Time Finance Statistics

Total Valuation

Time Finance has a market cap or net worth of GBP 55.23 million.

Market Cap	55.23M
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, January 28, 2025.

Earnings Date	Jan 28, 2025
Ex-Dividend Date	n/a

Share Statistics

Time Finance has 92.05 million shares outstanding.

Current Share Class	n/a
Shares Outstanding	92.05M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	14.38%
Owned by Institutions (%)	37.82%
Float	59.00M

Valuation Ratios

The trailing PE ratio is 10.51 and the forward PE ratio is 9.30.

PE Ratio	10.51
Forward PE	9.30
PS Ratio	1.57
PB Ratio	0.80
P/TBV Ratio	1.33
P/FCF Ratio	15.54
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 2.35, with a Debt / Equity ratio of 0.02.

Current Ratio	2.35
Quick Ratio	2.35
Debt / Equity	0.02
Debt / EBITDA	n/a
Debt / FCF	0.35
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.96%.

Return on Equity (ROE)	7.96%
Return on Assets (ROA)	2.56%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	230,162
Profits Per Employee	34,338
Employee Count	154
Asset Turnover	0.17
Inventory Turnover	n/a

Taxes

In the past 12 months, Time Finance has paid 939,000 in taxes.

Income Tax	939,000
Effective Tax Rate	18.99%

Stock Price Statistics

The stock price has increased by +55.84% in the last 52 weeks. The beta is 1.57, so Time Finance's price volatility has been higher than the market average.

Beta (5Y)	1.57
52-Week Price Change	+55.84%
50-Day Moving Average	60.65
200-Day Moving Average	52.34
Relative Strength Index (RSI)	43.95
Average Volume (20 Days)	326,527

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Time Finance had revenue of GBP 35.45 million and earned 5.29 million in profits. Earnings per share was 0.06.

Revenue	35.45M
Gross Profit	20.51M
Operating Income	7.00M
Pretax Income	7.13M
Net Income	5.29M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.06

Full Income Statement

Balance Sheet

The company has 3.28 million in cash and 1.25 million in debt, giving a net cash position of 2.03 million or 0.02 per share.

Cash & Cash Equivalents	3.28M
Total Debt	1.25M
Net Cash	2.03M
Net Cash Per Share	0.02
Equity (Book Value)	69.00M
Book Value Per Share	0.75
Working Capital	109.44M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 4.02 million and capital expenditures -461,000, giving a free cash flow of 3.56 million.

Operating Cash Flow	4.02M
Capital Expenditures	-461,000
Free Cash Flow	3.56M
FCF Per Share	0.04

Full Cash Flow Statement

Margins

Gross margin is 57.86%, with operating and profit margins of 19.76% and 14.92%.

Gross Margin	57.86%
Operating Margin	19.76%
Pretax Margin	20.13%
Profit Margin	14.92%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	10.03%

Dividends & Yields

Time Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	9.57%
FCF Yield	6.44%

Stock Splits

The last stock split was on August 19, 2013. It was a reverse split with a ratio of 0.006818.

Last Split Date	Aug 19, 2013
Split Type	Reverse
Split Ratio	0.006818

Scores

Altman Z-Score	n/a
Piotroski F-Score	5