Sberbank of Russia Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,830,000	2,229,800	2,353,500	1,392,500	2,409,300
Investment Securities	10,086,500	9,952,300	8,011,700	7,466,100	7,002,300
Trading Asset Securities	2,219,300	1,403,300	1,224,300	-	-
Mortgage-Backed Securities	969,100	210,100	413,900	-	-
Total Investments	13,274,900	11,565,700	9,649,900	7,466,100	7,002,300
Gross Loans	50,594,300	46,226,900	39,679,300	31,037,500	28,517,500
Allowance for Loan Losses	-2,506,400	-2,163,000	-1,989,100	-1,664,100	-1,422,000
Net Loans	48,087,900	44,063,900	37,690,200	29,373,400	27,095,500
Property, Plant & Equipment	1,397,100	1,204,300	1,002,900	819,700	827,800
Goodwill	54,400	51,700	51,300	-	-
Other Intangible Assets	670,000	479,100	335,700	-	-
Investments in Real Estate	52,300	48,100	43,600	-	-
Other Receivables	157,300	151,900	155,100	1,267,500	1,532,500
Restricted Cash	172,800	152,100	77,100	46,900	273,800
Other Current Assets	552,700	452,200	572,200	-	-
Long-Term Deferred Tax Assets	118,100	121,300	133,000	156,800	35,200
Other Long-Term Assets	447,000	335,000	242,700	1,339,500	1,989,100
Total Assets	68,814,500	60,855,100	52,307,200	41,862,400	41,165,500
Accrued Expenses	129,100	115,500	84,400	-	-
Interest Bearing Deposits	49,008,800	45,605,200	36,112,400	28,966,300	27,272,500
Total Deposits	49,008,800	45,605,200	36,112,400	28,966,300	27,272,500
Short-Term Borrowings	6,003,200	3,074,600	5,109,500	1,102,300	1,570,500
Current Portion of Long-Term Debt	373,500	300,800	231,000	-	-
Current Income Taxes Payable	88,900	19,000	39,500	-	-
Other Current Liabilities	354,000	319,700	180,200	-	-
Long-Term Debt	1,098,000	1,291,100	1,534,100	3,821,300	3,947,400
Long-Term Leases	244,900	170,900	146,100	-	-
Long-Term Unearned Revenue	28,300	19,700	17,400	-	-
Pension & Post-Retirement Benefits	123,600	113,100	92,200	-	-
Long-Term Deferred Tax Liabilities	41,500	36,800	21,500	19,000	29,900
Other Long-Term Liabilities	2,974,200	2,615,200	2,154,500	2,176,700	2,700,700
Total Liabilities	60,468,000	53,681,600	45,722,800	36,085,600	35,521,000
Preferred Stock, Non-Redeemable	3,000	3,000	3,000	-	-
Preferred Stock, Other	-1,900	-1,900	-2,000	-	-
Total Preferred Equity	1,100	1,100	1,000	-	-
Common Stock	64,800	64,800	64,800	320,300	320,300
Additional Paid-In Capital	232,600	232,600	232,600	-	-
Retained Earnings	8,107,900	7,181,500	6,348,600	5,410,200	5,200,300
Treasury Stock	-41,500	-30,800	-35,600	-103,600	-32,000
Comprehensive Income & Other	-13,300	-273,500	-27,400	150,000	150,000
Total Common Equity	8,350,500	7,174,600	6,583,000	5,776,900	5,638,600
Minority Interest	-5,100	-2,200	400	-100	5,900
Shareholders' Equity	8,346,500	7,173,500	6,584,400	5,776,800	5,644,500
Total Liabilities & Equity	68,814,500	60,855,100	52,307,200	41,862,400	41,165,500
Total Debt	7,719,600	4,837,400	7,020,700	4,923,600	5,517,900
Net Cash (Debt)	4,389,300	2,952,900	1,871,900	-3,531,100	-3,108,600
Net Cash Growth	48.64%	57.75%	-	-	-
Net Cash Per Share	205.11	137.99	87.47	-165.00	-144.59
Filing Date Shares Outstanding	21,388	21,404	21,400	21,400	22,457
Total Common Shares Outstanding	21,388	21,404	21,400	21,400	22,457
Book Value Per Share	383.42	328.19	300.61	262.94	244.41
Tangible Book Value	7,626,100	6,643,800	6,196,000	5,776,900	5,638,600
Tangible Book Value Per Share	349.55	303.39	282.52	262.94	244.41

Source: S&P Global Market Intelligence. Banks template. Financial Sources.