NYLI Candriam Emerging Markets Debt Class A (MGHAX)

Fund Assets	60.86M
Expense Ratio	1.15%
Min. Investment	$15,000
Turnover	n/a
Dividend (ttm)	0.55
Dividend Yield	6.87%
Dividend Growth	7.75%
Payout Frequency	Monthly
Ex-Dividend Date	May 29, 2025

Previous Close	7.65
YTD Return	1.95%
1-Year Return	5.95%
5-Year Return	36.60%
52-Week Low	7.38
52-Week High	8.13
Beta (5Y)	n/a
Holdings	144
Inception Date	Jun 1, 1998

About MGHAX

The Fund's investment strategy focuses on Emg Mkts HC Debt with 1.17% total expense ratio. The minimum amount to invest in MainStay Funds: MainStay Candriam Emerging Markets Debt Fund; Class A Shares is $15,000 on a standard taxable account. MainStay Funds: MainStay Candriam Emerging Markets Debt Fund; Class A Shares seeks current income. Capital appreciation is a secondary objective. MGHAX invests at least 80% of its net assets in fixed income securities of issuers in emerging markets. MGHAX may invest all or a portion of its assets in fixed income securities of countries with established economies.

• Fund Family: Mainstay Candriam
• Category: Emerging Markets Bond
• Performance Rating: Below Average
• Risk Rating: Above Average
• Stock Exchange: NASDAQ
• Ticker Symbol: MGHAX
• Share Class: Class A
• Index: JP Morgan EMBI Global Diversified TR

Performance

MGHAX had a total return of 5.95% in the past year, including dividends. Since the fund's inception, the average annual return has been 6.79%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
MGHIX	Class I	0.85%
MGHHX	Investor Class	1.48%
MHYCX	Class C	2.22%

Top 10 Holdings

30.10% of assets

Name	Symbol	Weight
Us Dollar	n/a	11.58%
Us Dollar	n/a	4.47%
Oman (Sultanate Of) 6.75%	OMAN.6.75 01.17.48 REGS	2.73%
Turkey (Republic of) 5.75%	TURKEY.5.75 05.11.47 30Y	2.03%
Egypt (Arab Republic of) 8.875%	EGYPT.8.875 05.29.50 REGS	1.85%
Euro	n/a	1.67%
Macedonia (Republic of) 6.96%	MACEDO.6.96 03.13.27 REGS	1.57%
Indonesia (Republic of) 4.65%	INDON.4.65 09.20.32	1.42%
Turkey (Republic of) 4.875%	TURKEY.4.875 04.16.43 30Y	1.41%
JSC National Company KazMunayGas 6.375%	KZOKZ.6.375 10.24.48 REGS	1.37%

Dividend History

Ex-Dividend	Amount	Pay Date
May 29, 2025	$0.0365	May 30, 2025
Apr 30, 2025	$0.0367	Apr 30, 2025
Mar 31, 2025	$0.0379	Mar 31, 2025
Feb 28, 2025	$0.0225	Feb 28, 2025
Jan 31, 2025	$0.0459	Jan 31, 2025
Dec 18, 2024	$0.17404	Dec 18, 2024