Sberbank of Russia (MOEX: SBER)

Sberbank of Russia Income Statement

Financials in millions RUB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	6,121,500	4,217,500	3,304,500	2,511,500	2,260,400	2,263,400
Interest Income on Investments	525,600	287,700	243,800	187,600	116,800	132,600
Total Interest Income	6,647,100	4,505,200	3,548,300	2,699,100	2,377,200	2,396,000
Interest Paid on Deposits	3,470,300	1,771,600	1,514,500	792,600	703,500	874,200
Interest Paid on Borrowings	136,500	63,900	70,300	69,800	21,100	20,800
Total Interest Expense	3,606,800	1,835,500	1,584,800	862,400	724,600	895,000
Net Interest Income	3,040,300	2,669,700	1,963,500	1,836,700	1,652,600	1,501,000
Net Interest Income Growth (YoY)	54.84%	35.97%	6.90%	11.14%	10.10%	2.10%
Gain (Loss) on Sale of Investments	3,700	5,400	400	3,700	41,100	8,800
Gain (Loss) on Sale of Equity Investments	-	-	-	-	-21,000	-7,400
Other Non-Interest Income	554,800	621,300	109,000	707,600	528,600	546,000
Total Non-Interest Income	558,500	626,700	109,400	711,300	548,700	547,400
Non-Interest Income Growth (YoY)	410.51%	472.85%	-84.62%	29.63%	0.24%	30.40%
Revenues Before Loan Losses	3,598,800	3,296,400	2,072,900	2,548,000	2,201,300	2,048,400
Provision for Loan Losses	333,200	235,400	450,500	138,700	388,600	92,600
Revenue	3,265,600	3,061,000	1,622,400	2,409,300	1,812,700	1,955,800
Revenue Growth (YoY)	101.28%	88.67%	-32.66%	32.91%	-7.32%	9.07%
Federal Deposit Insurance	128,800	105,100	88,500	77,300	62,900	85,500
Selling, General & Administrative	1,046,600	924,400	726,500	834,400	712,800	692,200
Other Non-Interest Expense	-	-	-	-	26,500	32,400
Total Non-Interest Expense	1,175,400	1,029,500	815,000	911,700	802,200	810,100
EBT Excluding Unusual Items	2,090,200	2,031,500	807,400	1,497,600	1,010,500	1,145,700
Asset Writedown	-19,900	-46,800	-221,500	-42,400	-29,600	-5,500
Pretax Income	2,070,300	1,984,700	585,900	1,455,200	976,100	1,138,700
Income Tax Expense	483,400	476,100	154,800	289,300	193,300	223,900
Earnings From Continuing Operations	1,586,900	1,508,600	431,100	1,165,900	782,800	914,800
Earnings From Discontinued Operations	-	-	-143,300	80,000	-22,500	-69,800
Minority Interest in Earnings	900	3,200	4,600	4,800	800	-100
Net Income	1,587,800	1,511,800	292,400	1,250,700	761,100	844,900
Preferred Dividends & Other Adjustments	42,000	33,900	9,700	27,800	23,600	15,600
Net Income to Common	1,545,800	1,477,900	282,700	1,222,900	737,500	829,300
Net Income Growth	443.02%	417.03%	-76.62%	64.33%	-9.92%	1.44%
Basic Shares Outstanding	21,400	21,400	21,400	21,500	21,500	21,500
Diluted Shares Outstanding	21,400	21,400	21,400	21,500	21,500	21,500
Shares Change (YoY)	-	-	-0.47%	-	-	-
EPS (Basic)	72.23	69.06	13.21	56.88	34.30	38.57
EPS (Diluted)	72.23	69.06	13.21	56.88	34.30	38.57
EPS Growth	446.80%	422.78%	-76.77%	65.82%	-11.07%	0.99%
Dividend Per Share	33.300	33.300	25.000	-	18.700	18.700
Dividend Growth	33.20%	33.20%	-	-	0%	16.87%
Effective Tax Rate	23.35%	23.99%	26.42%	19.88%	19.80%	19.66%

Source: S&P Capital IQ. Banks template. Financial Sources.