NYLI MacKay High Yield Corporate Bond Class A (MHCAX)

Fund Assets	11.14B
Expense Ratio	0.99%
Min. Investment	$15,000
Turnover	n/a
Dividend (ttm)	0.32
Dividend Yield	5.79%
Dividend Growth	3.06%
Payout Frequency	Monthly
Ex-Dividend Date	Dec 18, 2025

Previous Close	5.20
YTD Return	5.95%
1-Year Return	6.34%
5-Year Return	21.32%
52-Week Low	5.05
52-Week High	5.45
Beta (5Y)	n/a
Holdings	624
Inception Date	Jan 3, 1995

About MHCAX

MHCAX was founded on 1995-01-03. The Fund's investment strategy focuses on High Yield with 0.97% total expense ratio. The minimum amount to invest in MainStay Funds: MainStay MacKay High Yield Corporate Bond Fund; Class A Shares is $15,000 on a standard taxable account. MainStay Funds: MainStay MacKay High Yield Corporate Bond Fund; Class A Shares seeks maximum current income through investment in a diversified portfolio of high-yield debt securities. Capital appreciation is a secondary objective. MHCAX invests at least 80% of its assets (net assets plus any borrowings for investment purposes) in high-yield corporate debt securities.

• Fund Family: MainStay Fds A
• Category: High Yield Bond
• Stock Exchange: NASDAQ
• Ticker Symbol: MHCAX
• Share Class: Class A
• Index: ICE BofA US High Yield Constrained TR

Performance

MHCAX had a total return of 6.34% in the past year, including dividends. Since the fund's inception, the average annual return has been 14.98%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
MHYSX	Class R6	0.60%
MHYIX	Class I	0.74%
MHHIX	Investor Class	1.08%
MHYRX	Class R2	1.09%

Top 10 Holdings

5.79% of assets

Name	Symbol	Weight
Great Outdoors Group LLC, First Lien Term Loan B	BASSPR.L 01.23.32 7	0.88%
TransDigm, Inc.	TDG.6.375 03.01.29 144A	0.72%
Clarivate Science Holdings Corp.	CLVTSC.4.875 07.01.29 144A	0.58%
Jane Street Group	JANEST.7.125 04.30.31 144A	0.55%
JB Poindexter & Co., Inc.	JBPOIN.8.75 12.15.31 144A	0.54%
Talen Energy Supply LLC	TLN.8.625 06.01.30 144A	0.53%
Jazz Securities DAC	JAZZ.4.375 01.15.29 144A	0.52%
Quikrete Holdings, Inc.	QUIKHO.6.375 03.01.32 144A	0.51%
CCO Holdings LLC	CHTR.4.5 05.01.32	0.48%
TK Elevator U.S. Newco, Inc.	THYELE.5.25 07.15.27 144A	0.48%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 18, 2025	$0.02797	Dec 18, 2025
Nov 28, 2025	$0.0254	Nov 28, 2025
Oct 31, 2025	$0.0269	Oct 31, 2025
Sep 30, 2025	$0.0263	Sep 30, 2025
Aug 29, 2025	$0.0264	Aug 29, 2025
Jul 31, 2025	$0.0279	Jul 31, 2025