American Funds Mortgage Fund® Class R-5E (RMAHX)
| Fund Assets | 12.95B |
| Expense Ratio | 0.42% |
| Min. Investment | $250 |
| Turnover | 58.00% |
| Dividend (ttm) | 0.40 |
| Dividend Yield | 4.40% |
| Dividend Growth | -2.95% |
| Payout Frequency | Monthly |
| Ex-Dividend Date | Jan 30, 2026 |
| Previous Close | 8.99 |
| YTD Return | 1.03% |
| 1-Year Return | 9.96% |
| 5-Year Return | 3.51% |
| 52-Week Low | 8.24 |
| 52-Week High | 9.01 |
| Beta (5Y) | n/a |
| Holdings | 1310 |
| Inception Date | Nov 20, 2015 |
About RMAHX
American Funds Mortgage Fund (Class R-5E) is a mutual fund focused on delivering current income and the preservation of capital by investing primarily in mortgage-backed securities. The fund allocates the vast majority of its assets—over 88%—to mortgage-backed obligations, predominantly those issued or guaranteed by the U.S. government, with additional exposure to U.S. Treasury bonds and a smaller portion in asset-backed securities. Designed for investors seeking stable income, the fund pays regular monthly dividends and is categorized as an intermediate government bond fund. Its portfolio management emphasizes active sector allocation, security selection, and duration management, resulting in an effective duration of approximately 6.2 years. With assets exceeding $11 billion as of June 2025, the fund maintains a significant presence in the fixed income market, supporting liquidity and capital stability for a broad investor base. It frequently benchmarks its performance to key indices such as the Bloomberg U.S. Mortgage Backed Securities Index, underscoring its role in providing diversified exposure to high credit-quality mortgage-backed instruments within the fixed income landscape.
Performance
RMAHX had a total return of 9.96% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.13%.
Top 10 Holdings
21.57% of assets| Name | Symbol | Weight |
|---|---|---|
| Federal Home Loan Banks 0% | FHLBDN.0 03.04.14 | 3.61% |
| Federal Home Loan Banks 0% | FHLBDN.0 01.06.14 | 3.23% |
| Federal Home Loan Mortgage Corp. 6% | FR.RQ0028 | 3.23% |
| Capital Group Central Cash Fund | n/a | 3.01% |
| Federal Home Loan Banks 0% | FHLBDN.0 04.27.18 | 2.00% |
| Federal National Mortgage Association 2.5% | FNCL.2.5 1.12 | 1.41% |
| Federal National Mortgage Association 3.5% | FNCL.3.5 2.12 | 1.40% |
| Federal National Mortgage Association 6% | FN.MA5701 | 1.26% |
| Federal Home Loan Mortgage Corp. 6% | FR.SD8290 | 1.21% |
| Federal Home Loan Banks 0% | FHLBDN.0 01.28.14 | 1.21% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Jan 30, 2026 | $0.03187 | Feb 2, 2026 |
| Dec 31, 2025 | $0.03347 | Jan 2, 2026 |
| Nov 28, 2025 | $0.03204 | Dec 1, 2025 |
| Oct 31, 2025 | $0.03336 | Nov 3, 2025 |
| Sep 30, 2025 | $0.03324 | Oct 1, 2025 |
| Aug 29, 2025 | $0.03365 | Sep 2, 2025 |