MOEX:RGSS Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	6,735	7,468	-	-	-
Investments in Equity & Preferred Securities	165.57	159.36	5,192	534.95	-
Other Investments	59,659	64,089	54,489	48,986	72,946
Total Investments	87,240	83,741	85,858	78,864	139,764
Cash & Equivalents	357.91	394.44	488.59	347.23	2,031
Reinsurance Recoverable	4,796	5,628	7,208	8,036	3,584
Other Receivables	2,098	1,951	13,387	7,164	12,283
Deferred Policy Acquisition Cost	-	-	19,471	21,222	26,804
Property, Plant & Equipment	8,994	8,945	7,904	8,025	8,064
Goodwill	1,023	1,023	-	-	-
Other Intangible Assets	9,627	7,862	5,271	5,084	4,755
Other Current Assets	6,829	8,947	63.99	57.61	-
Long-Term Deferred Tax Assets	9,604	6,843	8,427	8,198	9,736
Other Long-Term Assets	4,429	2,693	1,663	2,054	586.38
Total Assets	134,999	128,029	149,741	139,052	207,609
Accounts Payable	908.57	620.69	126.05	148.35	-
Accrued Expenses	2,114	2,006	4,817	3,599	-
Insurance & Annuity Liabilities	25,445	26,305	25,707	22,351	83,634
Unpaid Claims	28,586	30,635	-	-	-
Unearned Premiums	-	-	52,858	52,976	64,848
Reinsurance Payable	-	-	911.2	1,019	-
Current Portion of Leases	431.15	405.5	427.41	482.33	-
Current Income Taxes Payable	148.17	56.7	53.85	42.99	52.17
Long-Term Debt	-	-	-	-	2,790
Long-Term Leases	1,258	1,046	1,039	1,283	-
Long-Term Deferred Tax Liabilities	-	-	783.89	9.34	-
Other Current Liabilities	-	-	1,034	1,041	-
Other Long-Term Liabilities	1,618	1,256	3,280	2,385	5,989
Total Liabilities	60,509	62,331	91,235	85,336	157,316
Common Stock	14,685	14,685	14,685	14,685	19,580
Additional Paid-In Capital	134,787	134,787	135,125	135,126	137,052
Retained Earnings	-75,642	-84,464	-92,921	-97,811	-107,295
Treasury Stock	-33.89	-33.89	-	-	-
Comprehensive Income & Other	693.14	722.9	1,616	1,716	955.29
Shareholders' Equity	74,490	65,698	58,505	53,716	50,292
Total Liabilities & Equity	134,999	128,029	149,741	139,052	207,609
Filing Date Shares Outstanding	489,504	489,504	489,504	489,504	489,504
Total Common Shares Outstanding	489,504	489,504	489,504	489,504	489,504
Total Debt	1,689	1,452	1,466	1,765	2,790
Net Cash (Debt)	-1,332	-1,057	-977.47	-1,418	-758.59
Net Cash Per Share	-0.00	-0.00	-0.00	-0.00	-0.00
Book Value Per Share	0.15	0.13	0.12	0.11	0.10
Tangible Book Value	63,840	56,812	53,234	48,632	45,537
Tangible Book Value Per Share	0.13	0.12	0.11	0.10	0.09
Land	-	-	5,815	5,916	-
Buildings	5,821	5,792	-	-	-
Machinery	6,510	5,907	3,865	3,163	-
Construction In Progress	357.11	320.72	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.