HSBC Bank Malta p.l.c. (MSE:HSB)

HSBC Bank Malta p.l.c. Statistics

Total Valuation

MSE:HSB has a market cap or net worth of EUR 558.47 million.

Market Cap	558.47M
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, July 30, 2025.

Earnings Date	Jul 30, 2025
Ex-Dividend Date	Aug 19, 2025

Share Statistics

MSE:HSB has 360.31 million shares outstanding. The number of shares has decreased by -3.66% in one year.

Current Share Class	360.31M
Shares Outstanding	360.31M
Shares Change (YoY)	-3.66%
Shares Change (QoQ)	-2.85%
Owned by Insiders (%)	0.03%
Owned by Institutions (%)	1.60%
Float	107.87M

Valuation Ratios

The trailing PE ratio is 6.24.

PE Ratio	6.24
Forward PE	n/a
PS Ratio	2.24
PB Ratio	0.91
P/TBV Ratio	0.94
P/FCF Ratio	5.25
P/OCF Ratio	4.30
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.12
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.71%.

Return on Equity (ROE)	14.71%
Return on Assets (ROA)	1.12%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	268,157
Profits Per Employee	94,127
Employee Count	931
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MSE:HSB has paid 46.96 million in taxes.

Income Tax	46.96M
Effective Tax Rate	34.89%

Stock Price Statistics

The stock price has decreased by -15.88% in the last 52 weeks. The beta is 0.14, so MSE:HSB's price volatility has been lower than the market average.

Beta (5Y)	0.14
52-Week Price Change	-15.88%
50-Day Moving Average	1.40
200-Day Moving Average	1.47
Relative Strength Index (RSI)	77.01
Average Volume (20 Days)	6,260

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, MSE:HSB had revenue of EUR 249.65 million and earned 87.63 million in profits. Earnings per share was 0.25.

Revenue	249.65M
Gross Profit	249.65M
Operating Income	140.62M
Pretax Income	134.60M
Net Income	87.63M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.25

Balance Sheet

The company has 721.11 million in cash and 225.39 million in debt, giving a net cash position of 495.71 million or 1.38 per share.

Cash & Cash Equivalents	721.11M
Total Debt	225.39M
Net Cash	495.71M
Net Cash Per Share	1.38
Equity (Book Value)	615.50M
Book Value Per Share	1.71
Working Capital	-4.54B

Cash Flow

In the last 12 months, operating cash flow was 130.03 million and capital expenditures -23.61 million, giving a free cash flow of 106.42 million.

Operating Cash Flow	130.03M
Capital Expenditures	-23.61M
Free Cash Flow	106.42M
FCF Per Share	0.30

Margins

Gross Margin	n/a
Operating Margin	56.32%
Pretax Margin	53.91%
Profit Margin	35.10%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	42.63%

Dividends & Yields

This stock pays an annual dividend of 0.24, which amounts to a dividend yield of 16.55%.

Dividend Per Share	0.24
Dividend Yield	16.55%
Dividend Growth (YoY)	15.79%
Years of Dividend Growth	3
Payout Ratio	58.80%
Buyback Yield	3.66%
Shareholder Yield	20.21%
Earnings Yield	15.69%
FCF Yield	19.06%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 30, 2015. It was a forward split with a ratio of 1.1111111111.

Last Split Date	Apr 30, 2015
Split Type	Forward
Split Ratio	1.1111111111

Scores

Altman Z-Score	n/a
Piotroski F-Score	4