MassMutual Select Funds - MassMutual Select 20/80 Allocation Fund (MRCYX)

Fund Assets	204.80M
Expense Ratio	0.78%
Min. Investment	$0.00
Turnover	n/a
Dividend (ttm)	0.50
Dividend Yield	5.38%
Dividend Growth	n/a
Payout Frequency	Annual
Ex-Dividend Date	Sep 10, 2025

Previous Close	9.36
YTD Return	8.58%
1-Year Return	7.19%
5-Year Return	15.68%
52-Week Low	8.49
52-Week High	9.33
Beta (5Y)	n/a
Holdings	23
Inception Date	Jun 20, 2011

About MRCYX

MassMutual 20/80 Allocation Fund Service Class is a **conservative allocation mutual fund** designed to balance income generation with capital preservation. Its investment approach primarily allocates approximately 20% of assets to equities and 80% to fixed income and cash equivalents, reflecting a focus on lower volatility and prudent risk management. The fund invests across multiple asset classes, including U.S. stocks, bonds, and cash, aiming to provide a total return that aligns with careful risk considerations and long-term capital preservation objectives. Established in 2011, the fund is actively managed and seeks to deliver returns suitable for investors with a low risk tolerance or those nearing financial goals where preserving capital is a priority. The conservative allocation strategy makes it particularly relevant for investors seeking stability and moderate growth without substantial exposure to stock market fluctuations. The MassMutual 20/80 Allocation Fund Service Class plays a significant role in the market as a portfolio option within retirement savings plans or blended investment strategies, helping to diversify risk while maintaining regular income through its broad U.S. asset holdings.

• Category: Allocation--15% to 30% Equity
• Stock Exchange: NASDAQ
• Ticker Symbol: MRCYX
• Share Class: Service Class
• Index: Bloomberg U.S. Aggregate Bond TR

Performance

MRCYX had a total return of 7.19% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.43%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FTIWX	Fidelity	Fidelity Advisor Asset Manager 20% I	0.52%
FTTNX	Fidelity	Fidelity Advisor Asset Manager 30% M	1.04%
FCANX	Fidelity	Fidelity Asset Manager 30%	1.54%
FTAWX	Fidelity	Fidelity Advisor Asset Manager 20% A	0.77%
FIKWX	Fidelity	Fidelity Advisor Asset Manager 30% Z	0.48%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
MRCUX	Class I	0.58%
MMNOX	Class Y	0.68%
MRCSX	Class R5	0.68%
MRCLX	Administrative Class	0.88%

Top 10 Holdings

90.48% of assets

Name	Symbol	Weight
MassMutual Core Bond Fund	MCZZX	35.82%
MassMutual Select Funds - MassMutual Select Total Return Bond Fund	MSPZX	22.73%
Vanguard Total Bond Market Index Fund	VBTIX	6.95%
MassMutual Short Duration Bd I	MSTZX	6.55%
MM S&P 500 Index I	MMIZX	4.94%
Invesco International Bond R6	OIBIX	4.28%
MassMutual Select Funds - MassMutual Equity Opportunities Fund	MFVZX	2.76%
MassMutual Blue Chip Growth Fund	MBCZX	2.38%
MassMutual Diversified Value Fund	MDDIX	2.31%
Vanguard Developed Markets Index Fund Admiral Shares	VTMGX	1.77%

Dividend History

Ex-Dividend	Amount	Pay Date
Sep 10, 2025	$0.20648	Sep 11, 2025
Dec 18, 2024	$0.29539	Dec 19, 2024
Dec 18, 2023	$0.28902	Dec 19, 2023
Dec 19, 2022	$0.40519	Dec 20, 2022
Dec 21, 2021	$0.68318	Dec 22, 2021
Dec 18, 2020	$0.56759	Dec 21, 2020