CIM Financial Services Income Statement

Financials in millions MUR. Fiscal year is October - September.

Millions MUR. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Interest and Dividend Income	4,410	4,235	3,545	2,955	2,502	2,172
Total Interest Expense	1,031	988.7	816.5	579	427.5	396.1
Net Interest Income	3,379	3,246	2,728	2,376	2,075	1,776
Commissions and Fees	592.6	592.6	496.3	430.6	396.8	350
Other Revenue	166.7	133.1	109.3	108.5	100.5	127.6
Revenue Before Loan Losses	4,138	3,972	3,334	2,915	2,572	2,254
Provision for Loan Losses	511.7	371	251.9	296.4	535.4	534.6
Revenue	3,626	3,601	3,082	2,618	2,037	1,719
Revenue Growth (YoY)	12.29%	16.85%	17.70%	28.56%	18.47%	9.99%
Salaries & Employee Benefits	1,030	1,030	901.7	748.5	645.5	606
Cost of Services Provided	55.2	60.4	58.2	54.3	32.9	35.8
Other Operating Expenses	666.8	666.8	569.3	503.1	417.1	353.2
Total Operating Expenses	1,992	1,998	1,766	1,516	1,318	1,215
Operating Income	1,634	1,604	1,316	1,102	718.7	504.6
Earnings From Equity Investments	-4.3	-4	-2	-3.2	-2.5	-3.8
Currency Exchange Gain (Loss)	1.9	2	-7	5.5	1.6	5.4
EBT Excluding Unusual Items	1,553	1,523	1,307	1,105	717.8	506.2
Gain (Loss) on Sale of Investments	3.5	2.7	3.3	2.9	-	-
Other Unusual Items	-	-	-	18.5	-	-
Pretax Income	1,557	1,526	1,310	1,127	734.8	508.5
Income Tax Expense	332.4	305.8	203	166.2	133.5	93.9
Earnings From Continuing Ops.	1,225	1,220	1,107	961	601.3	414.6
Net Income to Company	1,225	1,220	1,107	961	601.3	414.6
Minority Interest in Earnings	-5.5	-7.2	-4.7	-1.1	-	-
Net Income	1,219	1,213	1,102	959.9	601.3	414.6
Net Income to Common	1,219	1,213	1,102	959.9	601.3	414.6
Net Income Growth	7.66%	10.06%	14.84%	59.64%	45.03%	117.30%
Shares Outstanding (Basic)	681	681	681	681	681	681
Shares Outstanding (Diluted)	681	681	681	681	681	681
EPS (Basic)	1.79	1.78	1.62	1.41	0.88	0.61
EPS (Diluted)	1.79	1.78	1.62	1.41	0.88	0.61
EPS Growth	7.66%	10.06%	14.84%	59.64%	45.03%	117.30%
Free Cash Flow	-870.1	-1,089	-2,127	-946.6	-405.3	182.6
Free Cash Flow Per Share	-1.28	-1.60	-3.13	-1.39	-0.60	0.27
Dividend Per Share	0.890	0.890	0.730	0.560	0.350	0.300
Dividend Growth	21.92%	21.92%	30.36%	60.00%	16.67%	-
Operating Margin	45.06%	44.53%	42.71%	42.10%	35.29%	29.35%
Profit Margin	33.62%	33.69%	35.77%	36.66%	29.52%	24.12%
Free Cash Flow Margin	-23.99%	-30.25%	-69.01%	-36.15%	-19.90%	10.62%
Effective Tax Rate	21.35%	20.04%	15.50%	14.74%	18.17%	18.47%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.