MOEX:BSPB Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2020	FY 2019
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Cash & Equivalents	76,731	53,996	55,865	60,271	42,556
Investment Securities	130,187	134,985	156,570	118,081	110,470
Trading Asset Securities	38,502	9,980	9,486	7,620	38,575
Total Investments	168,689	144,965	166,056	125,701	149,045
Gross Loans	966,633	827,933	731,417	472,591	419,253
Allowance for Loan Losses	-28,834	-33,301	-34,571	-39,808	-33,864
Net Loans	937,799	794,632	696,846	432,783	385,390
Property, Plant & Equipment	18,408	17,153	15,497	14,034	14,526
Other Intangible Assets	2,972	2,352	1,879	408.82	272.11
Investments in Real Estate	6,971	1,723	1,629	4,412	7,029
Other Receivables	85	12	93	3,033	2,226
Restricted Cash	3,106	2,903	1,978	4,588	3,886
Other Current Assets	5,205	11,268	40,536	10,659	14,754
Long-Term Deferred Tax Assets	-	-	-	260.9	241.56
Other Long-Term Assets	85,793	108,428	76,923	74,038	53,721
Total Assets	1,305,759	1,137,432	1,057,302	730,227	673,651
Accounts Payable	128	268	211	126.51	122.82
Accrued Expenses	4,867	4,130	4,821	1,298	1,134
Interest Bearing Deposits	884,655	711,763	718,667	493,476	435,214
Total Deposits	884,655	711,763	718,667	493,476	435,214
Short-Term Borrowings	100,191	140,812	144,077	125,948	141,091
Current Portion of Long-Term Debt	3,513	3,666	2,017	5,938	6,176
Current Income Taxes Payable	517	1,012	1,057	533.89	1,096
Other Current Liabilities	5,809	11,370	3,234	2,958	551.46
Long-Term Debt	79,821	57,420	2,634	4,924	5,858
Long-Term Leases	2,081	1,815	1,121	1,498	1,008
Long-Term Deferred Tax Liabilities	3,800	1,768	1,840	2,816	700
Other Long-Term Liabilities	2,947	1,963	3,731	2,018	1,330
Total Liabilities	1,088,329	935,987	883,410	641,534	594,281
Preferred Stock, Non-Redeemable	177	177	177	177.45	177.45
Total Preferred Equity	177	177	177	177.45	177.45
Common Stock	3,214	3,302	3,333	3,518	3,604
Additional Paid-In Capital	20,357	21,500	22,178	23,851	24,514
Retained Earnings	192,051	174,756	146,514	57,785	48,456
Treasury Stock	-1,216	-1,140	-1,676	-642	-1,302
Comprehensive Income & Other	2,847	2,850	3,366	4,004	3,920
Total Common Equity	217,253	201,268	173,715	88,516	79,193
Shareholders' Equity	217,430	201,445	173,892	88,693	79,370
Total Liabilities & Equity	1,305,759	1,137,432	1,057,302	730,227	673,651
Total Debt	185,606	203,713	149,849	138,308	154,133
Net Cash (Debt)	21,179	-21,514	39,418	45,213	35,136
Net Cash Growth	-	-	-12.82%	28.68%	93.62%
Net Cash Per Share	47.61	-48.26	88.07	95.07	72.40
Filing Date Shares Outstanding	441.69	445.37	445.7	475.55	475.55
Total Common Shares Outstanding	441.69	445.37	445.7	475.55	475.55
Book Value Per Share	491.87	451.91	389.76	186.13	166.53
Tangible Book Value	214,281	198,916	171,836	88,107	78,921
Tangible Book Value Per Share	485.14	446.63	385.54	185.27	165.96

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.