American Funds Retirement Income Portfolio - Conservative Class F-2 (FDFWX)
| Fund Assets | 1.33B |
| Expense Ratio | 0.40% |
| Min. Investment | $250 |
| Turnover | 12.00% |
| Dividend (ttm) | 0.44 |
| Dividend Yield | 3.39% |
| Dividend Growth | 6.23% |
| Payout Frequency | Quarterly |
| Ex-Dividend Date | Dec 29, 2025 |
| Previous Close | 12.99 |
| YTD Return | 2.67% |
| 1-Year Return | 13.24% |
| 5-Year Return | 29.70% |
| 52-Week Low | 11.12 |
| 52-Week High | 13.10 |
| Beta (5Y) | n/a |
| Holdings | 12 |
| Inception Date | Aug 28, 2015 |
About FDFWX
American Funds Retirement Income Portfolio – Conservative Class F-2 is a multi-asset mutual fund designed to offer current income with an emphasis on capital preservation for investors nearing or in retirement. This fund primarily invests in a mix of underlying American Funds, balancing exposure to U.S. and international equities with a significant allocation to high-quality U.S. and non-U.S. bonds, resulting in a diversified and conservative portfolio structure. Notable holdings include funds focused on income production and capital stability, such as Capital Income Builder, The Bond Fund of America, and The Income Fund of America. The portfolio's asset allocation is tailored to reduce volatility and downside risk, prioritizing steady income distributions supported by quarterly payouts. With a low minimum investment and competitive expense ratio, the fund is intended for investors seeking a lower-risk solution for long-term retirement income needs, playing a vital role as a core retirement income holding within the broader financial market.
Performance
FDFWX had a total return of 13.24% in the past year, including dividends. Since the fund's inception, the average annual return has been 9.31%.
Top 10 Holdings
95.99% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds Capital Income Builder® Class R-6 | RIRGX | 18.01% |
| American Funds The Bond Fund of America® Class R-6 | RBFGX | 15.02% |
| American Funds The Income Fund of America® Class R-6 | RIDGX | 15.02% |
| American Funds Strategic Bond Fund Class R-6 | RANGX | 9.97% |
| American Funds American Balanced Fund® Class R-6 | RLBGX | 8.03% |
| American Funds Multi-Sector Income R-6 | RMDUX | 8.00% |
| American Funds American Mutual Fund® Class R-6 | RMFGX | 7.02% |
| American Funds Intermediate Bond Fund of America® Class R-6 | RBOGX | 4.99% |
| American Funds U.S. Government Securities Fund® Class R-6 | RGVGX | 4.98% |
| American Funds Inflation Linked Bond Fund Class R-6 | RILFX | 4.95% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 29, 2025 | $0.189 | Dec 30, 2025 |
| Sep 26, 2025 | $0.0873 | Sep 29, 2025 |
| Jun 26, 2025 | $0.0975 | Jun 27, 2025 |
| Mar 27, 2025 | $0.0661 | Mar 28, 2025 |
| Dec 27, 2024 | $0.1679 | Dec 30, 2024 |
| Sep 26, 2024 | $0.0863 | Sep 27, 2024 |