NYLI MacKay High Yield Corporate Bond Class A (MHCAX)

Fund Assets	11.12B
Expense Ratio	0.99%
Min. Investment	$15,000
Turnover	n/a
Dividend (ttm)	0.29
Dividend Yield	5.27%
Dividend Growth	0.93%
Payout Frequency	Monthly
Ex-Dividend Date	Nov 28, 2025

Previous Close	5.47
YTD Return	0.96%
1-Year Return	0.51%
5-Year Return	16.66%
52-Week Low	5.08
52-Week High	5.47
Beta (5Y)	n/a
Holdings	628
Inception Date	Jan 3, 1995

About MHCAX

MHCAX was founded on 1995-01-03. The Fund's investment strategy focuses on High Yield with 0.97% total expense ratio. The minimum amount to invest in MainStay Funds: MainStay MacKay High Yield Corporate Bond Fund; Class A Shares is $15,000 on a standard taxable account. MainStay Funds: MainStay MacKay High Yield Corporate Bond Fund; Class A Shares seeks maximum current income through investment in a diversified portfolio of high-yield debt securities. Capital appreciation is a secondary objective. MHCAX invests at least 80% of its assets (net assets plus any borrowings for investment purposes) in high-yield corporate debt securities.

• Fund Family: MainStay Fds A
• Category: High Yield Bond
• Stock Exchange: NASDAQ
• Ticker Symbol: MHCAX
• Share Class: Class A
• Index: ICE BofA US High Yield Constrained TR

Performance

MHCAX had a total return of 0.51% in the past year, including dividends. Since the fund's inception, the average annual return has been 14.81%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
MHYSX	Class R6	0.60%
MHYIX	Class I	0.74%
MHHIX	Investor Class	1.08%
MHYRX	Class R2	1.09%

Top 10 Holdings

8.74% of assets

Name	Symbol	Weight
Us Dollar	n/a	3.39%
Great Outdoors Group, Llc	n/a	0.88%
TransDigm, Inc. 6.375%	TDG.6.375 03.01.29 144A	0.72%
Clarivate Science Holdings Corp. 4.875%	CLVTSC.4.875 07.01.29 144A	0.59%
JB Poindexter & Co Inc 8.75%	JBPOIN.8.75 12.15.31 144A	0.56%
Jane Street Group LLC / JSG Finance Inc. 7.125%	JANEST.7.125 04.30.31 144A	0.55%
Talen Energy Supply LLC 8.625%	TLN.8.625 06.01.30 144A	0.52%
Jazz Securities Designated Activity Co. 4.375%	JAZZ.4.375 01.15.29 144A	0.52%
Quikrete Holdings Inc 6.375%	QUIKHO.6.375 03.01.32 144A	0.51%
Mineral Resources Ltd. 8.125%	MINAU.8.125 05.01.27 144A	0.50%

Dividend History

Ex-Dividend	Amount	Pay Date
Nov 28, 2025	$0.0254	Nov 28, 2025
Oct 31, 2025	$0.0269	Oct 31, 2025
Sep 30, 2025	$0.0263	Sep 30, 2025
Aug 29, 2025	$0.0264	Aug 29, 2025
Jul 31, 2025	$0.0279	Jul 31, 2025
Jun 30, 2025	$0.0259	Jun 30, 2025