American Funds Mortgage Fund® Class R-4 (RMAEX)
| Fund Assets | 12.95B |
| Expense Ratio | 0.62% |
| Min. Investment | $250 |
| Turnover | 58.00% |
| Dividend (ttm) | 0.38 |
| Dividend Yield | 4.20% |
| Dividend Growth | -3.39% |
| Payout Frequency | Monthly |
| Ex-Dividend Date | Jan 30, 2026 |
| Previous Close | 8.99 |
| YTD Return | 1.01% |
| 1-Year Return | 9.73% |
| 5-Year Return | 2.49% |
| 52-Week Low | 8.26 |
| 52-Week High | 9.01 |
| Beta (5Y) | n/a |
| Holdings | 1310 |
| Inception Date | Nov 1, 2010 |
About RMAEX
American Funds Mortgage Fund (Class R-4) is an actively managed mutual fund focused primarily on providing current income and preservation of capital. Classified within the intermediate government bond category, the fund invests the vast majority of its assets—over 88%—in mortgage-backed securities, including obligations issued by government agencies such as Ginnie Mae, Fannie Mae, and Freddie Mac, as well as U.S. Treasury bonds and asset-backed securities. This composition aims to balance yield with relative safety compared to riskier fixed-income sectors. The fund maintains a moderate effective duration of approximately 6.2 years and seeks to generate consistent income through monthly distributions. Managed by experienced professionals at American Funds, this product is commonly selected by institutional investors and retirement plans as a core fixed-income holding, reflecting its role in delivering income and potential stability to diversified portfolios. Established in 2010, the fund is recognized for its focus on high-quality, mortgage-related bonds, contributing to its significance within the U.S. fixed-income market landscape.
Performance
RMAEX had a total return of 9.73% in the past year, including dividends. Since the fund's inception, the average annual return has been 4.75%.
Top 10 Holdings
21.57% of assets| Name | Symbol | Weight |
|---|---|---|
| Federal Home Loan Banks 0% | FHLBDN.0 03.04.14 | 3.61% |
| Federal Home Loan Banks 0% | FHLBDN.0 01.06.14 | 3.23% |
| Federal Home Loan Mortgage Corp. 6% | FR.RQ0028 | 3.23% |
| Capital Group Central Cash Fund | n/a | 3.01% |
| Federal Home Loan Banks 0% | FHLBDN.0 04.27.18 | 2.00% |
| Federal National Mortgage Association 2.5% | FNCL.2.5 1.12 | 1.41% |
| Federal National Mortgage Association 3.5% | FNCL.3.5 2.12 | 1.40% |
| Federal National Mortgage Association 6% | FN.MA5701 | 1.26% |
| Federal Home Loan Mortgage Corp. 6% | FR.SD8290 | 1.21% |
| Federal Home Loan Banks 0% | FHLBDN.0 01.28.14 | 1.21% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Jan 30, 2026 | $0.03034 | Feb 2, 2026 |
| Dec 31, 2025 | $0.03177 | Jan 2, 2026 |
| Nov 28, 2025 | $0.03051 | Dec 1, 2025 |
| Oct 31, 2025 | $0.03157 | Nov 3, 2025 |
| Sep 30, 2025 | $0.0317 | Oct 1, 2025 |
| Aug 29, 2025 | $0.03211 | Sep 2, 2025 |