ROSBANK (MOEX: ROSB)

ROSBANK Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	218,609	299,709	375,816	436,856	291,028	185,642
Investment Securities	207,502	179,866	196,885	153,283	159,155	165,443
Trading Asset Securities	28,581	-	-	-	57,001	36,412
Total Investments	236,083	179,866	196,885	153,283	216,156	201,855
Gross Loans	1,516,897	1,484,921	949,810	918,700	839,215	813,071
Allowance for Loan Losses	-39,227	-38,373	-38,308	-	-42,827	-37,335
Other Adjustments to Gross Loans	-	-	-	-	-4,050	-4,739
Net Loans	1,477,670	1,446,548	911,502	918,700	792,338	770,997
Property, Plant & Equipment	21,118	22,056	21,492	24,182	26,591	24,636
Other Intangible Assets	12,784	-	-	11,270	8,277	5,813
Other Receivables	1,038	539	351	510	10,458	8,055
Restricted Cash	6,943	3,407	2,122	11,627	10,910	9,042
Other Current Assets	-	-	-	-	1,955	5,731
Long-Term Deferred Tax Assets	6,731	6,751	7,927	404	3,893	2,248
Other Real Estate Owned & Foreclosed	-	-	-	-	1,310	3,232
Other Long-Term Assets	137,091	141,418	78,633	14,893	520	1,516
Total Assets	2,118,067	2,100,294	1,594,728	1,571,725	1,363,436	1,218,767
Accrued Expenses	-	-	-	-	7,356	7,027
Interest Bearing Deposits	1,006,691	839,176	638,242	511,296	423,379	443,037
Non-Interest Bearing Deposits	763,380	902,842	583,159	605,419	545,969	419,469
Total Deposits	1,770,071	1,742,018	1,221,401	1,116,715	969,348	862,506
Short-Term Borrowings	2,384	3,266	-	-	52,885	30,979
Current Portion of Long-Term Debt	-	-	-	-	37,783	26,772
Current Income Taxes Payable	-	935	4,402	243	20	557
Other Current Liabilities	11,550	-	-	-	2,650	4,469
Long-Term Debt	20,753	33,749	65,613	184,537	91,700	99,300
Long-Term Leases	-	-	-	-	6,938	5,338
Long-Term Deferred Tax Liabilities	81	59	21	547	838	906
Other Long-Term Liabilities	84,751	94,017	99,457	64,689	6,305	8,280
Total Liabilities	1,889,590	1,874,044	1,390,894	1,366,731	1,177,061	1,046,768
Common Stock	17,587	17,587	17,587	17,587	17,587	17,587
Additional Paid-In Capital	59,709	59,709	59,709	59,709	59,709	59,707
Retained Earnings	124,841	120,206	105,107	102,202	83,353	72,144
Treasury Stock	-11,102	-9,370	-8,463	-	-	-17
Comprehensive Income & Other	37,442	38,118	29,894	25,496	25,726	22,578
Shareholders' Equity	228,477	226,250	203,834	204,994	186,375	171,999
Total Liabilities & Equity	2,118,067	2,100,294	1,594,728	1,571,725	1,363,436	1,218,767
Total Debt	23,137	37,015	65,613	184,537	189,306	162,389
Net Cash (Debt)	258,021	287,729	393,453	252,319	182,974	79,077
Net Cash Growth	2.26%	-26.87%	55.93%	37.90%	131.39%	11.39%
Net Cash Per Share	134.49	168.07	153.10	162.61	117.95	50.98
Filing Date Shares Outstanding	1,515	1,715	2,570	1,552	1,551	1,551
Total Common Shares Outstanding	1,515	1,715	2,570	1,552	1,551	1,551
Book Value Per Share	126.98	109.68	67.69	117.75	105.85	98.91
Tangible Book Value	215,693	226,250	203,834	193,724	178,098	166,186
Tangible Book Value Per Share	118.54	109.68	67.69	110.48	100.51	95.17

Source: S&P Capital IQ. Banks template. Financial Sources.