Cathay Financial Holding Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 3, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	29,338	29,522	19,817	17,872	26,115	16,191
Market Cap Growth	2.89%	48.97%	10.88%	-31.57%	61.29%	-3.00%
Enterprise Value	29,823	28,973	23,445	26,776	21,352	11,720
PE Ratio	13.37	9.38	14.12	17.27	6.05	7.82
PS Ratio	1.01	1.30	0.78	1.19	0.75	0.49
PB Ratio	1.16	1.11	0.84	0.96	0.90	0.62
P/FCF Ratio	13.11	-	-	-	11.79	2.87
P/OCF Ratio	12.33	-	-	-	11.35	2.84
EV/Sales Ratio	1.06	1.28	0.92	1.78	0.62	0.36
EV/EBITDA Ratio	4.02	-	6.45	-	2.67	1.76
EV/EBIT Ratio	4.14	-	6.78	-	2.72	1.80
EV/FCF Ratio	13.32	-	-	-	9.64	2.08
Debt / Equity Ratio	0.83	0.89	0.72	0.90	0.46	0.45
Debt / EBITDA Ratio	2.76	-	4.61	-	1.64	1.77
Debt / FCF Ratio	9.40	-	-	-	5.96	2.11
Net Debt / Equity Ratio	-0.01	0.32	0.02	-0.05	-0.22	-0.20
Net Debt / EBITDA Ratio	-0.05	-26.22	0.13	0.14	-0.79	-0.80
Net Debt / FCF Ratio	-0.17	-8.44	-0.24	0.99	-2.85	-0.94
Quick Ratio	1.06	1.00	1.04	0.92	1.12	1.16
Current Ratio	1.12	1.19	1.13	1.00	1.17	1.24
Asset Turnover	0.08	0.06	0.07	0.04	0.10	0.11
Return on Equity (ROE)	8.96%	12.91%	7.44%	4.98%	15.49%	9.01%
Return on Assets (ROA)	1.20%	-0.08%	0.59%	-1.20%	1.37%	1.33%
Return on Invested Capital (ROIC)	15.70%	-0.94%	8.18%	-13.83%	16.53%	16.47%
Earnings Yield	7.48%	11.01%	7.59%	6.37%	16.95%	13.40%
FCF Yield	7.63%	-3.45%	-9.51%	-5.19%	8.48%	34.83%
Dividend Yield	3.17%	0.54%	0.47%	0.25%	0.64%	0.71%
Payout Ratio	66.94%	29.69%	32.58%	132.45%	26.03%	39.86%
Buyback Yield / Dilution	-	-	-11.22%	-0.16%	-	-4.37%
Total Shareholder Return	3.17%	0.54%	-10.75%	0.09%	0.64%	-3.66%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.