LendInvest plc (LON:LINV)

Accolade Income Statement

Financials in millions GBP. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	15.7	66.5	73.2	59.8	50
Total Interest Expense	-	54	34.8	33.4	0.7
Net Interest Income	15.7	12.5	38.4	26.4	49.3
Commissions and Fees	22	19.5	13.5	22.7	16.6
Gain (Loss) on Sale of Investments	0.8	-1	4.9	6.3	5.8
Other Revenue	0.1	-4	-	-	-
Revenue Before Loan Losses	38.6	27	56.8	55.4	71.7
Provision for Loan Losses	3.5	8.4	5.9	4.4	4.6
Revenue	35.1	18.6	50.9	51	67.1
Revenue Growth (YoY)	88.71%	-63.46%	-0.20%	-23.99%	14.64%
Salaries & Employee Benefits	0.4	1.3	1.9	1.2	0.7
Cost of Services Provided	35.9	42	34.9	34	58.6
Other Operating Expenses	-	-0.1	-0.2	-	-
Total Operating Expenses	36.3	43.2	36.6	35.2	59.3
Operating Income	-1.2	-24.6	14.3	15.8	7.8
EBT Excluding Unusual Items	-1.7	-24.6	14.3	15.8	5.7
Restructuring Charges	0.4	-1.6	-	-	-0.8
Other Unusual Items	-	-1.1	-	-1.6	-
Pretax Income	-1.3	-27.3	14.3	14.2	4.9
Income Tax Expense	0.3	-7.2	2.9	3.3	1.1
Net Income	-1.6	-20.1	11.4	10.9	3.8
Net Income to Common	-1.6	-20.1	11.4	10.9	3.8
Net Income Growth	-	-	4.59%	186.84%	-
Shares Outstanding (Basic)	133	138	137	131	110
Shares Outstanding (Diluted)	133	138	142	135	114
Shares Change (YoY)	-3.69%	-2.53%	4.94%	19.13%	24.94%
EPS (Basic)	-0.01	-0.15	0.08	0.08	0.03
EPS (Diluted)	-0.01	-0.15	0.08	0.08	0.03
EPS Growth	-	-	0.00%	139.53%	-
Free Cash Flow	-196.5	28.6	-192.9	-147.5	-215.9
Free Cash Flow Per Share	-1.47	0.21	-1.36	-1.09	-1.90
Dividend Per Share	-	-	0.045	0.044	-
Dividend Growth	-	-	2.27%	-	-
Operating Margin	-3.42%	-132.26%	28.09%	30.98%	11.62%
Profit Margin	-4.56%	-108.07%	22.40%	21.37%	5.66%
Free Cash Flow Margin	-559.83%	153.76%	-378.98%	-289.22%	-321.76%
Effective Tax Rate	-	-	20.28%	23.24%	22.45%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.