NYLI MacKay Tax Free Bond Class A (MTBAX)

Fund Assets	8.29B
Expense Ratio	1.49%
Min. Investment	$15,000
Turnover	n/a
Dividend (ttm)	0.33
Dividend Yield	3.55%
Dividend Growth	1.24%
Payout Frequency	Monthly
Ex-Dividend Date	Mar 31, 2025

Previous Close	9.03
YTD Return	-1.78%
1-Year Return	0.89%
5-Year Return	3.39%
52-Week Low	n/a
52-Week High	n/a
Beta (5Y)	0.24
Holdings	1089
Inception Date	Jan 3, 1995

About MTBAX

MTBAX was founded on 1995-01-03. The Fund's investment strategy focuses on Gen & Ins Muni with 0.75% total expense ratio. The minimum amount to invest in MainStay Funds: MainStay MacKay Tax Free Bond Fund; Class A Shares is $15,000 on a standard taxable account. MainStay Funds: MainStay MacKay Tax Free Bond Fund; Class A Shares seeks current income exempt from regular federal income tax. MTBAX invests at least 80% of its assets in municipal bonds that are rated investment grade by at least one independent rating agency. On average, the Fund will invest in municipal bonds that have a maturity range of 10 to 30 years.

• Fund Family: MainStay Fds A
• Category: Muni National Long
• Performance Rating: Average
• Risk Rating: Below Average
• Stock Exchange: NASDAQ
• Ticker Symbol: MTBAX
• Share Class: Class A
• Index: Bloomberg Municipal Bond TR

Performance

MTBAX had a total return of 0.89% in the past year, including dividends. Since the fund's inception, the average annual return has been 3.93%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
VWLTX	Vanguard	Vanguard Long-Term Tax-Exempt Fund	0.17%
VWALX	Vanguard	Vanguard High-Yield Tax-Exempt Fund Admiral Shares	0.09%
VWLUX	Vanguard	Vanguard Long-Term Tax-Exempt Fund Admiral Shares	0.09%
VWAHX	Vanguard	Vanguard High-Yield Tax-Exempt Fund	0.17%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
MTSPX	Class C2	0.86%
MTBIX	Class I	0.86%
MKINX	Investor Class	1.18%
MTBDX	Class R6	1.74%

Top 10 Holdings

6.56% of assets

Name	Symbol	Weight
Dreyfus Govt Cash Mgmt Inst Shares - Fund 289	n/a	1.27%
LAMAR TEX CONS INDPT SCH DIST 5.5%	TX LAMSCD 5.5 02.15.2058	0.77%
NATIONAL FIN AUTH N H UTIL REV 6.89%	NH NFAUTL 6.89 04.01.2034	0.66%
BLACK BELT ENERGY GAS DIST ALA GAS PROJ REV 4%	AL BBEUTL 10.01.2052	0.63%
SAN FRANCISCO CALIF CITY & CNTY ARPTS COMMN INTL ARPT REV 5.5%	CA SFOAPT 5.5 05.01.2055	0.59%
SAN FRANCISCO CALIF CITY & CNTY ARPTS COMMN INTL ARPT REV 5%	CA SFOAPT 5 05.01.2050	0.56%
LOS ANGELES CALIF DEPT WTR & PWR REV 6.603%	CA LOSUTL 6.6 07.01.2050	0.53%
LOS ANGELES CALIF DEPT WTR & PWR REV 0%	CA LOSUTL 07.01.2050	0.53%
LOS ANGELES CALIF DEPT WTR & PWR REV 0%	CA LOSUTL 07.01.2055	0.53%
OKLAHOMA TRANSN AUTH OK F/K/A OKLAHOMA ST TPK AUTH 5.5%	OK OKSTRN 5.5 01.01.2053	0.51%

Dividend History

Ex-Dividend	Amount	Pay Date
Mar 31, 2025	$0.02782	Mar 31, 2025
Feb 28, 2025	$0.02498	Feb 28, 2025
Jan 31, 2025	$0.02862	Jan 31, 2025
Dec 31, 2024	$0.02862	Dec 31, 2024
Nov 29, 2024	$0.02742	Nov 29, 2024
Oct 31, 2024	$0.0279	Oct 31, 2024