Far Eastern International Bank Ltd. (LUX:102501373)

Aspen Technology Income Statement

Financials in millions TWD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	20,085	19,846	18,029	12,305	9,392	10,458
Interest Paid on Deposits	14,081	13,925	11,524	5,261	2,951	4,421
Net Interest Income	6,004	5,921	6,505	7,044	6,441	6,037
Net Interest Income Growth (YoY)	-4.46%	-8.98%	-7.65%	9.36%	6.70%	10.61%
Gain (Loss) on Sale of Investments	2,984	3,144	2,862	1,397	1,065	1,371
Gain (Loss) on Sale of Equity Investments	147.62	152.48	98.05	112.36	144.75	123.01
Other Non-Interest Income	3,595	3,640	3,136	3,186	3,142	3,802
Total Non-Interest Income	6,727	6,937	6,095	4,695	4,352	5,179
Non-Interest Income Growth (YoY)	2.27%	13.80%	29.82%	7.89%	-15.96%	-17.33%
Revenues Before Loan Losses	12,731	12,858	12,600	11,739	10,793	11,215
Provision for Loan Losses	263.33	139.57	540.24	544.1	813.22	1,465
Revenue	12,467	12,718	12,060	11,195	9,980	9,751
Revenue Growth (YoY)	-2.42%	5.46%	7.73%	12.18%	2.35%	-13.02%
Salaries and Employee Benefits	4,614	4,685	4,491	4,198	4,080	4,141
Occupancy Expenses	753.74	751.69	740.13	732.48	711.44	720.05
Selling, General & Administrative	2,430	2,411	2,315	2,073	1,886	2,002
Total Non-Interest Expense	7,798	7,848	7,546	7,004	6,677	6,862
EBT Excluding Unusual Items	4,669	4,870	4,514	4,191	3,303	2,888
Other Unusual Items	-	-	193.19	-	-	-
Pretax Income	4,669	4,870	4,707	4,191	3,303	2,888
Income Tax Expense	506.25	572.74	532.86	513.61	363.7	369.53
Net Income	4,163	4,297	4,174	3,678	2,939	2,519
Net Income to Common	4,163	4,297	4,174	3,678	2,939	2,519
Net Income Growth	-8.83%	2.95%	13.51%	25.12%	16.69%	-30.66%
Basic Shares Outstanding	4,275	4,275	4,275	3,877	3,750	3,750
Diluted Shares Outstanding	4,293	4,293	4,293	3,893	3,765	3,766
Shares Change (YoY)	-0.02%	0.01%	10.26%	3.41%	-0.01%	-0.07%
EPS (Basic)	0.97	1.01	0.98	0.95	0.78	0.67
EPS (Diluted)	0.97	1.00	0.97	0.94	0.78	0.67
EPS Growth	-8.49%	3.09%	2.94%	20.73%	17.32%	-31.09%
Dividend Per Share	0.500	0.500	0.482	0.389	0.403	0.300
Dividend Growth	3.82%	3.82%	23.74%	-3.40%	34.39%	-28.42%
Effective Tax Rate	10.84%	11.76%	11.32%	12.26%	11.01%	12.79%

Updated Mar 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.