American Funds Mortgage Fund® Class R-5 (RMAFX)
| Fund Assets | 12.38B |
| Expense Ratio | 0.33% |
| Min. Investment | $250 |
| Turnover | 58.00% |
| Dividend (ttm) | 0.41 |
| Dividend Yield | 4.54% |
| Dividend Growth | -3.24% |
| Payout Frequency | Monthly |
| Ex-Dividend Date | Dec 31, 2025 |
| Previous Close | 8.93 |
| YTD Return | -0.22% |
| 1-Year Return | 8.22% |
| 5-Year Return | 2.57% |
| 52-Week Low | 8.22 |
| 52-Week High | 8.96 |
| Beta (5Y) | n/a |
| Holdings | 1072 |
| Inception Date | Nov 1, 2010 |
About RMAFX
American Funds Mortgage Fund R-5 is a mutual fund specializing in fixed income, with a central objective of providing current income and preserving capital. The fund invests primarily—at least 80% of assets—in high-quality, mortgage-related securities. Most of these are guaranteed by the U.S. government or issued by government-sponsored entities, with a strict credit quality discipline ensuring that the majority are rated AAA/Aaa or equivalent. Managed by Capital Research and Management Company, the fund utilizes analyst-driven research and a multi-manager approach. Its portfolio is largely composed of mortgage-backed obligations, supplemented by limited positions in U.S. Treasury bonds and select asset-backed securities. The fund pays monthly income distributions, targeting investors seeking consistent income with a focus on risk control and capital stability. Its conservative, valuation-sensitive strategy and large scale underscore its significance in the intermediate government bond sector, contributing to market liquidity and stability in the mortgage securities market.
Performance
RMAFX had a total return of 8.22% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.21%.
Top 10 Holdings
28.36% of assets| Name | Symbol | Weight |
|---|---|---|
| Capital Group Central Cash Fund | n/a | 8.98% |
| Federal National Mortgage Association 2.5% | FNCL.2.5 7.11 | 3.46% |
| Federal National Mortgage Association 6% | FNCL.6 7.11 | 2.98% |
| Federal Home Loan Banks 0% | FHLBDN.0 07.02.13 | 2.45% |
| Federal National Mortgage Association 6.5% | FNCL.6.5 8.11 | 2.08% |
| Federal Home Loan Mortgage Corp. 5% | FR.SD4977 | 1.85% |
| Federal National Mortgage Association 3.5% | FNCL.3.5 8.11 | 1.80% |
| Federal National Mortgage Association 5% | FN.MA5009 | 1.69% |
| Federal Home Loan Banks 0% | FHLBDN.0 08.27.13 | 1.61% |
| Federal Home Loan Mortgage Corp. 6.5% | FR.SD8508 | 1.46% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 31, 2025 | $0.03387 | Jan 2, 2026 |
| Nov 28, 2025 | $0.03261 | Dec 1, 2025 |
| Oct 31, 2025 | $0.0338 | Nov 3, 2025 |
| Sep 30, 2025 | $0.03381 | Oct 1, 2025 |
| Aug 29, 2025 | $0.03432 | Sep 2, 2025 |
| Jul 31, 2025 | $0.03496 | Aug 1, 2025 |