Saratoga Financial Service C (SFPCX)

Fund Assets	1.26M
Expense Ratio	4.88%
Min. Investment	$250
Turnover	32.00%
Dividend (ttm)	0.61
Dividend Yield	5.93%
Dividend Growth	39.40%
Payout Frequency	Annual
Ex-Dividend Date	n/a

Previous Close	10.25
YTD Return	10.50%
1-Year Return	23.03%
5-Year Return	126.94%
52-Week Low	8.17
52-Week High	10.48
Beta (5Y)	n/a
Holdings	52
Inception Date	Aug 1, 2000

About SFPCX

Saratoga Financial Services Portfolio Fund Class C is an open-end mutual fund that primarily invests in equity securities of companies operating within the financial services sector. The fund is managed by Saratoga Capital Management, LLC and is structured to seek capital appreciation by focusing on U.S. and global firms such as banks, insurance companies, brokerage firms, and consumer credit providers. Its investment portfolio emphasizes large value stocks, with significant exposure to industry leaders like Berkshire Hathaway, JPMorgan Chase, Bank of America, Mastercard, and Visa. The fund deploys a multi-manager approach and maintains a moderate portfolio turnover rate, typically holding its investments over a mid-term horizon. Characterized by a relatively high expense ratio and notable concentration in its top holdings, the fund aims to capture growth and performance trends within the financial sector. Saratoga Financial Services Portfolio Fund Class C serves investors seeking targeted exposure to financial industry equities, and acts as a specialty fund within diversified portfolios, enabling focused participation in the evolving financial landscape.

• Fund Family: Saratoga
• Category: Financial
• Stock Exchange: NASDAQ
• Ticker Symbol: SFPCX
• Share Class: Class C
• Index: S&P 500 TR

Performance

SFPCX had a total return of 23.03% in the past year, including dividends. Since the fund's inception, the average annual return has been 3.47%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FFSIX	Fidelity	Fidelity Advisor Financials I	0.77%
FSRBX	Fidelity	Fidelity Select Banking	0.71%
FSPCX	Fidelity	Fidelity Select Insurance Port	0.69%
FIKBX	Fidelity	Fidelity Advisor Financials Z	0.64%
FSVLX	Fidelity	Fidelity Select Fintech Port	0.75%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
SFPIX	Class I	3.88%
SFPAX	Class A	4.23%

Top 10 Holdings

43.50% of assets

Name	Symbol	Weight
Berkshire Hathaway Inc.	BRK.B	9.45%
JPMorgan Chase & Co.	JPM	4.73%
Visa Inc.	V	4.26%
Mastercard Incorporated	MA	4.14%
Bank of America Corporation	BAC	4.12%
Wells Fargo & Company	WFC	3.65%
Chubb Limited	CB	3.52%
CME Group Inc.	CME	3.40%
Aflac Incorporated	AFL	3.19%
Ameriprise Financial, Inc.	AMP	3.02%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 10, 2024	$0.6078	Dec 11, 2024
Dec 8, 2023	$0.436	Dec 11, 2023
Dec 9, 2022	$0.4686	Dec 12, 2022
Dec 10, 2021	$0.5097	Dec 13, 2021
Dec 11, 2020	$0.3396	Dec 11, 2020
Dec 11, 2019	$0.2129	Dec 11, 2019