Time Finance Statistics

Total Valuation

Time Finance has a market cap or net worth of GBP 54.43 million.

Market Cap	54.43M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, January 24, 2025.

Earnings Date	Jan 24, 2025
Ex-Dividend Date	n/a

Share Statistics

Time Finance has 92.26 million shares outstanding.

Current Share Class	n/a
Shares Outstanding	92.26M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	14.45%
Owned by Institutions (%)	37.98%
Float	40.16M

Valuation Ratios

The trailing PE ratio is 12.29 and the forward PE ratio is 10.17.

PE Ratio	12.29
Forward PE	10.17
PS Ratio	1.65
PB Ratio	0.83
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 2.25, with a Debt / Equity ratio of 0.03.

Current Ratio	2.25
Quick Ratio	2.25
Debt / Equity	0.03
Debt / EBITDA	n/a
Debt / FCF	-4.45
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.95%.

Return on Equity (ROE)	6.95%
Return on Assets (ROA)	2.26%
Return on Capital (ROIC)	n/a
Revenue Per Employee	220,567
Profits Per Employee	29,627
Employee Count	150
Asset Turnover	0.17
Inventory Turnover	n/a

Taxes

In the past 12 months, Time Finance has paid 939,000 in taxes.

Income Tax	939,000
Effective Tax Rate	18.99%

Stock Price Statistics

The stock price has increased by +62.98% in the last 52 weeks. The beta is 1.69, so Time Finance's price volatility has been higher than the market average.

Beta (5Y)	1.69
52-Week Price Change	+62.98%
50-Day Moving Average	57.24
200-Day Moving Average	47.25
Relative Strength Index (RSI)	53.61
Average Volume (20 Days)	369,769

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Time Finance had revenue of GBP 33.09 million and earned 4.44 million in profits. Earnings per share was 0.05.

Revenue	33.09M
Gross Profit	19.09M
Operating Income	5.84M
Pretax Income	5.94M
Net Income	4.44M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.05

Full Income Statement

Balance Sheet

The company has 1.59 million in cash and 1.87 million in debt, giving a net cash position of -277,000 or -0.00 per share.

Cash & Cash Equivalents	1.59M
Total Debt	1.87M
Net Cash	-277,000
Net Cash Per Share	-0.00
Equity (Book Value)	66.14M
Book Value Per Share	0.71
Working Capital	100.02M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -170,000 and capital expenditures -250,000, giving a free cash flow of -420,000.

Operating Cash Flow	-170,000
Capital Expenditures	-250,000
Free Cash Flow	-420,000
FCF Per Share	-0.00

Full Cash Flow Statement

Margins

Gross margin is 57.68%, with operating and profit margins of 17.65% and 13.43%.

Gross Margin	57.68%
Operating Margin	17.65%
Pretax Margin	17.94%
Profit Margin	13.43%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	-1.27%

Dividends & Yields

Time Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	n/a
FCF Yield	n/a

Stock Splits

The last stock split was on August 19, 2013. It was a reverse split with a ratio of 0.006818.

Last Split Date	Aug 19, 2013
Split Type	Reverse
Split Ratio	0.006818

Scores

Altman Z-Score	n/a
Piotroski F-Score	5