Bank Saint-Petersburg Public Joint Stock Company (MOEX:BSPB)

MOEX:BSPB Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2020	FY 2019	FY 2018
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018
Cash & Equivalents	43,483	53,996	55,865	60,271	42,556	37,189
Investment Securities	202,039	134,985	156,570	118,081	110,470	111,433
Trading Asset Securities	27,414	9,980	9,486	7,620	38,575	37,664
Total Investments	229,453	144,965	166,056	125,701	149,045	149,097
Gross Loans	869,587	827,933	731,417	472,591	419,253	399,240
Allowance for Loan Losses	-35,971	-33,301	-34,571	-39,808	-33,864	-36,919
Net Loans	833,616	794,632	696,846	432,783	385,390	362,322
Property, Plant & Equipment	20,130	17,153	15,497	14,034	14,526	13,875
Other Intangible Assets	-	2,352	1,879	408.82	272.11	308.29
Investments in Real Estate	7,218	1,723	1,629	4,412	7,029	7,312
Other Receivables	-	12	93	3,033	2,226	744.51
Restricted Cash	3,106	2,903	1,978	4,588	3,886	3,705
Other Current Assets	9,579	11,268	40,536	10,659	14,754	51,175
Long-Term Deferred Tax Assets	-	-	-	260.9	241.56	148.92
Other Long-Term Assets	106,056	108,428	76,923	74,038	53,721	46,512
Total Assets	1,252,641	1,137,432	1,057,302	730,227	673,651	673,403
Accounts Payable	-	268	211	126.51	122.82	103.19
Accrued Expenses	-	4,130	4,821	1,298	1,134	1,024
Interest Bearing Deposits	850,166	768,237	718,667	493,476	435,214	426,056
Total Deposits	850,166	768,237	718,667	493,476	435,214	426,056
Short-Term Borrowings	166,769	140,812	144,077	125,948	141,091	131,491
Current Portion of Long-Term Debt	2,993	3,666	2,017	5,938	6,176	13,532
Current Income Taxes Payable	-	1,012	1,057	533.89	1,096	70.63
Other Current Liabilities	122	6,686	3,234	2,958	551.46	13,816
Long-Term Debt	970	946	2,634	4,924	5,858	9,718
Long-Term Leases	-	1,815	1,121	1,498	1,008	-
Long-Term Deferred Tax Liabilities	3,158	1,768	1,840	2,816	700	837.46
Other Long-Term Liabilities	15,591	6,647	3,731	2,018	1,330	1,103
Total Liabilities	1,039,769	935,987	883,410	641,534	594,281	597,750
Preferred Stock, Non-Redeemable	177	177	177	177.45	177.45	177.45
Total Preferred Equity	177	177	177	177.45	177.45	177.45
Common Stock	3,217	3,302	3,333	3,518	3,604	3,604
Additional Paid-In Capital	20,497	21,500	22,178	23,851	24,514	24,514
Retained Earnings	186,255	174,756	146,514	57,785	48,456	42,903
Treasury Stock	-140	-1,140	-1,676	-642	-1,302	-659.99
Comprehensive Income & Other	2,866	2,850	3,366	4,004	3,920	4,028
Total Common Equity	212,695	201,268	173,715	88,516	79,193	74,390
Minority Interest	-	-	-	-	-	1,087
Shareholders' Equity	212,872	201,445	173,892	88,693	79,370	75,654
Total Liabilities & Equity	1,252,641	1,137,432	1,057,302	730,227	673,651	673,403
Total Debt	170,732	147,239	149,849	138,308	154,133	154,740
Net Cash (Debt)	88,306	34,960	39,418	45,213	35,136	18,147
Net Cash Growth	-43.30%	-11.31%	-12.82%	28.68%	93.62%	-
Net Cash Per Share	198.19	78.42	88.07	95.07	72.40	36.51
Filing Date Shares Outstanding	445.83	445.37	445.7	475.55	475.55	487.55
Total Common Shares Outstanding	445.83	445.37	445.7	475.55	475.55	487.55
Book Value Per Share	477.08	451.91	389.76	186.13	166.53	152.58
Tangible Book Value	212,695	198,916	171,836	88,107	78,921	74,081
Tangible Book Value Per Share	477.08	446.63	385.54	185.27	165.96	151.94

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.