Sberbank of Russia Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	2,229,800	2,353,500	1,392,500	2,409,300
Investment Securities	-	9,867,300	8,011,700	7,466,100	7,002,300
Trading Asset Securities	-	1,403,300	1,224,300	-	-
Mortgage-Backed Securities	-	210,100	413,900	-	-
Total Investments	-	11,480,700	9,649,900	7,466,100	7,002,300
Gross Loans	-	46,226,900	39,679,300	31,037,500	28,517,500
Allowance for Loan Losses	-	-2,163,000	-1,989,100	-1,664,100	-1,422,000
Net Loans	-	44,063,900	37,690,200	29,373,400	27,095,500
Property, Plant & Equipment	-	1,204,300	1,002,900	819,700	827,800
Goodwill	-	51,700	51,300	-	-
Other Intangible Assets	-	479,100	335,700	-	-
Investments in Real Estate	-	48,100	43,600	-	-
Other Receivables	-	151,900	155,100	1,267,500	1,532,500
Restricted Cash	-	152,100	77,100	46,900	273,800
Other Current Assets	-	537,200	572,200	-	-
Long-Term Deferred Tax Assets	-	121,300	133,000	156,800	35,200
Other Long-Term Assets	-	335,000	242,700	1,339,500	1,989,100
Total Assets	-	60,855,100	52,307,200	41,862,400	41,165,500
Accrued Expenses	-	115,500	84,400	-	-
Interest Bearing Deposits	-	45,601,300	36,112,400	28,966,300	27,272,500
Total Deposits	-	45,601,300	36,112,400	28,966,300	27,272,500
Short-Term Borrowings	-	3,074,600	5,109,500	1,102,300	1,570,500
Current Portion of Long-Term Debt	-	300,800	231,000	-	-
Current Income Taxes Payable	-	19,000	39,500	-	-
Other Current Liabilities	-	308,900	180,200	-	-
Long-Term Debt	-	1,205,700	1,534,100	3,821,300	3,947,400
Long-Term Leases	-	170,900	146,100	-	-
Long-Term Unearned Revenue	-	19,700	17,400	-	-
Pension & Post-Retirement Benefits	-	113,100	92,200	-	-
Long-Term Deferred Tax Liabilities	-	36,800	21,500	19,000	29,900
Other Long-Term Liabilities	-	2,715,300	2,154,500	2,176,700	2,700,700
Total Liabilities	-	53,681,600	45,722,800	36,085,600	35,521,000
Preferred Stock, Non-Redeemable	-	3,000	3,000	-	-
Preferred Stock, Other	-	-1,900	-2,000	-	-
Total Preferred Equity	-	1,100	1,000	-	-
Common Stock	-	64,800	64,800	320,300	320,300
Additional Paid-In Capital	-	232,600	232,600	-	-
Retained Earnings	-	7,181,500	6,348,600	5,410,200	5,200,300
Treasury Stock	-	-30,800	-35,600	-103,600	-32,000
Comprehensive Income & Other	-	-273,500	-27,400	150,000	150,000
Total Common Equity	7,872,400	7,174,600	6,583,000	5,776,900	5,638,600
Minority Interest	-	-2,200	400	-100	5,900
Shareholders' Equity	7,867,400	7,173,500	6,584,400	5,776,800	5,644,500
Total Liabilities & Equity	-	60,855,100	52,307,200	41,862,400	41,165,500
Total Debt	5,176,500	4,752,000	7,020,700	4,923,600	5,517,900
Net Cash (Debt)	946,900	2,953,300	1,871,900	-3,531,100	-3,108,600
Net Cash Growth	-67.94%	57.77%	-	-	-
Net Cash Per Share	-	138.00	87.47	-165.00	-144.59
Filing Date Shares Outstanding	-	21,404	21,400	21,400	22,457
Total Common Shares Outstanding	-	21,404	21,400	21,400	22,457
Book Value Per Share	360.86	328.19	300.61	262.94	244.41
Tangible Book Value	7,872,400	6,643,800	6,196,000	5,776,900	5,638,600
Tangible Book Value Per Share	360.86	303.39	282.52	262.94	244.41

Source: S&P Global Market Intelligence. Banks template. Financial Sources.