MOEX:BSPB Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2020	FY 2019	FY 2018
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018
Cash & Equivalents	63,433	53,996	55,865	60,271	42,556	37,189
Investment Securities	153,830	134,985	156,570	118,081	110,470	111,433
Trading Asset Securities	34,010	9,980	9,486	7,620	38,575	37,664
Total Investments	187,840	144,965	166,056	125,701	149,045	149,097
Gross Loans	996,410	827,933	731,417	472,591	419,253	399,240
Allowance for Loan Losses	-35,092	-33,301	-34,571	-39,808	-33,864	-36,919
Net Loans	961,318	794,632	696,846	432,783	385,390	362,322
Property, Plant & Equipment	20,488	17,153	15,497	14,034	14,526	13,875
Other Intangible Assets	-	2,352	1,879	408.82	272.11	308.29
Investments in Real Estate	7,115	1,723	1,629	4,412	7,029	7,312
Other Receivables	-	12	93	3,033	2,226	744.51
Restricted Cash	3,106	2,903	1,978	4,588	3,886	3,705
Other Current Assets	7,330	11,268	40,536	10,659	14,754	51,175
Long-Term Deferred Tax Assets	-	-	-	260.9	241.56	148.92
Other Long-Term Assets	102,703	108,428	76,923	74,038	53,721	46,512
Total Assets	1,353,333	1,137,432	1,057,302	730,227	673,651	673,403
Accounts Payable	-	268	211	126.51	122.82	103.19
Accrued Expenses	-	4,130	4,821	1,298	1,134	1,024
Interest Bearing Deposits	926,564	768,237	718,667	493,476	435,214	426,056
Total Deposits	926,564	768,237	718,667	493,476	435,214	426,056
Short-Term Borrowings	184,700	140,812	144,077	125,948	141,091	131,491
Current Portion of Long-Term Debt	3,389	3,666	2,017	5,938	6,176	13,532
Current Income Taxes Payable	-	1,012	1,057	533.89	1,096	70.63
Other Current Liabilities	10,708	6,686	3,234	2,958	551.46	13,816
Long-Term Debt	986	946	2,634	4,924	5,858	9,718
Long-Term Leases	-	1,815	1,121	1,498	1,008	-
Long-Term Deferred Tax Liabilities	3,078	1,768	1,840	2,816	700	837.46
Other Long-Term Liabilities	2,289	6,647	3,731	2,018	1,330	1,103
Total Liabilities	1,131,714	935,987	883,410	641,534	594,281	597,750
Preferred Stock, Non-Redeemable	177	177	177	177.45	177.45	177.45
Total Preferred Equity	177	177	177	177.45	177.45	177.45
Common Stock	3,214	3,302	3,333	3,518	3,604	3,604
Additional Paid-In Capital	20,357	21,500	22,178	23,851	24,514	24,514
Retained Earnings	195,021	174,756	146,514	57,785	48,456	42,903
Treasury Stock	-	-1,140	-1,676	-642	-1,302	-659.99
Comprehensive Income & Other	2,850	2,850	3,366	4,004	3,920	4,028
Total Common Equity	221,442	201,268	173,715	88,516	79,193	74,390
Minority Interest	-	-	-	-	-	1,087
Shareholders' Equity	221,619	201,445	173,892	88,693	79,370	75,654
Total Liabilities & Equity	1,353,333	1,137,432	1,057,302	730,227	673,651	673,403
Total Debt	189,075	147,239	149,849	138,308	154,133	154,740
Net Cash (Debt)	42,270	34,960	39,418	45,213	35,136	18,147
Net Cash Growth	-65.64%	-11.31%	-12.82%	28.68%	93.62%	-
Net Cash Per Share	94.89	78.42	88.07	95.07	72.40	36.51
Filing Date Shares Outstanding	445.37	445.37	445.7	475.55	475.55	487.55
Total Common Shares Outstanding	445.37	445.37	445.7	475.55	475.55	487.55
Book Value Per Share	497.21	451.91	389.76	186.13	166.53	152.58
Tangible Book Value	221,442	198,916	171,836	88,107	78,921	74,081
Tangible Book Value Per Share	497.21	446.63	385.54	185.27	165.96	151.94

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.