NYLI MacKay Total Return Bond Class I (MTMIX)

Fund Assets	400.74M
Expense Ratio	0.60%
Min. Investment	$1,000,000
Turnover	n/a
Dividend (ttm)	0.48
Dividend Yield	5.35%
Dividend Growth	12.46%
Payout Frequency	Monthly
Ex-Dividend Date	Mar 31, 2025

Previous Close	9.07
YTD Return	1.78%
1-Year Return	7.93%
5-Year Return	3.94%
52-Week Low	n/a
52-Week High	n/a
Beta (5Y)	0.30
Holdings	443
Inception Date	Jan 2, 1991

About MTMIX

The Fund's investment strategy focuses on Core Bond with 0.6% total expense ratio. The minimum amount to invest in MainStay Funds Trust: MainStay MacKay Total Return Bond Fund; Class I Shares is $1,000,000 on a standard taxable account. MainStay Funds Trust: MainStay MacKay Total Return Bond Fund; Class I Shares seeks total return. MTMIX invests at least 80% of its assets (net assets plus any borrowings) in bonds, which include all types of debt securities. MTMIX will also invest at least 65% percent of its total assets in investment grade debt securities, as rated by an independent rating agency.

• Fund Family: MainStay Fds I
• Category: Intermediate Core-Plus Bond
• Performance Rating: Above Average
• Risk Rating: Above Average
• Stock Exchange: NASDAQ
• Ticker Symbol: MTMIX
• Share Class: Class I
• Index: Bloomberg U.S. Aggregate Bond TR

Performance

MTMIX had a total return of 7.93% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.22%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
MTRDX	Class R6	0.53%
MTMAX	Class A	0.85%
MTMNX	Investor Class	1.05%
MTMSX	Simple Class	1.30%

Top 10 Holdings

17.62% of assets

Name	Symbol	Weight
United States Treasury Notes 4.625%	T 4.625 02.15.35	4.00%
United States Treasury Notes 4.375%	T 4.375 01.31.32	3.72%
United Kingdom of Great Britain and Northern Ireland 4.125%	UKT 4.125 07.22.29	2.35%
Us Dollar	n/a	2.31%
Mainstay Funds Trust - Main US Government Liquidity Fund	MUSXX	1.76%
United States Treasury Bonds 4.75%	T 4.75 02.15.45	0.81%
Lloyds Banking Group PLC 4.582%	LLOYDS 4.582 12.10.25	0.73%
CONNECTICUT AVENUE SECURITIES TRUST 0%	CAS 2019-HRP1 B1	0.72%
AerCap Ireland Capital DAC / AerCap Global Aviation Trust 2.45%	AER 2.45 10.29.26	0.62%
Federal Home Loan Mortgage Corp. 5.5%	FR SD8342	0.60%

Dividend History

Ex-Dividend	Amount	Pay Date
Mar 31, 2025	$0.0427	Mar 31, 2025
Feb 28, 2025	$0.0391	Feb 28, 2025
Jan 31, 2025	$0.0397	Jan 31, 2025
Dec 17, 2024	$0.04457	Dec 17, 2024
Nov 29, 2024	$0.0417	Nov 29, 2024
Oct 31, 2024	$0.0381	Oct 31, 2024