FMBcapital Holdings Plc (MAL:FMBCH)

FMBcapital Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	229.37	191.56	147.39	126.01	90.95
Interest Paid on Deposits	62.86	55.56	38.46	28.89	25.2
Net Interest Income	166.52	136	108.93	97.13	65.75
Net Interest Income Growth (YoY)	22.44%	24.85%	12.15%	47.73%	17.95%
Gain (Loss) on Sale of Assets	-0.16	0.03	0.08	0.59	-0.07
Gain (Loss) on Sale of Investments	1.27	5.76	2.96	-13.83	-2.41
Other Non-Interest Income	110.67	114.78	78.87	74.18	62.77
Total Non-Interest Income	111.78	120.58	81.91	60.94	60.28
Non-Interest Income Growth (YoY)	-7.30%	47.21%	34.40%	1.09%	34.83%
Revenues Before Loan Losses	278.29	256.58	190.83	158.07	126.03
Provision for Loan Losses	5.44	12.79	4.2	7.06	6.11
Revenue	272.85	243.78	186.63	151.01	119.92
Revenue Growth (YoY)	11.92%	30.62%	23.59%	25.93%	31.92%
Occupancy Expenses	27.48	24.85	20.79	21.59	22.09
Selling, General & Administrative	99.17	91.78	75.51	75.31	57.6
Other Non-Interest Expense	-	0.07	7.66	5.13	3.58
Total Non-Interest Expense	127.09	112.95	99.53	87.8	83.24
EBT Excluding Unusual Items	145.76	130.83	87.1	63.21	36.69
Asset Writedown	0.01	0.5	-	-4.11	-1.19
Pretax Income	145.76	131.33	87.1	59.1	35.5
Income Tax Expense	42.25	39.59	25.9	18.65	14.22
Earnings From Continuing Operations	103.52	91.74	61.19	40.45	21.28
Minority Interest in Earnings	-34.87	-32.31	-21.11	-13.24	-7.96
Net Income	68.64	59.43	40.09	27.21	13.31
Net Income to Common	68.64	59.43	40.09	27.21	13.31
Net Income Growth	15.50%	48.25%	47.35%	104.34%	-
Basic Shares Outstanding	2,458	2,458	2,458	2,458	2,458
Diluted Shares Outstanding	2,687	2,687	2,687	2,687	2,687
Shares Change (YoY)	-	-	-	-	9.30%
EPS (Basic)	0.03	0.02	0.02	0.01	0.01
EPS (Diluted)	0.03	0.02	0.02	0.01	0.01
EPS Growth	15.26%	47.39%	46.41%	101.33%	-
Dividend Per Share	-	0.006	0.005	0.002	0.001
Dividend Growth	-	30.61%	172.22%	125.00%	-
Effective Tax Rate	28.98%	30.14%	29.74%	31.56%	40.07%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.