NYLI MacKay High Yield Corporate Bond Class A (MHCAX)

Fund Assets	10.26B
Expense Ratio	0.99%
Min. Investment	$15,000
Turnover	n/a
Dividend (ttm)	0.30
Dividend Yield	5.55%
Dividend Growth	-1.75%
Payout Frequency	Monthly
Ex-Dividend Date	Jun 30, 2025

Previous Close	5.47
YTD Return	3.41%
1-Year Return	6.81%
5-Year Return	74.47%
52-Week Low	5.04
52-Week High	5.29
Beta (5Y)	n/a
Holdings	633
Inception Date	Jan 3, 1995

About MHCAX

MHCAX was founded on 1995-01-03. The Fund's investment strategy focuses on High Yield with 0.97% total expense ratio. The minimum amount to invest in MainStay Funds: MainStay MacKay High Yield Corporate Bond Fund; Class A Shares is $15,000 on a standard taxable account. MainStay Funds: MainStay MacKay High Yield Corporate Bond Fund; Class A Shares seeks maximum current income through investment in a diversified portfolio of high-yield debt securities. Capital appreciation is a secondary objective. MHCAX invests at least 80% of its assets (net assets plus any borrowings for investment purposes) in high-yield corporate debt securities.

• Fund Family: MainStay Fds A
• Category: High Yield Bond
• Stock Exchange: NASDAQ
• Ticker Symbol: MHCAX
• Share Class: Class A
• Index: ICE BofA US High Yield Constrained TR

Performance

MHCAX had a total return of 6.81% in the past year, including dividends. Since the fund's inception, the average annual return has been 7.96%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
MHYSX	Class R6	0.60%
MHYIX	Class I	0.74%
MHHIX	Investor Class	1.08%
MHYRX	Class R2	1.09%

Top 10 Holdings

5.83% of assets

Name	Symbol	Weight
Great Outdoors Group LLC, First Lien Term Loan B	BASSPR.L 01.23.32 7	0.87%
TransDigm, Inc.	TDG.6.375 03.01.29 144A	0.72%
Clarivate Science Holdings Corp.	CLVTSC.4.875 07.01.29 144A	0.59%
Jane Street Group	JANEST.7.125 04.30.31 144A	0.54%
Sprint Capital Corp.	S.6.875 11.15.28	0.54%
Mercer International, Inc.	MERC.5.125 02.01.29	0.53%
Talen Energy Supply LLC	TLN.8.625 06.01.30 144A	0.53%
Jazz Securities DAC	JAZZ.4.375 01.15.29 144A	0.51%
Innophos Holdings, Inc.	IPHS.11.5 06.15.29 144A	0.50%
Quikrete Holdings, Inc.	QUIKHO.6.375 03.01.32 144A	0.49%

Dividend History

Ex-Dividend	Amount	Pay Date
Jun 30, 2025	$0.0259	Jun 30, 2025
May 30, 2025	$0.0265	May 30, 2025
Apr 30, 2025	$0.0267	Apr 30, 2025
Mar 31, 2025	$0.0259	Mar 31, 2025
Feb 28, 2025	$0.0239	Feb 28, 2025
Jan 31, 2025	$0.026	Jan 31, 2025