About GCAYX
GuideStone Funds Conservative Allocation Fund Institutional Shares is a mutual fund designed to provide current income and modest capital appreciation through a diversified approach. The fund primarily invests in a mix of underlying GuideStone Select Funds, offering exposure to multiple asset classes including U.S. and non-U.S. equities, fixed income securities, real assets, and alternative investments. Its portfolio is structured conservatively, with approximately 60% allocated to fixed income and only about 26% to equities and impact investments, making it suitable for investors with a short- to medium-term horizon and a relatively low risk tolerance. The fund aims to balance income generation and capital preservation, making it a core holding for those seeking stability with limited equity market exposure. It has received a strong four-star Morningstar rating based on its risk-adjusted return among peers in the 15% to 30% equity allocation category, and features a competitive net expense ratio. This fund plays an important role in the market as a target risk solution for conservative investors, offering diversified exposure while mitigating the volatility associated with more aggressive portfolios.
Fund Family GuideStone Funds
Category Mix Tgt Alloc Con
Performance Rating Above Average
Risk Rating Below Average
Stock Exchange NASDAQ
Ticker Symbol GCAYX
Share Class Institutional
Index ICE BofA Treasury 1-3 Year TR
GCAYX had a total return of 9.36% in the past year, including dividends. Since the fund's
inception, the average annual return has been 6.57%.
