Hiscox Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 12, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	4,678	3,681	3,659	3,776	2,982	3,443
Market Cap Growth	28.00%	0.60%	-3.08%	26.60%	-13.38%	-16.19%
Enterprise Value	4,540	3,349	3,424	3,442	2,694	2,949
PE Ratio	11.55	7.35	6.55	17.92	21.31	-
PS Ratio	1.63	1.21	1.26	1.53	1.34	1.57
PB Ratio	1.68	1.25	1.41	1.73	1.59	2.00
P/FCF Ratio	116.53	42.16	20.18	12.91	360.56	-
P/OCF Ratio	108.08	40.28	20.08	12.18	243.27	-
EV/Sales Ratio	1.58	1.10	1.18	1.39	1.21	1.34
EV/EBITDA Ratio	8.26	5.55	6.03	15.50	14.97	-
EV/EBIT Ratio	8.45	5.60	6.21	15.97	15.51	-
EV/FCF Ratio	113.10	38.36	18.88	11.76	325.74	-
Debt / Equity Ratio	0.23	0.20	0.23	0.27	0.31	0.43
Debt / EBITDA Ratio	1.16	0.97	1.02	2.52	3.07	-
Debt / FCF Ratio	15.91	6.80	3.27	2.03	70.80	-
Net Debt / Equity Ratio	-0.05	-0.07	-0.12	-0.14	-0.11	-0.17
Net Debt / EBITDA Ratio	-0.26	-0.36	-0.53	-1.37	-1.17	1.98
Net Debt / FCF Ratio	-3.45	-2.52	-1.66	-1.04	-25.47	3.09
Quick Ratio	2.44	8.36	8.32	8.77	0.56	0.73
Current Ratio	7.11	14.95	15.15	17.33	0.99	1.14
Asset Turnover	0.33	0.34	0.35	0.25	0.22	0.23
Return on Equity (ROE)	16.59%	17.95%	24.01%	9.81%	7.75%	-12.93%
Return on Assets (ROA)	3.89%	4.20%	4.10%	1.34%	1.06%	-0.99%
Return on Invested Capital (ROIC)	13.80%	16.17%	18.98%	7.16%	6.98%	-6.60%
Earnings Yield	9.29%	13.61%	15.28%	5.58%	4.69%	-6.25%
FCF Yield	0.86%	2.37%	4.96%	7.75%	0.28%	-2.68%
Dividend Yield	2.26%	3.27%	2.94%	2.96%	3.30%	-
Payout Ratio	23.68%	20.25%	17.49%	47.18%	20.69%	-
Buyback Yield / Dilution	1.43%	0.36%	-1.24%	-0.79%	-8.03%	-11.16%
Total Shareholder Return	3.67%	3.63%	1.70%	2.17%	-4.73%	-11.16%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.