Zenith Bank Plc (LON:ZENB)
London · Delayed Price · Currency is GBP · Price in USD 2.900
0.00 (0.00%)
At close: Feb 12, 2026
Zenith Bank Cash Flow Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Net Income | 969,734 | 1,032,711 | 676,569 | 224,050 | 244,402 | 230,374 |
Depreciation & Amortization | 52,091 | 44,228 | 29,857 | 26,630 | 25,305 | 25,125 |
Other Amortization | 15,390 | 8,318 | 3,469 | 3,679 | 3,779 | 3,537 |
Gain (Loss) on Sale of Assets | 43,370 | 43,512 | -189 | -2,563 | -78 | -347 |
Gain (Loss) on Sale of Investments | -338,164 | -250,989 | -485,852 | -8,667 | -84,822 | -6,619 |
Total Asset Writedown | 574 | 1,784 | -3,266 | 3,181 | 2,070 | 329 |
Provision for Credit Losses | 967,127 | 594,176 | 400,650 | 38,343 | 48,873 | 37,439 |
Change in Trading Asset Securities | 263,821 | -559,300 | 451,645 | -76,101 | -97,724 | 81,210 |
Change in Other Net Operating Assets | -5,446,652 | -5,165,253 | -4,952,517 | -1,243,206 | -700,137 | -939,544 |
Other Operating Activities | -1,736,647 | -1,833,527 | 140,322 | -146,291 | -144,022 | -191,095 |
Operating Cash Flow | -5,218,369 | -6,092,985 | -3,744,973 | -1,183,168 | -705,108 | -761,298 |
Capital Expenditures | -91,674 | -101,993 | -50,281 | -67,245 | -33,766 | -22,562 |
Sale of Property, Plant and Equipment | 48 | 3,520 | 1,382 | 3,207 | 448 | 1,113 |
Investment in Securities | -414,485 | -304,110 | -2,109,196 | -383,422 | -272,823 | -187,233 |
Income (Loss) Equity Investments | -9,013 | -8,645 | -5,661 | -2,223 | -2,754 | -1,707 |
Purchase / Sale of Intangibles | -22,633 | -49,371 | -24,035 | -4,130 | -14,884 | -2,473 |
Other Investing Activities | 714,219 | 451,845 | 89,884 | 88,358 | 81,484 | 93,568 |
Investing Cash Flow | 185,475 | -109 | -2,092,246 | -363,232 | -239,884 | -118,975 |
Long-Term Debt Issued | - | 2,877,440 | 1,148,702 | 1,243,614 | 726,902 | 904,595 |
Long-Term Debt Repaid | - | -2,772,087 | -1,619,116 | -1,244,966 | -895,936 | -393,838 |
Net Debt Issued (Repaid) | -1,126,457 | 105,353 | -470,414 | -1,352 | -169,034 | 510,757 |
Issuance of Common Stock | 343,903 | 343,903 | - | - | - | - |
Common Dividends Paid | -164,284 | -141,284 | -106,748 | -97,371 | -94,226 | -87,910 |
Net Increase (Decrease) in Deposit Accounts | 6,895,137 | 6,809,014 | 6,195,403 | 2,362,290 | 1,091,293 | 960,138 |
Other Financing Activities | -213,753 | -207,162 | -103,545 | 1,117 | 612 | - |
Financing Cash Flow | 5,734,546 | 6,909,824 | 5,514,696 | 2,264,684 | 828,645 | 1,382,985 |
Foreign Exchange Rate Adjustments | 2,501,206 | 1,671,032 | 686,276 | 87,956 | 42,346 | 35,093 |
Net Cash Flow | 3,202,858 | 2,487,762 | 363,753 | 806,239 | -74,001 | 537,805 |
Free Cash Flow | -5,310,043 | -6,194,978 | -3,795,254 | -1,250,413 | -738,874 | -783,860 |
Free Cash Flow Margin | -240.95% | -281.08% | -301.53% | -200.28% | -129.65% | -153.13% |
Free Cash Flow Per Share | -137.29 | -197.15 | -120.88 | -39.83 | -23.53 | -24.97 |
Cash Interest Paid | 1,243,707 | 833,710 | 413,961 | 143,859 | 107,051 | 101,461 |
Cash Income Tax Paid | 334,617 | 101,135 | 107,535 | 24,247 | 15,045 | 16,746 |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.