on Sale of Equity Investments	13,593	13,593	9,708	6,640	6,321	5,742
Other Non-Interest Income	369,980	399,044	458,922	261,303	199,804	212,804
Total Non-Interest Income	467,644	496,708	468,786	304,761	236,307	235,548
Non-Interest Income Growth (YoY)	-11.50%	5.96%	53.82%	28.97%	0.32%	7.94%
Revenues Before Loan Losses	1,476,322	1,307,205	1,138,252	817,834	635,800	633,526
Provision for Loan Losses	115,237	89,102	106,851	-2	31,943	31,362
Revenue	1,361,085	1,218,103	1,031,401	817,836	603,857	602,164
Revenue Growth (YoY)	9.79%	18.10%	26.11%	35.44%	0.28%	9.40%
Selling, General & Administrative	13,952	13,952	11,024	10,896	8,833	8,895
Other Non-Interest Expense	416,411	389,860	349,240	256,729	200,347	215,355
Total Non-Interest Expense	430,363	403,812	360,264	267,625	209,180	224,250
EBT Excluding Unusual Items	930,722	814,291	671,137	550,211	394,677	377,914
Asset Writedown	483	483	4,059	-5,829	-5,145	-7,429
Other Unusual Items	-	-	-	-19,767	-	-
Pretax Income	931,205	814,774	675,196	524,615	389,532	370,485
Income Tax Expense	138,733	121,338	105,718	62,237	36,878	35,974
Earnings From Continuing Operations	792,472	693,436	569,478	462,378	352,654	334,511
Minority Interest in Earnings	-2	-1	-1	-1	-1	-
Net Income	792,470	693,435	569,477	462,377	352,653	334,511
Net Income to Common	792,470	693,435	569,477	462,377	352,653	334,511
Net Income Growth	12.96%	21.77%	23.16%	31.11%	5.42%	31.57%
Basic Shares Outstanding	273	272	272	292	292	292
Diluted Shares Outstanding	273	272	272	292	292	292
Shares Change (YoY)	0.12%	0.03%	-6.79%	-0.07%	0.12%	4.52%
EPS (Basic)	2907.29	2545.95	2091.55	1582.89	1206.37	1145.70
EPS (Diluted)	2907.29	2545.95	2091.55	1582.89	1206.37	1145.70
EPS Growth	12.82%	21.73%	32.13%	31.21%	5.29%	25.89%
Dividend Per Share	1017.200	1017.200	1015.200	508.400	720.000	683.200
Dividend Growth	0.20%	0.20%	99.69%	-29.39%	5.39%	58.44%
Effective Tax Rate	14.90%	14.89%	15.66%	11.86%	9.47%	9.71%

Source: S&P Capital IQ. Banks template. Financial Sources.