Sovcombank (MOEX: SVCB)

Sovcombank Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	588,734	625,989	152,581	306,755	148,886	107,761
Investment Securities	101,131	87,203	126,076	144,166	155,493	901
Trading Asset Securities	386,587	462,177	386,537	158,236	231,431	269,068
Total Investments	487,718	549,380	512,613	302,402	386,924	269,969
Gross Loans	2,591,194	1,982,754	1,467,427	1,252,015	743,390	608,129
Allowance for Loan Losses	-117,341	-88,217	-80,503	-55,160	-32,278	-22,909
Net Loans	2,473,853	1,894,537	1,386,924	1,196,855	711,112	585,220
Property, Plant & Equipment	42,189	20,563	16,922	18,094	10,810	11,812
Goodwill	4,057	4,057	4,057	4,092	1,662	1,742
Other Intangible Assets	-	6,929	6,450	7,344	3,925	4,775
Investments in Real Estate	3,007	2,526	5,786	4,209	102	53
Other Receivables	28,044	7,190	19,790	14,140	8,806	1,721
Restricted Cash	11,353	4,523	2,263	12,961	7,559	6,447
Other Current Assets	133,284	49,912	52,236	231,443	191,061	133,484
Long-Term Deferred Tax Assets	35,991	19,390	21,549	6,104	532	895
Other Real Estate Owned & Foreclosed	-	1,376	959	-	-	-
Other Long-Term Assets	6,960	2,613	3,335	7,157	11,981	11,315
Total Assets	3,815,190	3,188,985	2,185,465	2,111,556	1,483,360	1,135,194
Accounts Payable	10,430	6,339	3,487	3,284	1,700	2,143
Accrued Expenses	13,803	7,724	8,135	7,709	5,780	5,277
Interest Bearing Deposits	2,811,280	2,503,589	1,688,046	1,421,285	980,917	777,673
Total Deposits	2,811,280	2,503,589	1,688,046	1,421,285	980,917	777,673
Short-Term Borrowings	129,893	74,426	55,661	180,292	164,850	127,495
Current Portion of Long-Term Debt	-	-	-	15,885	3,201	4,754
Current Income Taxes Payable	577	1,828	127	1,565	632	2,309
Other Current Liabilities	8,626	5,176	3,158	5,734	1,820	3,846
Long-Term Debt	301,634	154,132	140,626	169,527	116,201	60,282
Long-Term Leases	11,854	9,344	7,589	7,244	4,142	5,562
Long-Term Unearned Revenue	8,714	7,630	5,767	15,803	6,998	1,874
Long-Term Deferred Tax Liabilities	963	261	55	754	2,706	56
Other Long-Term Liabilities	149,090	120,179	80,699	39,522	6,124	4,839
Total Liabilities	3,446,864	2,890,628	1,993,350	1,868,604	1,295,071	996,110
Common Stock	2,069	2,069	1,969	1,969	1,969	1,969
Additional Paid-In Capital	64,687	35,605	20,718	25,857	25,842	25,082
Retained Earnings	269,924	241,841	158,641	180,151	136,011	103,568
Treasury Stock	-	-	-	-5,211	-5,211	-
Comprehensive Income & Other	13,512	17,624	10,372	39,161	27,648	6,434
Total Common Equity	350,192	297,139	191,700	241,927	186,259	137,053
Minority Interest	18,134	1,218	415	1,025	2,030	2,031
Shareholders' Equity	368,326	298,357	192,115	242,952	188,289	139,084
Total Liabilities & Equity	3,815,190	3,188,985	2,185,465	2,111,556	1,483,360	1,135,194
Total Debt	443,381	237,902	203,876	372,948	288,394	198,093
Net Cash (Debt)	548,271	850,264	335,242	92,043	91,923	178,736
Net Cash Growth	63.54%	153.63%	264.22%	0.13%	-48.57%	6048.47%
Net Cash Per Share	25.92	44.52	17.64	4.84	4.81	9.21
Filing Date Shares Outstanding	20,619	20,593	19,000	19,019	19,100	19,700
Total Common Shares Outstanding	20,619	20,593	19,000	19,019	19,100	19,700
Book Value Per Share	15.19	12.75	8.67	10.58	8.38	6.96
Tangible Book Value	346,135	286,153	181,193	230,491	180,672	130,536
Tangible Book Value Per Share	14.99	12.22	8.11	9.98	8.09	6.63

Source: S&P Capital IQ. Banks template. Financial Sources.