LUX:SHFIA Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul '25 Jul 10, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	-	6,201	4,125	4,137	4,916	3,330
Market Cap Growth	-	50.32%	-0.29%	-15.84%	47.59%	-14.03%
Enterprise Value	-	8,475	6,816	5,399	6,176	1,115
PE Ratio	-	10.32	-	87.14	6.92	7.98
PS Ratio	-	0.82	0.53	0.75	0.37	0.23
PB Ratio	-	0.74	0.57	0.64	0.59	0.47
P/FCF Ratio	-	-	-	4.92	-	-
P/OCF Ratio	-	-	-	4.92	-	-
EV/Sales Ratio	-	1.11	0.87	0.98	0.47	0.08
EV/EBITDA Ratio	-	-	-	-	3.18	0.43
EV/EBIT Ratio	-	-	-	-	3.24	0.44
EV/FCF Ratio	-	-	-	6.42	-	-
Debt / Equity Ratio	0.78	0.66	0.61	0.52	0.48	0.51
Debt / EBITDA Ratio	-	-	-	-	2.06	1.39
Debt / FCF Ratio	-	-	-	3.96	-	-
Quick Ratio	1.44	1.58	2.00	1.63	2.26	3.08
Current Ratio	1.75	1.90	2.48	1.97	2.59	3.63
Asset Turnover	0.06	0.05	0.05	0.04	0.09	0.12
Return on Equity (ROE)	1.86%	7.72%	-3.20%	0.91%	9.00%	6.03%
Return on Assets (ROA)	-0.28%	-0.68%	-0.23%	-1.57%	0.83%	1.31%
Return on Invested Capital (ROIC)	-4.94%	-12.69%	-5.12%	-15.47%	15.89%	24.29%
Earnings Yield	-	9.69%	-5.30%	1.54%	14.62%	12.57%
FCF Yield	-	-15.00%	-28.53%	20.34%	-13.98%	-83.53%
Payout Ratio	-	-	-	322.43%	24.15%	35.27%
Buyback Yield / Dilution	-9.66%	-7.92%	-2.66%	-7.09%	-4.32%	-4.26%
Total Shareholder Return	-9.66%	-7.92%	-2.66%	-7.09%	-4.32%	-4.26%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.