Cathay Financial Holding Co., Ltd. (LUX:CATFH)

Cathay Financial Holding Statistics

Total Valuation

LUX:CATFH has a market cap or net worth of EUR 26.40 billion. The enterprise value is 25.35 billion.

Market Cap	26.40B
Enterprise Value	25.35B

Important Dates

The next estimated earnings date is Thursday, November 27, 2025.

Earnings Date	Nov 27, 2025
Ex-Dividend Date	Jul 1, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.66%
Owned by Institutions (%)	22.56%
Float	9.13B

Valuation Ratios

The trailing PE ratio is 11.21 and the forward PE ratio is 10.70.

PE Ratio	11.21
Forward PE	10.70
PS Ratio	0.78
PB Ratio	1.16
P/TBV Ratio	1.26
P/FCF Ratio	8.60
P/OCF Ratio	8.18
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.12, with an EV/FCF ratio of 8.25.

EV / Earnings	10.76
EV / Sales	0.78
EV / EBITDA	2.12
EV / EBIT	2.16
EV / FCF	8.25

Financial Position

The company has a current ratio of 1.07, with a Debt / Equity ratio of 0.94.

Current Ratio	1.07
Quick Ratio	0.97
Debt / Equity	0.94
Debt / EBITDA	1.71
Debt / FCF	6.99
Interest Coverage	6.15

Financial Efficiency

Return on equity (ROE) is 10.22% and return on invested capital (ROIC) is 17.11%.

Return on Equity (ROE)	10.22%
Return on Assets (ROA)	1.96%
Return on Invested Capital (ROIC)	17.11%
Return on Capital Employed (ROCE)	3.91%
Revenue Per Employee	633,056
Profits Per Employee	43,838
Employee Count	53,743
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, LUX:CATFH has paid 401.65 million in taxes.

Income Tax	401.65M
Effective Tax Rate	13.90%

Stock Price Statistics

The stock price has decreased by -3.70% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-3.70%
50-Day Moving Average	21.22
200-Day Moving Average	20.60
Relative Strength Index (RSI)	44.42
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LUX:CATFH had revenue of EUR 34.02 billion and earned 2.36 billion in profits. Earnings per share was 0.16.

Revenue	34.02B
Gross Profit	15.59B
Operating Income	12.34B
Pretax Income	2.89B
Net Income	2.36B
EBITDA	12.50B
EBIT	12.34B
Earnings Per Share (EPS)	0.16

Balance Sheet

The company has 76.49 billion in cash and 21.48 billion in debt, giving a net cash position of 2.03 billion.

Cash & Cash Equivalents	76.49B
Total Debt	21.48B
Net Cash	2.03B
Net Cash Per Share	n/a
Equity (Book Value)	22.75B
Book Value Per Share	1.49
Working Capital	5.86B

Cash Flow

In the last 12 months, operating cash flow was 3.23 billion and capital expenditures -157.38 million, giving a free cash flow of 3.07 billion.

Operating Cash Flow	3.23B
Capital Expenditures	-157.38M
Free Cash Flow	3.07B
FCF Per Share	n/a

Margins

Gross margin is 45.83%, with operating and profit margins of 36.27% and 7.23%.

Gross Margin	45.83%
Operating Margin	36.27%
Pretax Margin	8.50%
Profit Margin	7.23%
EBITDA Margin	36.75%
EBIT Margin	36.27%
FCF Margin	9.03%

Dividends & Yields

This stock pays an annual dividend of 0.78, which amounts to a dividend yield of 3.82%.

Dividend Per Share	0.78
Dividend Yield	3.82%
Dividend Growth (YoY)	81.76%
Years of Dividend Growth	1
Payout Ratio	38.74%
Buyback Yield	n/a
Shareholder Yield	3.82%
Earnings Yield	8.92%
FCF Yield	11.63%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 25, 2014. It was a forward split with a ratio of 1.05.

Last Split Date	Jul 25, 2014
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	6