About RGRPX
American Funds Retirement Income Portfolio - Conservative R2E is a mutual fund designed to support retirees seeking a stable source of current income while prioritizing preservation of capital. This fund pursues a conservative allocation, investing primarily in a diversified mix of U.S. and international bonds and equities, with a notable emphasis on fixed income assets. As of early 2025, its portfolio consists of roughly 50% U.S. bonds, 6% non-U.S. bonds, 28% U.S. equities, and 11% non-U.S. equities, along with a modest allocation to cash and equivalents, aiming to manage interest rate risk through an effective duration of 5.5 years.
The fund is structured as a fund-of-funds, holding shares in other American Funds products to achieve its objectives. Its sector exposure includes financials, information technology, health care, and consumer staples, which helps broaden diversification and support income generation. With regular quarterly dividend distributions and a portfolio turnover rate of 12%, it is tailored to offer lower downside risk compared to more aggressive retirement income solutions, making it particularly suited for conservative investors seeking reliable income in retirement.
Fund Family Capital Group
Category Allocation--30% to 50% Equity
Performance Rating Average
Risk Rating Below Average
Stock Exchange NASDAQ
Ticker Symbol RGRPX
Share Class Class R-2e
Index S&P Target Date Retirement Income TR
RGRPX had a total return of 13.60% in the past year, including dividends. Since the fund's
inception, the average annual return has been 8.57%.
