First Financial Holding Income Statement

Financials in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	117,726	117,428	104,027	66,054	44,846	46,101
Interest Paid on Deposits	84,631	86,194	71,502	28,085	10,258	15,618
Net Interest Income	33,095	31,234	32,525	37,969	34,588	30,483
Net Interest Income Growth (YoY)	4.80%	-3.97%	-14.34%	9.78%	13.47%	2.97%
Gain (Loss) on Sale of Assets	235.44	539.63	270.56	191.95	186.44	211.32
Gain (Loss) on Sale of Investments	21,234	20,360	19,333	5,168	6,583	8,627
Gain (Loss) on Sale of Equity Investments	65.73	127.24	154.77	76.27	99.91	137.1
Other Non-Interest Income	20,073	19,890	14,976	24,352	21,141	20,131
Total Non-Interest Income	41,609	40,917	34,734	29,794	28,023	29,106
Non-Interest Income Growth (YoY)	5.80%	17.80%	16.58%	6.32%	-3.72%	-11.04%
Revenues Before Loan Losses	74,704	72,152	67,259	67,763	62,611	59,589
Provision for Loan Losses	5,277	5,763	5,818	6,577	3,621	4,511
Revenue	69,427	66,388	61,442	61,186	58,990	55,078
Revenue Growth (YoY)	7.97%	8.05%	0.42%	3.72%	7.10%	-5.80%
Salaries and Employee Benefits	20,864	20,081	18,730	17,819	17,332	16,131
Occupancy Expenses	2,445	2,408	2,317	2,244	2,079	1,973
Selling, General & Administrative	10,234	10,016	9,335	7,724	6,864	6,626
Other Non-Interest Expense	3,431	2,614	2,793	8,906	9,275	10,707
Total Non-Interest Expense	36,975	35,118	33,175	36,693	35,550	35,437
EBT Excluding Unusual Items	32,452	31,270	28,267	24,493	23,440	19,641
Asset Writedown	-5.02	-6.11	-4.3	-6.45	-6.65	-2.03
Other Unusual Items	-26.17	-26.17	-	-	-	-18.77
Pretax Income	32,421	31,238	28,262	24,487	23,433	19,620
Income Tax Expense	6,171	5,878	5,801	3,891	3,694	2,812
Earnings From Continuing Operations	26,250	25,359	22,461	20,596	19,739	16,808
Net Income	26,250	25,359	22,461	20,596	19,739	16,808
Net Income to Common	26,250	25,359	22,461	20,596	19,739	16,808
Net Income Growth	8.28%	12.90%	9.06%	4.34%	17.44%	-13.22%
Basic Shares Outstanding	14,379	14,379	14,379	14,379	14,379	14,379
Diluted Shares Outstanding	14,379	14,379	14,379	14,379	14,379	14,379
EPS (Basic)	1.83	1.76	1.56	1.43	1.37	1.17
EPS (Diluted)	1.83	1.76	1.56	1.43	1.37	1.17
EPS Growth	8.28%	12.90%	9.06%	4.34%	17.44%	-13.22%
Dividend Per Share	0.927	0.927	0.805	0.736	0.902	0.803
Dividend Growth	15.12%	15.12%	9.43%	-18.40%	12.22%	-11.71%
Effective Tax Rate	19.03%	18.82%	20.53%	15.89%	15.77%	14.33%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.