Virgin Money UK Cash Flow Statement

Financials in millions GBP. Fiscal year is October - September.

Millions GBP. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2014 - 2018
Period Ending	Mar '24 Mar 31, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021	Sep '20 Sep 30, 2020	Sep '19 Sep 30, 2019	2014 - 2018
Net Income	250	192	467	395	-220	-253	Upgrade
Depreciation & Amortization	47	56	51	59	56.5	26	Upgrade
Other Amortization	60	60	81	123	102	82	Upgrade
Gain (Loss) on Sale of Assets	-	-	-	-	-	-35	Upgrade
Gain (Loss) on Sale of Investments	11	11	13	5	-5	17	Upgrade
Total Asset Writedown	-	-	47	9	0.5	132	Upgrade
Provision for Credit Losses	309	309	52	-131	507	252	Upgrade
Change in Trading Asset Securities	-251	-251	1,904	299	-31	183	Upgrade
Change in Other Net Operating Assets	-316	-1,258	580	151	-1,895	-2,933	Upgrade
Other Operating Activities	950	581	227	326	229	75	Upgrade
Operating Cash Flow	1,065	-295	3,426	1,241	-1,246	-2,450	Upgrade
Operating Cash Flow Growth	-81.78%	-	176.07%	-	-	-	Upgrade
Capital Expenditures	-9	-9	-13	-26	-14	-20	Upgrade
Sale of Property, Plant and Equipment	-	1	1	6	5	3	Upgrade
Cash Acquisitions	-	-	-	-	-	4,663	Upgrade
Investment in Securities	118	-1,082	-1,350	546	-685	-591	Upgrade
Purchase / Sale of Intangibles	-8	-11	-53	-80	-78	-130	Upgrade
Other Investing Activities	296	232	47	19	35	27	Upgrade
Investing Cash Flow	397	-869	-1,368	465	-737	3,952	Upgrade
Long-Term Debt Issued	-	2,573	5,030	4,082	2,713	2,869	Upgrade
Long-Term Debt Repaid	-	-2,468	-2,534	-4,465	-5,501	-3,298	Upgrade
Net Debt Issued (Repaid)	-877	105	2,496	-383	-2,788	-429	Upgrade
Issuance of Common Stock	347	-	347	-	-	247	Upgrade
Repurchase of Common Stock	-223	-184	-667	-	-	-	Upgrade
Common Dividends Paid	-123	-202	-120	-79	-79	-86	Upgrade
Net Increase (Decrease) in Deposit Accounts	1,249	1,249	-1,510	-644	3,728	2,837	Upgrade
Other Financing Activities	-957	-742	-246	-161	-195	-274	Upgrade
Financing Cash Flow	-584	226	300	-1,267	666	2,295	Upgrade
Net Cash Flow	878	-938	2,358	439	-1,317	3,797	Upgrade
Free Cash Flow	1,056	-304	3,413	1,215	-1,260	-2,470	Upgrade
Free Cash Flow Growth	-81.90%	-	180.91%	-	-	-	Upgrade
Free Cash Flow Margin	66.92%	-20.03%	205.11%	75.00%	-133.76%	-154.38%	Upgrade
Free Cash Flow Per Share	0.78	-0.22	2.36	0.84	-0.88	-1.75	Upgrade
Cash Interest Paid	2,508	1,915	624	622	879	826	Upgrade
Cash Income Tax Paid	43	48	59	27	12	8	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.