About RGMFX
American Funds Preservation Portfolio Class R-5E is a mutual fund-of-funds designed to provide current income while emphasizing preservation of capital. It allocates predominantly to U.S. and global fixed income strategies managed within the American Funds family, concentrating in short‑duration, investment‑grade bonds such as U.S. Treasuries, agency mortgage‑backed securities, and high‑quality corporate and asset‑backed obligations. According to the sponsor, the portfolio holds a very high share of U.S. bonds with a short effective duration profile and pays dividends on a monthly schedule, reflecting its income orientation and conservative risk posture. Public holdings data indicate significant exposure to affiliated short‑term and intermediate bond funds, aligning the vehicle with the short‑term bond category. The Class R‑5E share class is structured for retirement plans, typically featuring plan‑eligible pricing and operational features suited to employer‑sponsored platforms. Within the broader market, the fund serves as a low‑volatility building block for capital preservation mandates, cash management sleeves, and ballast within diversified portfolios, aiming to dampen equity risk while maintaining liquidity and timely income distributions.
Fund Family Capital Group
Category Short-Term Bond
Performance Rating Below Average
Risk Rating Above Average
Stock Exchange NASDAQ
Ticker Symbol RGMFX
Share Class Class R-5e
Index Bloomberg 1-5 Yr US Govt/Credit A+ TR USD
RGMFX had a total return of 6.51% in the past year, including dividends. Since the fund's
inception, the average annual return has been 4.64%.
