ROSBANK (MOEX: ROSB)

ROSBANK Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Dec 31, 2022	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018
Cash & Equivalents	443,182	443,182	436,856	291,028	185,642	183,624
Investment Securities	113,635	113,635	153,283	159,155	165,443	157,535
Trading Asset Securities	-	-	-	57,001	36,412	42,834
Total Investments	113,635	113,635	153,283	216,156	201,855	200,369
Gross Loans	961,473	961,473	918,700	839,215	813,071	771,822
Allowance for Loan Losses	-	-	-	-42,827	-37,335	-44,063
Other Adjustments to Gross Loans	-	-	-	-4,050	-4,739	-3,787
Net Loans	961,473	961,473	918,700	792,338	770,997	723,972
Property, Plant & Equipment	21,492	21,492	24,182	26,591	24,636	18,922
Other Intangible Assets	12,210	12,210	11,270	8,277	5,813	3,686
Other Receivables	351	351	510	10,458	8,055	5,828
Restricted Cash	2,122	2,122	11,627	10,910	9,042	7,722
Other Current Assets	-	-	-	1,955	5,731	1,980
Long-Term Deferred Tax Assets	7,927	7,927	404	3,893	2,248	1,272
Other Real Estate Owned & Foreclosed	-	-	-	1,310	3,232	3,548
Other Long-Term Assets	32,336	32,336	14,893	520	1,516	1,599
Total Assets	1,594,728	1,594,728	1,571,725	1,363,436	1,218,767	1,152,522
Accrued Expenses	-	-	-	7,356	7,027	6,793
Interest Bearing Deposits	637,988	637,988	511,296	423,379	443,037	432,871
Non-Interest Bearing Deposits	547,416	547,416	605,419	545,969	419,469	379,558
Total Deposits	1,185,404	1,185,404	1,116,715	969,348	862,506	812,429
Short-Term Borrowings	-	-	-	52,885	30,979	41,504
Current Portion of Long-Term Debt	-	-	-	37,783	26,772	34,993
Current Income Taxes Payable	4,402	4,402	243	20	557	333
Other Current Liabilities	-	-	-	2,650	4,469	1,685
Long-Term Debt	101,610	101,610	184,537	91,700	99,300	96,017
Long-Term Leases	-	-	-	6,938	5,338	-
Long-Term Deferred Tax Liabilities	21	21	547	838	906	765
Other Long-Term Liabilities	99,457	99,457	64,689	6,305	8,280	4,882
Total Liabilities	1,390,894	1,390,894	1,366,731	1,177,061	1,046,768	999,717
Common Stock	17,587	17,587	17,587	17,587	17,587	17,587
Additional Paid-In Capital	59,709	59,709	59,709	59,709	59,707	59,707
Retained Earnings	105,107	105,107	102,202	83,353	72,144	60,634
Treasury Stock	-8,463	-8,463	-	-	-17	-
Comprehensive Income & Other	29,894	29,894	25,496	25,726	22,578	14,877
Shareholders' Equity	203,834	203,834	204,994	186,375	171,999	152,805
Total Liabilities & Equity	1,594,728	1,594,728	1,571,725	1,363,436	1,218,767	1,152,522
Total Debt	101,610	101,610	184,537	189,306	162,389	172,514
Net Cash (Debt)	341,572	341,572	252,319	182,974	79,077	70,990
Net Cash Growth	111.16%	35.37%	37.90%	131.39%	11.39%	64.48%
Net Cash Per Share	225.04	225.04	162.61	117.95	50.98	45.76
Filing Date Shares Outstanding	1,518	1,518	1,552	1,551	1,551	1,551
Total Common Shares Outstanding	1,518	1,518	1,552	1,551	1,551	1,551
Book Value Per Share	114.60	114.60	117.75	105.85	98.91	91.78
Tangible Book Value	191,624	191,624	193,724	178,098	166,186	149,119
Tangible Book Value Per Share	106.55	106.55	110.48	100.51	95.17	89.40

Source: S&P Capital IQ. Banks template. Financial Sources.