NYLI MacKay Total Return Bond Class I (MTMIX)

Fund Assets	400.74M
Expense Ratio	0.60%
Min. Investment	$1,000,000
Turnover	n/a
Dividend (ttm)	0.48
Dividend Yield	5.29%
Dividend Growth	6.93%
Payout Frequency	Monthly
Ex-Dividend Date	Jun 30, 2025

Previous Close	9.14
YTD Return	3.42%
1-Year Return	4.66%
5-Year Return	1.35%
52-Week Low	8.93
52-Week High	9.51
Beta (5Y)	0.29
Holdings	436
Inception Date	Jan 2, 1991

About MTMIX

The Fund's investment strategy focuses on Core Bond with 0.6% total expense ratio. The minimum amount to invest in MainStay Funds Trust: MainStay MacKay Total Return Bond Fund; Class I Shares is $1,000,000 on a standard taxable account. MainStay Funds Trust: MainStay MacKay Total Return Bond Fund; Class I Shares seeks total return. MTMIX invests at least 80% of its assets (net assets plus any borrowings) in bonds, which include all types of debt securities. MTMIX will also invest at least 65% percent of its total assets in investment grade debt securities, as rated by an independent rating agency.

• Fund Family: MainStay Fds I
• Category: Intermediate Core-Plus Bond
• Stock Exchange: NASDAQ
• Ticker Symbol: MTMIX
• Share Class: Class I
• Index: Bloomberg U.S. Aggregate Bond TR

Performance

MTMIX had a total return of 4.66% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.24%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
MTRDX	Class R6	0.53%
MTMAX	Class A	0.85%
MTMNX	Investor Class	1.05%
MTMSX	Simple Class	1.30%

Top 10 Holdings

21.59% of assets

Name	Symbol	Weight
United States of America - U.S. Treasury Notes	T.4 04.30.32	9.52%
United States of America - U.S. Treasury Notes	T.4.625 02.15.35	3.67%
United States of America - U.S. Treasury Notes	n/a	2.31%
Mainstay Funds Trust - Main US Government Liquidity Fund	MUSXX	1.67%
Short-Term Investment Trust - Invesco Government & Agency Portfolio	AGPXX	1.01%
United States of America - U.S. Treasury Bonds	T.4.75 02.15.45	0.97%
Lloyds Banking Group plc	LLOYDS.4.582 12.10.25	0.72%
First Horizon Corp.	FHN.4 05.26.25	0.58%
FHLMC Pool - UMBS Pool, 30 Year	n/a	0.57%
United States of America - U.S. Treasury Bills	B.0 05.29.25	0.57%

Dividend History

Ex-Dividend	Amount	Pay Date
Jun 30, 2025	$0.0391	Jun 30, 2025
May 30, 2025	$0.0389	May 30, 2025
Apr 30, 2025	$0.0387	Apr 30, 2025
Mar 31, 2025	$0.0427	Mar 31, 2025
Feb 28, 2025	$0.0391	Feb 28, 2025
Jan 31, 2025	$0.0397	Jan 31, 2025