FMBcapital Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	265.82	229.37	191.56	147.39	126.01	90.95
Interest Paid on Deposits	65.76	62.86	55.56	38.46	28.89	25.2
Net Interest Income	200.06	166.52	136	108.93	97.13	65.75
Net Interest Income Growth (YoY)	38.45%	22.44%	24.85%	12.15%	47.73%	17.95%
Gain (Loss) on Sale of Assets	-0.16	-0.16	0.03	0.08	0.59	-0.07
Gain (Loss) on Sale of Investments	-0.2	1.27	5.76	2.96	-13.83	-2.41
Other Non-Interest Income	125.42	110.67	114.78	78.87	74.18	62.77
Total Non-Interest Income	125.06	111.78	120.58	81.91	60.94	60.28
Non-Interest Income Growth (YoY)	4.79%	-7.30%	47.21%	34.40%	1.09%	34.83%
Revenues Before Loan Losses	325.12	278.29	256.58	190.83	158.07	126.03
Provision for Loan Losses	8.88	5.44	12.79	4.2	7.06	6.11
Revenue	316.25	272.85	243.78	186.63	151.01	119.92
Revenue Growth (YoY)	24.32%	11.92%	30.62%	23.59%	25.93%	31.92%
Occupancy Expenses	27.48	27.48	24.85	20.79	21.59	22.09
Selling, General & Administrative	99.17	99.17	91.78	75.51	75.31	57.6
Other Non-Interest Expense	5.09	-	0.07	7.66	5.13	3.58
Total Non-Interest Expense	132.13	127.09	112.95	99.53	87.8	83.24
EBT Excluding Unusual Items	184.11	145.76	130.83	87.1	63.21	36.69
Asset Writedown	0.01	0.01	0.5	-	-4.11	-1.19
Pretax Income	184.12	145.76	131.33	87.1	59.1	35.5
Income Tax Expense	54.54	42.25	39.59	25.9	18.65	14.22
Earnings From Continuing Operations	129.58	103.52	91.74	61.19	40.45	21.28
Minority Interest in Earnings	-35.95	-34.87	-32.31	-21.11	-13.24	-7.96
Net Income	93.63	68.64	59.43	40.09	27.21	13.31
Net Income to Common	93.63	68.64	59.43	40.09	27.21	13.31
Net Income Growth	58.95%	15.50%	48.25%	47.35%	104.34%	-
Basic Shares Outstanding	2,458	2,458	2,458	2,458	2,458	2,458
Diluted Shares Outstanding	2,695	2,687	2,687	2,687	2,687	2,687
Shares Change (YoY)	0.44%	-	-	-	-	9.30%
EPS (Basic)	0.04	0.03	0.02	0.02	0.01	0.01
EPS (Diluted)	0.04	0.03	0.02	0.02	0.01	0.01
EPS Growth	57.30%	15.26%	47.39%	46.41%	101.33%	-
Dividend Per Share	0.001	-	0.006	0.005	0.002	0.001
Dividend Growth	-85.94%	-	30.61%	172.22%	125.00%	-
Effective Tax Rate	29.62%	28.98%	30.14%	29.74%	31.56%	40.07%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.