NYLI MacKay Total Return Bond Class I (MTMIX)

Fund Assets	400.74M
Expense Ratio	0.60%
Min. Investment	$1,000,000
Turnover	n/a
Dividend (ttm)	0.48
Dividend Yield	5.30%
Dividend Growth	8.68%
Payout Frequency	Monthly
Ex-Dividend Date	May 29, 2025

Previous Close	9.09
YTD Return	2.88%
1-Year Return	6.43%
5-Year Return	2.82%
52-Week Low	8.93
52-Week High	9.51
Beta (5Y)	0.29
Holdings	443
Inception Date	Jan 2, 1991

About MTMIX

The Fund's investment strategy focuses on Core Bond with 0.6% total expense ratio. The minimum amount to invest in MainStay Funds Trust: MainStay MacKay Total Return Bond Fund; Class I Shares is $1,000,000 on a standard taxable account. MainStay Funds Trust: MainStay MacKay Total Return Bond Fund; Class I Shares seeks total return. MTMIX invests at least 80% of its assets (net assets plus any borrowings) in bonds, which include all types of debt securities. MTMIX will also invest at least 65% percent of its total assets in investment grade debt securities, as rated by an independent rating agency.

• Fund Family: MainStay Fds I
• Category: Intermediate Core-Plus Bond
• Stock Exchange: NASDAQ
• Ticker Symbol: MTMIX
• Share Class: Class I
• Index: Bloomberg U.S. Aggregate Bond TR

Performance

MTMIX had a total return of 6.43% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.24%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
MTRDX	Class R6	0.53%
MTMAX	Class A	0.85%
MTMNX	Investor Class	1.05%
MTMSX	Simple Class	1.30%

Top 10 Holdings

21.24% of assets

Name	Symbol	Weight
United States Treasury Notes 4.375%	T.4.375 01.31.32	8.26%
United States Treasury Notes 4.625%	T.4.625 02.15.35	3.47%
Pound Sterling	n/a	2.41%
Us Dollar	n/a	2.32%
United States Treasury Notes 4.25%	T.4.25 01.31.30	1.13%
United States Treasury Bonds 4.75%	T.4.75 02.15.45	1.00%
Lloyds Banking Group PLC 4.582%	LLOYDS.4.582 12.10.25	0.74%
CONNECTICUT AVENUE SECURITIES TRUST	CAS.2019-HRP1 B1	0.71%
Federal Home Loan Mortgage Corp. 5.5%	FR.SD8342	0.59%
First Horizon Corporation 4%	FHN.4 05.26.25	0.59%

Dividend History

Ex-Dividend	Amount	Pay Date
May 29, 2025	$0.0389	May 30, 2025
Apr 30, 2025	$0.0387	Apr 30, 2025
Mar 31, 2025	$0.0427	Mar 31, 2025
Feb 28, 2025	$0.0391	Feb 28, 2025
Jan 31, 2025	$0.0397	Jan 31, 2025
Dec 17, 2024	$0.04457	Dec 17, 2024