OTP Bank Nyrt. Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	26,137	24,451	14,512	11,541	7,051	12,548
Market Cap Growth	53.50%	68.49%	25.74%	63.69%	-43.81%	23.74%
Last Close Price	49.29	45.57	25.34	19.32	11.52	19.69
PE Ratio	8.80	8.23	5.57	4.47	8.16	10.16
PS Ratio	3.53	3.30	2.35	2.03	1.99	3.58
PB Ratio	1.78	1.67	1.17	1.08	0.85	1.53
P/FCF Ratio	-	18.30	-	-	-	-
P/OCF Ratio	19.56	18.30	-	-	-	-
Debt / Equity Ratio	0.88	0.88	1.06	1.24	1.02	0.88
Debt / FCF Ratio	9.59	9.59	-	-	-	-
Net Debt / Equity Ratio	-0.48	-0.48	-0.20	-0.45	-0.31	-0.32
Net Debt / FCF Ratio	-5.31	-5.31	0.53	2.50	0.35	0.50
Return on Equity (ROE)	21.34%	21.34%	22.93%	27.28%	10.04%	16.37%
Return on Assets (ROA)	2.58%	2.58%	2.54%	2.79%	1.06%	1.79%
Earnings Yield	11.36%	12.14%	17.95%	22.40%	12.25%	9.84%
FCF Yield	-	5.46%	-32.89%	-16.60%	-103.08%	-42.18%
Dividend Yield	2.18%	-	9.25%	7.30%	6.49%	5.92%
Payout Ratio	-	-	13.34%	8.11%	33.53%	0.00%
Buyback Yield / Dilution	-1.11%	-1.11%	1.15%	0.42%	-2.59%	-1.37%
Total Shareholder Return	1.07%	-1.11%	10.40%	7.72%	3.91%	4.55%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.