M&G Credit Income Investment Trust plc (LON:MGCI)

LON:MGCI Statistics

Total Valuation

LON:MGCI has a market cap or net worth of GBP 173.20 million. The enterprise value is 166.56 million.

Market Cap	173.20M
Enterprise Value	166.56M

Important Dates

The last earnings date was Friday, September 19, 2025.

Earnings Date	Sep 19, 2025
Ex-Dividend Date	Jul 31, 2025

Share Statistics

LON:MGCI has 180.79 million shares outstanding. The number of shares has increased by 8.06% in one year.

Current Share Class	180.79M
Shares Outstanding	180.79M
Shares Change (YoY)	+8.06%
Shares Change (QoQ)	+12.32%
Owned by Insiders (%)	0.07%
Owned by Institutions (%)	90.30%
Float	n/a

Valuation Ratios

The trailing PE ratio is 16.33.

PE Ratio	16.33
Forward PE	n/a
PS Ratio	15.89
PB Ratio	1.02
P/TBV Ratio	1.02
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	18.61
EV / Sales	15.28
EV / EBITDA	n/a
EV / EBIT	18.22
EV / FCF	n/a

Financial Position

The company has a current ratio of 10.32

Current Ratio	10.32
Quick Ratio	10.17
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.85% and return on invested capital (ROIC) is 3.73%.

Return on Equity (ROE)	5.85%
Return on Assets (ROA)	3.67%
Return on Invested Capital (ROIC)	3.73%
Return on Capital Employed (ROCE)	5.39%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.07
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -0.52% in the last 52 weeks. The beta is 0.25, so LON:MGCI's price volatility has been lower than the market average.

Beta (5Y)	0.25
52-Week Price Change	-0.52%
50-Day Moving Average	95.38
200-Day Moving Average	95.76
Relative Strength Index (RSI)	50.73
Average Volume (20 Days)	469,425

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LON:MGCI had revenue of GBP 10.90 million and earned 8.95 million in profits. Earnings per share was 0.06.

Revenue	10.90M
Gross Profit	10.90M
Operating Income	9.14M
Pretax Income	8.95M
Net Income	8.95M
EBITDA	n/a
EBIT	9.14M
Earnings Per Share (EPS)	0.06

Balance Sheet

The company has 6.64 million in cash and n/a in debt, giving a net cash position of 6.64 million or 0.04 per share.

Cash & Cash Equivalents	6.64M
Total Debt	n/a
Net Cash	6.64M
Net Cash Per Share	0.04
Equity (Book Value)	169.64M
Book Value Per Share	0.94
Working Capital	9.54M

Cash Flow

Operating Cash Flow	-19.53M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 100.00%, with operating and profit margins of 83.85% and 82.12%.

Gross Margin	100.00%
Operating Margin	83.85%
Pretax Margin	82.12%
Profit Margin	82.12%
EBITDA Margin	n/a
EBIT Margin	83.85%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.09, which amounts to a dividend yield of 8.90%.

Dividend Per Share	0.09
Dividend Yield	8.90%
Dividend Growth (YoY)	-5.26%
Years of Dividend Growth	6
Payout Ratio	140.79%
Buyback Yield	-8.06%
Shareholder Yield	0.84%
Earnings Yield	5.17%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

LON:MGCI has an Altman Z-Score of 85.53 and a Piotroski F-Score of 3.

Altman Z-Score	85.53
Piotroski F-Score	3