NYLI MacKay High Yield Corporate Bond Class A (MHCAX)

Fund Assets	10.26B
Expense Ratio	0.99%
Min. Investment	$15,000
Turnover	n/a
Dividend (ttm)	0.30
Dividend Yield	5.55%
Dividend Growth	-1.40%
Payout Frequency	Monthly
Ex-Dividend Date	May 29, 2025

Previous Close	5.19
YTD Return	2.50%
1-Year Return	6.60%
5-Year Return	72.47%
52-Week Low	5.04
52-Week High	5.29
Beta (5Y)	n/a
Holdings	634
Inception Date	Jan 3, 1995

About MHCAX

MHCAX was founded on 1995-01-03. The Fund's investment strategy focuses on High Yield with 0.97% total expense ratio. The minimum amount to invest in MainStay Funds: MainStay MacKay High Yield Corporate Bond Fund; Class A Shares is $15,000 on a standard taxable account. MainStay Funds: MainStay MacKay High Yield Corporate Bond Fund; Class A Shares seeks maximum current income through investment in a diversified portfolio of high-yield debt securities. Capital appreciation is a secondary objective. MHCAX invests at least 80% of its assets (net assets plus any borrowings for investment purposes) in high-yield corporate debt securities.

• Fund Family: MainStay Fds A
• Category: High Yield Bond
• Stock Exchange: NASDAQ
• Ticker Symbol: MHCAX
• Share Class: Class A
• Index: ICE BofA US High Yield Constrained TR

Performance

MHCAX had a total return of 6.60% in the past year, including dividends. Since the fund's inception, the average annual return has been 7.94%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
MHYSX	Class R6	0.60%
MHYIX	Class I	0.74%
MHHIX	Investor Class	1.08%
MHYRX	Class R2	1.09%

Top 10 Holdings

10.25% of assets

Name	Symbol	Weight
Us Dollar	n/a	4.68%
EnTrust Global Emrging Mkt Hldg NV A	n/a	0.87%
Sprint Capital Corporation 6.875%	S.6.875 11.15.28	0.72%
TransDigm, Inc. 6.375%	TDG.6.375 03.01.29 144A	0.68%
Saks Global Enterprises LLC 11%	SAGLEN.11 12.15.29 144A	0.63%
Clarivate Science Holdings Corp. 4.875%	CLVTSC.4.875 07.01.29 144A	0.58%
Mercer International Inc. 5.125%	MERC.5.125 02.01.29	0.54%
Jane Street Group LLC / JSG Finance Inc. 7.125%	JANEST.7.125 04.30.31 144A	0.53%
Talen Energy Supply LLC 8.625%	TLN.8.625 06.01.30 144A	0.51%
Innophos Holdings, Inc. 11.5%	IPHS.11.5 06.15.29 144A	0.50%

Dividend History

Ex-Dividend	Amount	Pay Date
May 29, 2025	$0.0265	May 30, 2025
Apr 30, 2025	$0.0267	Apr 30, 2025
Mar 31, 2025	$0.0259	Mar 31, 2025
Feb 28, 2025	$0.0239	Feb 28, 2025
Jan 31, 2025	$0.026	Jan 31, 2025
Dec 18, 2024	$0.02558	Dec 18, 2024